/SBT

SBT Stock - Sterling Bancorp, Inc.

Q: What is the analyst price target for SBT?

Analyst price target information is not currently available for SBT.

Q: What is SBT's market cap?

Market capitalization information is not currently available for SBT.

Financial Services|Banks - Regional|NASDAQ

$4.84-0.82%

$0.04 (-0.82%) • Mar 31

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-7.0%upside

Target: $4.50

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.54

52W High$5.97

52W Low$4.40

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$135.13M	$76.27M	$80.15M	$95.57M	$110.10M
Gross Profit	$135.13M	$76.27M	$80.15M	$95.57M	$110.10M
Gross Margin	100.0%	100.0%	100.0%	100.0%	100.0%
Operating Income	$125.07M	$8.43M	$29.42M	$28.54M	$-18,876,000
Net Income	$2.14M	$7.41M	$-14,194,000	$23.39M	$-12,967,000
Net Margin	1.6%	9.7%	-17.7%	24.5%	-11.8%
EPS	$0.04	$0.15	$-0.28	$0.47	$-0.26

Company Overview

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish0 Neutral/Bearish

Price Targets

Average Target

↑ 24.0% Upside

Now

Low

Average

High

Based on 1 analyst

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
March 17th 2023	Piper Sandler	Upgrade	Overweight	$6← $6.75

Earnings History & Surprises

SBT

Beat Rate

30%

Last 20 quarters

Avg Surprise

-246.9%

EPS vs Estimate

Beats / Misses

6/13

1 met exactly

Latest EPS

$0.02

Q1 2025

EPS Surprise History

Q2 23

-110.0%

$-0.01vs$0.10

Q3 23

+66.7%

$0.05vs$0.03

Q4 23

-75.0%

$0.01vs$0.04

Q1 24

+233.3%

$0.10vs$0.03

Q2 24

-99.5%

$-0.00vs$-0.00

Q3 24

-25.0%

$0.03vs$0.04

Q4 24

-109.3%

$-0.00vs$0.03

Q1 25

-33.3%

$0.02vs$0.03

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q1 2025	Jan 30, 2025	$0.03	$0.02	-33.3%	✗ MISS
Q4 2024	Oct 30, 2024	$0.03	$-0.00	-109.3%	✗ MISS
Q3 2024	Jul 24, 2024	$0.04	$0.03	-25.0%	✗ MISS
Q2 2024	Apr 24, 2024	$-0.00	$-0.00	-99.5%	✗ MISS
Q1 2024	Jan 24, 2024	$0.03	$0.10	+233.3%	✓ BEAT
Q4 2023	Oct 25, 2023	$0.04	$0.01	-75.0%	✗ MISS
Q3 2023	Jul 26, 2023	$0.03	$0.05	+66.7%	✓ BEAT
Q2 2023	May 1, 2023	$0.10	$-0.01	-110.0%	✗ MISS
Q1 2023	Jan 30, 2023	$-0.18	$-0.37	-100.0%	✗ MISS
Q4 2022	Oct 31, 2022	$0.04	$0.02	-50.0%	✗ MISS
Q3 2022	Aug 15, 2022	$0.07	$-0.04	-157.1%	✗ MISS
Q2 2022	May 2, 2022	$0.09	$0.10	+11.1%	✓ BEAT
Q1 2022	Feb 3, 2022	$0.10	$0.10	0.0%	= MET
Q4 2021	Nov 1, 2021	$0.05	$0.19	+280.0%	✓ BEAT
Q3 2021	Aug 2, 2021	$0.06	$0.05	-16.7%	✗ MISS
Q2 2021	May 3, 2021	$0.02	$0.05	+199.9%	✓ BEAT
Q1 2021	Feb 1, 2021	$-0.00	$-0.23	-4701.7%	✗ MISS
Q4 2020	Oct 19, 2020	$0.08	$0.06	-25.0%	✗ MISS
Q3 2020	Aug 3, 2020	$-0.17	$0.07	+141.2%	✓ BEAT
Q2 2020	Jun 1, 2020	$0.21	$-0.56	-366.7%	✗ MISS

Frequently Asked Questions about SBT

What is SBT's current stock price?

Sterling Bancorp, Inc. (SBT) is currently trading at $4.84 per share. The stock has moved -0.82% today.

What is the analyst price target for SBT?

The average analyst price target for SBT is $4.50, based on 1 analyst.

What sector is Sterling Bancorp, Inc. in?

Sterling Bancorp, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is SBT's market cap?

Sterling Bancorp, Inc. has a market capitalization of $0.25 billion, making it a small-cap company.

Does SBT pay dividends?

No, Sterling Bancorp, Inc. does not currently pay a dividend to shareholders.