/SMFG
Sumitomo Mitsui Financial Group, Inc.
SMFG • NYSESMFG • NYSE • Financial Services
$20.08-1.08%-0.22
$20.08-1.08%(-0.22)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
70Bullish
Risk
100Low Risk
Momentum
62Positive
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
48.9%▲1.4pp
Revenue after COGS
Operating
17.6%▲2.3pp
After operating expenses
Net
12.2%▲1.2pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
7.7
Price vs earnings
EV/EBITDA
-4.2
Enterprise value
FCF Yield
50.8%
Cash generation
Earnings Yield
13.0%
Inverse of P/E
Capital Efficiency
3
GoAI Quality ScoreWeak
ROEReturn on Equity
8.0%Fair
ROAReturn on Assets
0.4%Fair
ROICReturn on Invested Capital
1.1%Fair
Financial Health
Current RatioWeak
0.45
Short-term solvency (>1.5)
Net Debt / EBITDANet Cash
-8.73x
Debt repayment capacity (<3x)
Income QualityStrong
4.22
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $9.66T | $8.77T | $5.78T | $3.80T | $3.57T |
| Gross Profit | $4.72T | $4.16T | $3.51T | $3.15T | $2.69T |
| Gross Margin | 48.9% | 47.4% | 60.7% | 82.8% | 75.4% |
| Operating Income | $1.70T | $1.34T | $1.10T | $929.59B | $672.24B |
| Net Income | $1.18T | $962.95B | $805.84B | $706.63B | $512.81B |
| Net Margin | 12.2% | 11.0% | 13.9% | 18.6% | 14.4% |
| EPS | $301.55 | $239.10 | $194.85 | $170.12 | $123.51 |
Rating Distribution
Strong Buy
0
0%
Buy
1
25%
Hold
3
75%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Citigroup● Maintain
Neutral
2018-11-13Stifel Nicolaus▼ Downgrade
Buy→Hold
2014-02-07Stifel▼ Downgrade
Buy→Hold
2014-02-07Stifel▼ Downgrade
Buy→Hold
2014-02-06Morgan Stanley▲ Upgrade
Equal Weight→Overweight
2012-12-06Morgan Stanley▲ Upgrade
Equal Weight→Overweight
2012-12-05Earnings History & Surprises
BEAT RATE
85%
Last 13 quarters
AVG SURPRISE
+38.6%
EPS vs Estimate
BEATS / MISSES
11/2
Last 13 quarters
LATEST EPS
$0.16
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
-60.0%
$0.16 vs $0.40
Q4 '25
No data
Q3 '25
+9.1%
$0.40 vs $0.37
Q2 '25
No data
Q3 '24
+20.0%
$0.36 vs $0.30
Q2 '24
+116.3%
$0.28 vs $0.13
Q1 '24
+8.4%
$0.38 vs $0.35
Q4 '23
+38.1%
$0.29 vs $0.21
Q3 '23
+12.5%
$0.27 vs $0.24
Q2 '23
-47.8%
$0.12 vs $0.23
Q1 '23
+25.0%
$0.25 vs $0.20
Q4 '22
+70.6%
$0.29 vs $0.17
No investor questions available.
Latest News
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