/STXB

STXB Stock - Spirit of Texas Bancshares, Inc.

Q: What is the analyst price target for STXB?

Analyst price target information is not currently available for STXB.

Q: What is STXB's market cap?

Market capitalization information is not currently available for STXB.

Financial Services|Banks - Regional|NASDAQ

$25.55-0.23%

$0.06 (-0.23%) • Apr 24

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $28.11

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Financial Statements

Revenue & Profitability Trend

FY2017

FY2018

FY2019

FY2020

FY2021

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.94

52W High$31.75

52W Low$21.52

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2021	FY2020	FY2019	FY2018	FY2017
Revenue	$128.19M	$124.81M	$92.46M	$57.50M	$48.26M
Gross Profit	$128.19M	$124.81M	$92.46M	$57.50M	$48.26M
Gross Margin	100.0%	100.0%	100.0%	100.0%	100.0%
Operating Income	$64.13M	$56.38M	$43.93M	$22.30M	$16.67M
Net Income	$42.05M	$31.31M	$21.14M	$9.98M	$4.75M
Net Margin	32.8%	25.1%	22.9%	17.4%	9.8%
EPS	$2.36	$1.77	$1.40	$0.82	$0.50

Company Overview

Spirit of Texas Bancshares, Inc. operates as the bank holding company for Spirit of Texas Bank SSB that provides various commercial and retail banking services. It offers checking, money market, savings, and individual retirement accounts, as well as various certificates of deposit. The company also provides commercial and industrial loans; 1-4 single family residential real estate loans; construction, land, and development loans; commercial real estate loans, such as owner and nonowner-occupied commercial real estate loans, multifamily loans, and farmland loans; consumer loans and leases; and municipal and other loans. In addition, it offers a range of ancillary banking services, including treasury management services, consumer and commercial online banking services, mobile applications, safe deposit boxes, wire transfer services, debit cards, and ATM access. Further, it provides credit card processing and co-branded credit card services; and invests in U.S. Treasury bills and notes, as well as in securities of federally sponsored agencies, such as Federal Home Loan Bank bonds. As of February 26, 2022, it had 35 locations in the Houston, Dallas/Fort Worth, Bryan/College Station, Austin, San Antonio-New Braunfels, Corpus Christi, Austin, and Tyler metropolitan areas, as well as offices in North Central and South Texas. The company serves individuals, professionals, small and medium-sized businesses, and commercial companies. Spirit of Texas Bancshares, Inc. was incorporated in 2008 and is headquartered in Conroe, Texas.

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Earnings History & Surprises

STXB

Beat Rate

53%

Last 15 quarters

Avg Surprise

+8.2%

EPS vs Estimate

Beats / Misses

8/5

2 met exactly

Latest EPS

$0.51

Q1 2022

EPS Surprise History

Q2 20

-15.4%

$0.22vs$0.26

Q3 20

+51.7%

$0.44vs$0.29

Q4 20

+36.7%

$0.41vs$0.30

Q1 21

+34.1%

$0.55vs$0.41

Q2 21

+31.8%

$0.58vs$0.44

Q3 21

+32.1%

$0.70vs$0.53

Q4 21

+1.7%

$0.59vs$0.58

Q1 22

-7.3%

$0.51vs$0.55

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2022	Apr 19, 2022	$0.51	—	—	—
Q1 2022	Jan 26, 2022	$0.55	$0.51	-7.3%	✗ MISS
Q4 2021	Oct 27, 2021	$0.58	$0.59	+1.7%	✓ BEAT
Q3 2021	Jul 21, 2021	$0.53	$0.70	+32.1%	✓ BEAT
Q2 2021	Apr 21, 2021	$0.44	$0.58	+31.8%	✓ BEAT
Q1 2021	Jan 25, 2021	$0.41	$0.55	+34.1%	✓ BEAT
Q4 2020	Oct 20, 2020	$0.30	$0.41	+36.7%	✓ BEAT
Q3 2020	Jul 20, 2020	$0.29	$0.44	+51.7%	✓ BEAT
Q2 2020	Apr 29, 2020	$0.26	$0.22	-15.4%	✗ MISS
Q1 2020	Jan 29, 2020	$0.40	$0.24	-40.0%	✗ MISS
Q4 2019	Oct 22, 2019	$0.40	$0.34	-15.0%	✗ MISS
Q3 2019	Jul 24, 2019	$0.41	$0.41	0.0%	= MET
Q2 2019	Apr 29, 2019	$0.30	$0.33	+10.0%	✓ BEAT
Q1 2019	Jan 30, 2019	$0.31	$0.33	+6.5%	✓ BEAT
Q4 2018	Oct 23, 2018	$0.30	$0.29	-3.3%	✗ MISS
Q3 2018	Jul 24, 2018	$0.29	$0.29	0.0%	= MET
Q2 2018	May 4, 2018	—	$0.21	—	—
Q4 2017	Dec 31, 2017	—	$0.06	—	—
Q3 2017	Sep 30, 2017	—	$0.21	—	—
Q2 2017	Jun 30, 2017	—	$0.21	—	—

Frequently Asked Questions about STXB

What is STXB's current stock price?

Spirit of Texas Bancshares, Inc. (STXB) is currently trading at $25.55 per share. The stock has moved -0.23% today.

What is the analyst price target for STXB?

No analyst price targets are currently available for this stock.

What sector is Spirit of Texas Bancshares, Inc. in?

Spirit of Texas Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is STXB's market cap?

Spirit of Texas Bancshares, Inc. has a market capitalization of N/A, making it a small-cap company.

Does STXB pay dividends?

No, Spirit of Texas Bancshares, Inc. does not currently pay a dividend to shareholders.