/TRU
TransUnion
TRU • NYSETRU • NYSE • Industrials
$77.48-2.21%-1.75
$77.48-2.21%(-1.75)Industrials
GoAI Score
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Valuation
50Fair Value
Sentiment
100Bullish
Risk
52Moderate
Momentum
32Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
59.1%▼0.9pp
Revenue after COGS
Operating
18.7%▲2.8pp
After operating expenses
Net
10.0%▲3.2pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
36.6
Price vs earnings
EV/EBITDA
14.4
Enterprise value
FCF Yield
4.0%
Cash generation
Earnings Yield
2.7%
Inverse of P/E
Capital Efficiency
7
GoAI Quality ScoreWeak
ROEReturn on Equity
10.3%Fair
ROAReturn on Assets
4.1%Fair
ROICReturn on Invested Capital
6.2%Fair
Financial Health
Current RatioHealthy
1.75
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
2.96x
Debt repayment capacity (<3x)
Income QualityStrong
2.17
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $4.58B | $4.18B | $3.83B | $3.71B | $2.96B |
| Gross Profit | $2.70B | $2.51B | $2.31B | $2.32B | $1.94B |
| Gross Margin | 59.1% | 60.0% | 60.4% | 62.7% | 65.5% |
| Operating Income | $857.80M | $666.70M | $128.50M | $626.30M | $651.90M |
| Net Income | $455.40M | $284.40M | -$206.20M | $266.30M | $1.39B |
| Net Margin | 10.0% | 6.8% | -5.4% | 7.2% | 47.0% |
| EPS | $2.34 | $1.46 | -$1.07 | $1.40 | $7.25 |
Average Price Target
$96.90▲ 25.1% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for TransUnion, the average price target is $96.90, with a high forecast of $111.00 and a low forecast of $80.00. The average price target represents a 25.1% increase from the current price of $77.48.
Highest
$111.00
Average
$96.90
Lowest
$80.00
Rating Distribution
Strong Buy
0
0%
Buy
20
77%
Hold
6
23%
Sell
0
0%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Goldman Sachs● Maintain
Neutral
2026-02-17Barclays● Maintain
Equal Weight
2026-02-13Needham● Maintain
Buy
2026-02-13Wells Fargo● Maintain
Overweight
2026-02-13Stifel● Maintain
Buy
2026-02-13Wells Fargo● Maintain
Overweight
2026-01-14Morgan Stanley● Maintain
Overweight
2025-12-17BMO Capital● Maintain
Outperform
2025-10-24Needham● Maintain
Buy
2025-10-24Goldman Sachs● Maintain
Neutral
2025-10-24Earnings History & Surprises
BEAT RATE
67%
Last 18 quarters
AVG SURPRISE
+3.2%
EPS vs Estimate
BEATS / MISSES
12/3
3 met exactly
LATEST EPS
$1.07
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+3.9%
$1.07 vs $1.03
Q4 '25
+5.8%
$1.10 vs $1.04
Q3 '25
+9.0%
$1.08 vs $0.99
Q2 '25
+7.4%
$1.05 vs $0.98
Q1 '25
$0.97 vs $0.97
Q4 '24
+2.0%
$1.04 vs $1.02
Q3 '24
+2.1%
$0.99 vs $0.97
Q2 '24
+13.4%
$0.92 vs $0.81
Q1 '24
+12.7%
$0.80 vs $0.71
Q4 '23
-4.2%
$0.91 vs $0.95
Q3 '23
+3.6%
$0.86 vs $0.83
Q2 '23
+8.1%
$0.80 vs $0.74
No investor questions available.
Latest News
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