TRV Stock - The Travelers Companies, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $46.43B | $41.37B | $36.90B | $34.82B | $31.98B |
| Gross Profit | $12.40B | $8.93B | $8.53B | $9.47B | $8.09B |
| Gross Margin | 26.7% | 21.6% | 23.1% | 27.2% | 25.3% |
| Operating Income | $6.18B | $3.37B | $3.35B | $4.46B | $3.24B |
| Net Income | $5.00B | $2.99B | $2.84B | $3.66B | $2.70B |
| Net Margin | 10.8% | 7.2% | 7.7% | 10.5% | 8.4% |
| EPS | $21.76 | $12.93 | $11.91 | $14.63 | $10.56 |
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 16th 2025 | Mizuho | Initiation | Neutral | $317 |
| September 16th 2025 | Wolfe Research | Initiation | Peer Perform | - |
| August 13th 2025 | Cantor Fitzgerald | Initiation | Overweight | $308 |
| August 13th 2025 | Citigroup | Initiation | Neutral | $291 |
| July 7th 2025 | Barclays | Downgrade | Equal Weight | $274 |
| April 9th 2025 | Wells Fargo | Upgrade | Equal Weight | $247 |
| March 24th 2025 | HSBC Securities | Downgrade | Hold | $270 |
| February 19th 2025 | Keefe Bruyette | Upgrade | Outperform | $286← $275 |
| January 24th 2025 | Piper Sandler | Upgrade | Overweight | $310← $259 |
| January 8th 2025 | Goldman | Upgrade | Buy | $278 |
| December 11th 2024 | Wells Fargo | Downgrade | Underweight | $217← $256 |
| December 10th 2024 | HSBC Securities | Upgrade | Buy | $290 |
| November 21st 2024 | Janney | Downgrade | Neutral | $280 |
| September 5th 2024 | Barclays | Initiation | Overweight | $286 |
| July 15th 2024 | TD Cowen | Downgrade | Hold | $230← $252 |
Earnings History & Surprises
TRVEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 14, 2026 | — | — | — | — |
Q1 2026 | Jan 21, 2026 | $8.34 | — | — | — |
Q4 2025 | Oct 16, 2025 | $6.39 | $8.14 | +27.4% | ✓ BEAT |
Q3 2025 | Jul 17, 2025 | $3.65 | $6.51 | +78.4% | ✓ BEAT |
Q2 2025 | Apr 16, 2025 | $0.79 | $1.91 | +143.3% | ✓ BEAT |
Q1 2025 | Jan 22, 2025 | $6.70 | $9.15 | +36.6% | ✓ BEAT |
Q4 2024 | Oct 17, 2024 | $3.55 | $5.24 | +47.6% | ✓ BEAT |
Q3 2024 | Jul 19, 2024 | $1.98 | $2.51 | +26.8% | ✓ BEAT |
Q2 2024 | Apr 17, 2024 | $4.90 | $4.69 | -4.3% | ✗ MISS |
Q1 2024 | Jan 19, 2024 | $5.09 | $7.01 | +37.7% | ✓ BEAT |
Q4 2023 | Oct 18, 2023 | $3.01 | $1.95 | -35.2% | ✗ MISS |
Q3 2023 | Jul 20, 2023 | $2.27 | $0.06 | -97.4% | ✗ MISS |
Q2 2023 | Apr 19, 2023 | $3.55 | $3.21 | -9.6% | ✗ MISS |
Q1 2023 | Jan 24, 2023 | $3.40 | $3.40 | 0.0% | = MET |
Q4 2022 | Oct 19, 2022 | $1.56 | $2.20 | +41.0% | ✓ BEAT |
Q3 2022 | Jul 21, 2022 | $1.97 | $2.57 | +30.5% | ✓ BEAT |
Q2 2022 | Apr 19, 2022 | $3.61 | $4.22 | +16.9% | ✓ BEAT |
Q1 2022 | Jan 20, 2022 | $3.86 | $5.20 | +34.7% | ✓ BEAT |
Q4 2021 | Oct 19, 2021 | $1.67 | $2.60 | +55.7% | ✓ BEAT |
Q3 2021 | Jul 20, 2021 | $2.39 | $3.45 | +44.4% | ✓ BEAT |
Latest News
Mizuho Initiates Coverage On Travelers Companies with Neutral Rating, Announces Price Target of $317
➖ NeutralMorgan Stanley Maintains Equal-Weight on Travelers Companies, Raises Price Target to $295
➖ NeutralKeefe, Bruyette & Woods Maintains Outperform on Travelers Companies, Raises Price Target to $305
📈 PositivePiper Sandler Maintains Overweight on Travelers Companies, Raises Price Target to $322
📈 PositiveWells Fargo Maintains Equal-Weight on Travelers Companies, Raises Price Target to $294
➖ NeutralTravelers Companies shares are trading lower. The company reported Q3 financial results.
📉 NegativeTravelers Companies Q3 Adj. EPS $8.14 Beats $6.29 Estimate, Sales $12.470B Beat $11.810B Estimate
📈 PositiveJP Morgan Maintains Underweight on Travelers Companies, Raises Price Target to $297
➖ NeutralUBS Maintains Neutral on Travelers Companies, Raises Price Target to $287
➖ NeutralWells Fargo Maintains Equal-Weight on Travelers Companies, Raises Price Target to $291
➖ NeutralMorgan Stanley Maintains Equal-Weight on Travelers Companies, Raises Price Target to $285
📈 PositiveWolfe Research Initiates Coverage On Travelers Companies with Peer Perform Rating
➖ NeutralFrequently Asked Questions about TRV
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