/TRV
The Travelers Companies, Inc.
TRV • NYSETRV • NYSE • Financial Services
$306.31-0.11%-0.33
$306.31-0.11%(-0.33)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
54Neutral
Risk
100Low Risk
Momentum
73Positive
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
44.3%▲17.6pp
Revenue after COGS
Operating
16.0%▲2.7pp
After operating expenses
Net
12.9%▲2.1pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
10.3
Price vs earnings
EV/EBITDA
8.3
Enterprise value
FCF Yield
16.3%
Cash generation
Earnings Yield
9.7%
Inverse of P/E
Capital Efficiency
13
GoAI Quality ScoreFair
ROEReturn on Equity
19.1%Strong
ROAReturn on Assets
4.4%Fair
ROICReturn on Invested Capital
12.0%Strong
Financial Health
Current RatioWeak
0.23
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
0.95x
Debt repayment capacity (<3x)
Income QualityStrong
1.69
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $48.83B | $46.43B | $41.37B | $36.90B | $34.82B |
| Gross Profit | $21.61B | $12.40B | $8.93B | $8.53B | $9.47B |
| Gross Margin | 44.3% | 26.7% | 21.6% | 23.1% | 27.2% |
| Operating Income | $7.80B | $6.18B | $3.37B | $3.35B | $4.46B |
| Net Income | $6.29B | $5.00B | $2.99B | $2.84B | $3.66B |
| Net Margin | 12.9% | 10.8% | 7.2% | 7.7% | 10.5% |
| EPS | $27.84 | $21.76 | $12.93 | $11.91 | $14.63 |
Average Price Target
$312.75▲ 2.1% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for The Travelers Companies, Inc., the average price target is $312.75, with a high forecast of $317.00 and a low forecast of $304.00. The average price target represents a 2.1% increase from the current price of $306.31.
Highest
$317.00
Average
$312.75
Lowest
$304.00
Rating Distribution
Strong Buy
1
2%
Buy
12
28%
Hold
27
63%
Sell
3
7%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Keefe, Bruyette & Woods● Maintain
Outperform
2026-02-19Cantor Fitzgerald● Maintain
Overweight
2026-02-02Citigroup● Maintain
Sell
2026-01-27Roth Capital● Maintain
Buy
2026-01-23Keefe, Bruyette & Woods● Maintain
Outperform
2026-01-23Wells Fargo● Maintain
Equal Weight
2026-01-22Mizuho● Maintain
Neutral
2026-01-22Cantor Fitzgerald● Maintain
Overweight
2026-01-14Wells Fargo● Maintain
Equal Weight
2026-01-13Barclays● Maintain
Equal Weight
2026-01-08Earnings History & Surprises
BEAT RATE
72%
Last 18 quarters
AVG SURPRISE
+25.4%
EPS vs Estimate
BEATS / MISSES
13/4
1 met exactly
LATEST EPS
$11.13
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+26.5%
$11.13 vs $8.80
Q4 '25
+27.4%
$8.14 vs $6.39
Q3 '25
+78.4%
$6.51 vs $3.65
Q2 '25
+143.3%
$1.91 vs $0.79
Q1 '25
+36.6%
$9.15 vs $6.70
Q4 '24
+47.6%
$5.24 vs $3.55
Q3 '24
+26.8%
$2.51 vs $1.98
Q2 '24
-4.3%
$4.69 vs $4.90
Q1 '24
+37.7%
$7.01 vs $5.09
Q4 '23
-35.2%
$1.95 vs $3.01
Q3 '23
-97.4%
$0.06 vs $2.27
Q2 '23
-9.6%
$3.21 vs $3.55
No investor questions available.
Latest News
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