/WDH
WDH Stock - Waterdrop Inc.
Financial Services|Insurance - DiversifiedNYSE
$1.95+2.63%
+$0.05 (+2.63%) • Dec 19
73
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.94
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).55
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+2.6%upside
Target: $2.00
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ENTRY ZONE$1.93 – $1.97
TARGET (TP)$2.00
STOP LOSS$1.79
RISK/REWARD1:0.3
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta-0.24
52W High$2.18
52W Low$1.08
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $2.77B | $2.63B | $2.80B | $3.21B | $3.03B |
| Gross Profit | $1.46B | $1.04B | $1.47B | $1.86B | $2.29B |
| Gross Margin | 52.6% | 39.7% | 52.3% | 57.9% | 75.5% |
| Operating Income | $178.16M | $-6,743,000 | $477.99M | $-1,862,842,000 | $-496,246,000 |
| Net Income | $367.51M | $167.22M | $607.72M | $-1,574,080,000 | $-663,869,000 |
| Net Margin | 13.3% | 6.4% | 21.7% | -49.1% | -21.9% |
| EPS | $10.00 | $4.00 | $15.50 | $-39.90 | $-34.50 |
Company Overview
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
1
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish1 Neutral/Bearish
Price Targets
$2
Average Target
↑ 5.1% Upside
Now
$2
Low
$2
Average
$2
High
Based on 2 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 29th 2025 | Goldman | Downgrade | Neutral | $2 |
| September 16th 2022 | Morgan Stanley | Upgrade | Overweight | $2.1← $2 |
Earnings History & Surprises
WDHBeat Rate
56%
Last 9 quarters
Avg Surprise
+73.7%
EPS vs Estimate
Beats / Misses
5/4
Last 12 quarters
Latest EPS
$0.06
Q4 2025
EPS Surprise History
Q1 24
No data
Q1 24
No data
Q3 24
No data
Q4 24
+100.0%
$0.06vs$0.03
Q1 25
No data
Q2 25
+25.0%
$0.05vs$0.04
Q3 25
-68.4%
$0.06vs$0.19
Q4 25
+58.2%
$0.06vs$0.04
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2025 | Dec 3, 2025 | $0.04 | $0.06 | +58.2% | ✓ BEAT |
Q3 2025 | Sep 4, 2025 | $0.19 | $0.06 | -68.4% | ✗ MISS |
Q2 2025 | Jun 5, 2025 | $0.04 | $0.05 | +25.0% | ✓ BEAT |
Q1 2025 | Mar 25, 2025 | — | $0.02 | — | — |
Q4 2024 | Dec 11, 2024 | $0.03 | $0.06 | +100.0% | ✓ BEAT |
Q3 2024 | Sep 4, 2024 | — | $0.00 | — | — |
Q1 2024 | Mar 26, 2024 | — | $0.00 | — | — |
Q1 2024 | Feb 26, 2024 | — | $0.02 | — | — |
Q4 2023 | Dec 7, 2023 | $0.00 | $0.00 | -23.0% | ✗ MISS |
Q2 2023 | Jun 2, 2023 | $0.02 | $0.00 | -90.9% | ✗ MISS |
Q1 2023 | Mar 31, 2023 | — | $0.02 | — | — |
Q1 2023 | Mar 17, 2023 | — | $0.00 | — | — |
Q4 2022 | Dec 6, 2022 | $0.00 | $0.01 | +198.9% | ✓ BEAT |
Q3 2022 | Sep 9, 2022 | $-0.00 | $0.01 | +600.7% | ✓ BEAT |
Q2 2022 | Jun 15, 2022 | — | $0.04 | — | — |
Q2 2022 | Apr 28, 2022 | — | $-0.03 | — | — |
Q4 2021 | Nov 30, 2021 | $-0.08 | $-0.19 | -137.5% | ✗ MISS |
Q2 2021 | Jun 17, 2021 | — | $-0.39 | — | — |
Q2 2021 | May 7, 2021 | — | $-0.14 | — | — |
Q4 2020 | Dec 31, 2020 | — | $-0.19 | — | — |
Latest News
Waterdrop Q3 Adj. EPS $0.06 Beats $0.04 Estimate, Sales $136.938M Beat $120.721M Estimate
📈 PositiveBenzinga•Dec 3, 2025, 10:08 AM
Waterdrop Q2 Profit Jumps 86%
📈 PositiveThe Motley Fool•Sep 4, 2025, 06:24 PM
Waterdrop shares are trading higher after the company reported better-than-expected Q2 financial results.
📈 PositiveBenzinga•Sep 4, 2025, 01:29 PM
Waterdrop Q2 Adj. EPS $0.06 Beats $0.04 Estimate, Sales $116.975M Beat $111.122M Estimate
📈 PositiveBenzinga•Sep 4, 2025, 10:01 AM
Frequently Asked Questions about WDH
What is WDH's current stock price?
Waterdrop Inc. (WDH) is currently trading at $1.95 per share. The stock has moved +2.63% today.
What is the analyst price target for WDH?
The average analyst price target for WDH is $2.00, based on 1 analyst.
What sector is Waterdrop Inc. in?
Waterdrop Inc. operates in the Financial Services sector, specifically within the Insurance - Diversified industry. The company is traded on the NYSE exchange.
What is WDH's market cap?
Waterdrop Inc. has a market capitalization of $0.07 billion, making it a small-cap company.
Does WDH pay dividends?
No, Waterdrop Inc. does not currently pay a dividend to shareholders.
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