/WRIV
White River Bancshares Co
WRIV • OTCWRIV • OTC • Financial Services
$53.00+0.00%+0.00
$53.00+0.00%(+0.00)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
70Bullish
Risk
100Low Risk
Momentum
59Neutral
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
57.7%▲2.3pp
Revenue after COGS
Operating
18.7%▲6.8pp
After operating expenses
Net
14.5%▲5.5pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
8.7
Price vs earnings
EV/EBITDA
8.5
Enterprise value
FCF Yield
14.2%
Cash generation
Earnings Yield
11.4%
Inverse of P/E
Capital Efficiency
7
GoAI Quality ScoreWeak
ROEReturn on Equity
12.2%Fair
ROAReturn on Assets
0.9%Fair
ROICReturn on Invested Capital
6.9%Fair
Financial Health
Current RatioWeak
0.04
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
1.78x
Debt repayment capacity (<3x)
Income QualityStrong
1.39
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $95.68M | $77.08M | $58.17M | $43.80M | $39.36M |
| Gross Profit | $55.25M | $42.73M | $34.76M | $37.65M | $34.86M |
| Gross Margin | 57.7% | 55.4% | 59.8% | 86.0% | 88.6% |
| Operating Income | $17.93M | $9.22M | $3.15M | $7.53M | $9.51M |
| Net Income | $13.83M | $6.93M | $2.55M | $5.62M | $7.05M |
| Net Margin | 14.5% | 9.0% | 4.4% | 12.8% | 17.9% |
| EPS | $5.66 | $3.03 | $1.28 | $5.67 | $3.62 |
Earnings History & Surprises
BEAT RATE
0%
Last 0 quarters
AVG SURPRISE
+0%
EPS vs Estimate
BEATS / MISSES
0/0
Last 0 quarters
LATEST EPS
$1.34
Q2 '25
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q2 '25
No data
Q2 '25
No data
Q1 '25
No data
Q4 '24
No data
Q3 '24
No data
Q2 '24
No data
Q1 '24
No data
Q4 '23
No data
Q3 '23
No data
Q2 '23
No data
Q1 '23
No data
Q4 '22
No data
No investor questions available.
Latest News
No news available