PICS公司概览
盘中时间采用ET。市场数据可能有所延迟。
公司概况
公司网站PicS N.V., a subsidiary of Jf International B.v. and formerly known as Picpay Holdings Netherlands B.V., is a prominent digital financial services provider based in São Paulo, Brazil. Established in 2012, the company offers a comprehensive digital wallet and mobile application designed for both individual consumers and businesses. For its individual users, PicS N.V. facilitates a wide array of transactional services. These include instant payments via Brazil's Pix system, peer-to-peer transfers within the PicPay ecosystem, convenient bill payment options, payroll portability, and even a global account feature. Furthermore, a dedicated payment assistant helps users consolidate, organize, and settle their various bills through a centralized hub. Beyond payments, PicS N.V. extends its financial product suite to include versatile multipurpose cards and a variety of lending solutions. These encompass personal loans, installment payment options, and specialized payroll loans tailored for public servants, retirees, pensioners, and formally employed workers. It also grants access to the FGTS annual birthday withdrawal program. The company further operates a digital insurance platform, distributing products like digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, and home insurance. Additionally, it caters to diverse investor profiles and financial objectives with a selection of investment products. For small and medium-sized businesses (SMEs), PicS N.V. provides a robust portfolio of services, including QR Code payment solutions, comprehensive banking services, and corporate benefits with salary advance options. The company also operates PicPay Shop, an integrated marketplace where consumers can purchase a variety of products and services, and PicPay Ads, an advertising platform that enables brands to engage with its active user base through contextually relevant placements within the application.
- 行业
- Software - Infrastructure
- 部门
- Technology
- 总部
- BR
- 首席执行官
- Eduardo Chedid Simoes
- 上市以来
- 2026年1月30日
- 雇员
- 4,644
市场位置
日内区间
当前US$12.09
52周区间
当前US$12.09
- 开盘价
- US$12.11
- 前收盘价
- US$12.46
- 成交量
- 82.64万
- 1.79× 平均值
- 平均成交量
- 46.29万
- 日均成交量
- 市值
- 15.67亿 USD
- 贝塔
- 2.11
- 市场参考 1
- 50天平均值
- US$10.6968
- 高于平均水平+13.02%
- 200天平均值
- US$12.0156
- 高于平均水平+0.62%
财务数据
财务快照
最近十二个月估值与收益率
- 企业价值
- 62.69亿 BRL
- 市盈率(TTM)
- 5.21×
- 市净率(TTM)
- 1.25×
- 市销率(TTM)
- 0.59×
- EV/EBITDA
- 8.32×
- 盈利收益率
- 9.83%
- 自由现金流收益率
- -39.83%
- 股息率
- 0.00%
盈利能力和效率
- 毛利率
- 69.98%
- 营业利润率
- 22.63%
- 净利润率
- 10.06%
- 净资产收益率
- 28.18%
- 资产收益率
- 2.60%
- 投入资本回报率
- 37884.96%
财务健康
- 负债权益比
- 5.69×
- 流动比率
- 0×
- 奥特曼 Z 分数
- 1.46
- 皮奥特罗斯基 F 分数
- 6 共 9 个
财务报表
利润率趋势
盈利能力占已公布营收的百分比。
损益趋势
营收
营业利润
净利润
| 项目(BRL) | 2025财年 | 2024财年 | 2023财年 | 2022财年 | 2021财年 |
|---|---|---|---|---|---|
| 营收 | 102.78亿 BRL | 51.85亿 BRL | 30.73亿 BRL | 30.24亿 BRL | 12.24亿 BRL |
| 销货成本 | 49.76亿 BRL | 22.98亿 BRL | 12.19亿 BRL | 12.6亿 BRL | 4.45亿 BRL |
| 毛利 | 52.22亿 BRL | 28.88亿 BRL | 18.54亿 BRL | 17.64亿 BRL | 7.78亿 BRL |
| 销售、一般及管理费用 | 22.48亿 BRL | 16.38亿 BRL | 13.13亿 BRL | 15.62亿 BRL | 17.48亿 BRL |
| 营业费用 | 41.23亿 BRL | 25.42亿 BRL | 18.53亿 BRL | 24.63亿 BRL | 26.79亿 BRL |
| 利息支出 | 34.64亿 BRL | 14.11亿 BRL | 12.05亿 BRL | 12.6亿 BRL | 4.45亿 BRL |
| 折旧和摊销 | 4.43亿 BRL | 2.93亿 BRL | 1.69亿 BRL | 7438.1万 BRL | 4944.9万 BRL |
| 营业利润 | 40.4亿 BRL | 3.46亿 BRL | 166.7万 BRL | −6.99亿 BRL | −19.01亿 BRL |
| 净利润 | 10.91亿 BRL | 2.18亿 BRL | 3452.3万 BRL | −4569.2万 BRL | −15.58亿 BRL |
公司数据更新于 2026年10月8日。
财报历史与展望
- EPS超预期率
- 33%
- 超预期1次、低于预期2次、符合预期0次
- 平均EPS意外幅度
- -31.39%
- 3 类似报告
- 最新每股收益结果
- 0.44
- 预期0.4 · 超预期11.11%
EPS:实际值与预期值
近期已公布业绩
营收:实际值与预期值
近期已公布业绩
分析师评级
第三方分析师预期可能变化,并非 GoAI 建议。
分析师目标价
平均目标
US$16.75
上涨空间 38.54%近期分析师行动
PICS 消息
PICS同业公司
持有PICS的ETF
报告持有此股票敞口的交易所交易基金。
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