
U.S. Bancorp
USB-PHNYSEFinancial ServicesBanks - Diversified
前收盤價
US$18.39
−US$0.03 · -0.16%
USB-PH公司概覽
盤中時間採用ET。市場資料可能有所延遲。
GoAI 研究快照
簡明呈現最新可用的模型資訊。
GoAI評分
Buy
Favorable setup — positive multi-factor alignment
估值
89
Deep Value
動能
41
Neutral
情緒
51
Mixed
風險韌性
79
Moderate Risk
完整 GoAI 研究
繼續查看更深入的依據、催化因素和風險。
人工智慧產生的上下文僅供參考,並非投資建議。
公司概況
公司網站U.S. Bancorp stands as a diversified financial services holding company that delivers a comprehensive array of financial solutions across the United States. Its extensive client base includes individual consumers, commercial enterprises, institutional organizations, governmental bodies, and other financial entities. The company's operations are structured across several key divisions: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its core offerings encompass traditional banking products such as checking and savings accounts, alongside time deposit certificates. Lending solutions are also a significant component, featuring various credit facilities, lease financing, and specialized options like import/export trade, asset-backed lending, and agricultural finance. Credit card services are also provided. Furthermore, U.S. Bancorp offers supporting services such as capital markets expertise, treasury management, and receivable lock-box collection, particularly for its corporate and governmental clients. It provides a broad spectrum of wealth management and fiduciary services, catering to individuals, estates, foundations, business corporations, and charitable organizations. The company also distributes investment and insurance products within its primary markets and offers fund administration services for a variety of mutual and other investment funds. Additional services include business credit card programs, institutional trust management, and merchant payment processing. The firm is also engaged in investment management, ATM network operations, mortgage banking, insurance, brokerage, and leasing. As of December 31, 2021, U.S. Bancorp delivered its services through an extensive physical footprint comprising 2,230 banking branches, predominantly located in the Midwest and Western United States. This is complemented by a network of 4,059 ATMs, alongside robust digital platforms, including online and mobile banking, and other alternative service delivery channels. The institution was established in 1863 and maintains its corporate headquarters in Minneapolis, Minnesota.
- 產業
- Banks - Diversified
- 部門
- Financial Services
- 總部
- US
- 執行長
- Gunjan Kedia
- 上市以來
- 2006年3月31日
- 僱員
- 68,520
市場位置
日內區間
目前US$18.39,
52週區間
目前US$18.39,
- 開盤價
- US$18.42
- 前收盤價
- US$18.42
- 成交量
- 4.99萬
- 0.62× 平均值
- 平均成交量
- 8.03萬
- 日均成交量
- 市值
- 658.72億 USD
- 貝塔
- 0.98
- 市場參考 1
- 50天平均值
- US$18.6395
- 低於平均水平-1.34%
- 200天平均值
- US$18.7136
- 低於平均水平-1.73%
財務數據
財務快照
最近十二個月估值與收益率
- 企業價值
- 1140.11億 USD
- 本益比(TTM)
- 12.39×
- 股價淨值比(TTM)
- 1.43×
- 股價營收比(TTM)
- 2.21×
- EV/EBITDA
- 11.08×
- 盈餘收益率
- 9.13%
- 自由現金流收益率
- 9.61%
- 股息率
- 3.35%
獲利能力和效率
- 毛利率
- 63.78%
- 營業利益率
- 23.95%
- 淨利潤率
- 18.69%
- 股東權益報酬率
- 11.62%
- 資產報酬率
- 1.09%
- 投入資本報酬率
- 4.46%
財務健康
- 負債權益比
- 1.42×
- 流動比率
- 0.26×
- 奧特曼 Z 分數
- 0.38
- 皮奧特羅斯基 F 分數
- 7 共 9 個
財務報表
利潤率趨勢
獲利能力占已公布營收的百分比。
損益趨勢
營收
營業利益
淨利
| 項目(USD) | 2025會計年度 | 2024會計年度 | 2023會計年度 | 2022會計年度 | 2021會計年度 |
|---|---|---|---|---|---|
| 營收 | 428.61億 USD | 427.12億 USD | 406.24億 USD | 274.01億 USD | 237.14億 USD |
| 銷貨成本 | 159.3億 USD | 176.15億 USD | 148.86億 USD | 51.94億 USD | −1.8億 USD |
| 毛利 | 269.31億 USD | 250.97億 USD | 257.38億 USD | 222.07億 USD | 238.94億 USD |
| 銷售、一般及管理費用 | 125.43億 USD | 111.73億 USD | 111.42億 USD | 96.13億 USD | 90.94億 USD |
| 營業費用 | 174.14億 USD | 171.88億 USD | 188.73億 USD | 149.06億 USD | 137.28億 USD |
| 利息收入 | 309.7億 USD | 316.66億 USD | 300.07億 USD | 179.45億 USD | 134.87億 USD |
| 利息支出 | 143.21億 USD | 153.77億 USD | 126.11億 USD | 32.17億 USD | 9.93億 USD |
| 折舊和攤銷 | 7.74億 USD | 9.39億 USD | 10.18億 USD | 5.6億 USD | 4.97億 USD |
| 營業利益 | 95.17億 USD | 79.09億 USD | 68.65億 USD | 73.01億 USD | 101.66億 USD |
| 淨利 | 75.76億 USD | 62.99億 USD | 54.29億 USD | 58.25億 USD | 79.63億 USD |
公司資料更新於 2026年8月24日。
分析師評級
第三方分析師預期可能變動,並非 GoAI 建議。
評級分佈
38項評級USB-PH同業公司
持有USB-PH的ETF
報告持有此股票曝險的交易所交易基金。
iShares Preferred and Income Securities ETFPFF4554.2萬0.35%——US$30.46+0.03%
Invesco Variable Rate Preferred ETFVRP768.72萬0.25%30.19億 USD0.50%US$24.17+0.12%
State Street SPDR ICE Preferred Securities ETFPSK711.32萬1.05%——US$29.59-0.44%
AAM Low Duration Preferred and Income Securities ETFPFLD140.22萬0.35%4.88億 USD0.45%US$19.550.00%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF64.62萬0.44%——US$49.345+0.03%
Innovator S&P Inv. Grade Preferred ETFEPRF53.33萬0.79%——US$16.55-0.39%
iShares Morningstar Multi-Asset Income ETFIYLD6.42萬0.05%——US$22.29+0.22%
iShares Preferred and Income Securities ETFPFF- 市場價值
- 4554.2萬
- 重量
- 0.35%
- AUM
- —
- 費用率
- —
- 價格 / 1日
- US$30.46+0.03%
Invesco Variable Rate Preferred ETFVRP- 市場價值
- 768.72萬
- 重量
- 0.25%
- AUM
- 30.19億 USD
- 費用率
- 0.50%
- 價格 / 1日
- US$24.17+0.12%
State Street SPDR ICE Preferred Securities ETFPSK- 市場價值
- 711.32萬
- 重量
- 1.05%
- AUM
- —
- 費用率
- —
- 價格 / 1日
- US$29.59-0.44%
AAM Low Duration Preferred and Income Securities ETFPFLD- 市場價值
- 140.22萬
- 重量
- 0.35%
- AUM
- 4.88億 USD
- 費用率
- 0.45%
- 價格 / 1日
- US$19.550.00%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF- 市場價值
- 64.62萬
- 重量
- 0.44%
- AUM
- —
- 費用率
- —
- 價格 / 1日
- US$49.345+0.03%
Innovator S&P Inv. Grade Preferred ETFEPRF- 市場價值
- 53.33萬
- 重量
- 0.79%
- AUM
- —
- 費用率
- —
- 價格 / 1日
- US$16.55-0.39%
iShares Morningstar Multi-Asset Income ETFIYLD- 市場價值
- 6.42萬
- 重量
- 0.05%
- AUM
- —
- 費用率
- —
- 價格 / 1日
- US$22.29+0.22%
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