2025 Investment Forecast: What Literally Should You Consider Buying? (Final Chapter)

In the previous issue, we discussed the individual stocks that could be selected in the AI and consumer sectors in 2025, as well as the reasons for investing in these sectors and the advantages of these stocks.

In this issue, we'll finish the rest of the content. However, due to space limitations, we won't go into details after recommending some individual stocks.

Okay, let's get started.

In recent days, the news of the popular broadcast of "Squid Game 2" has been spreading like wildfire. This has made me take a new look at the streaming media sector.

I believe that in 2025, with the accelerated release of content on major platforms, the constraints on content supply will be significantly alleviated. Coupled with the resilience at the macro level, the possibility of streaming media price increases will further rise.

Considering that streaming media advertising is expected to grow rapidly in 2025, I think the US stock streaming media sector will still present investment opportunities in 2025.

Regarding individual stocks, I think there is a significant head - effect in the streaming media industry. Therefore, first - tier streaming platforms such as $NFLX and $SPOT should have good investment opportunities.

The last sector I recommend is the fintech industry. I expect that this year, with the soft landing of the economy and interest rates entering a downward channel, the fundamentals are expected to improve.

In terms of regulation, the Trump administration mentioned in its previous term and in this election campaign proposals such as reducing over - regulation and establishing a regulatory framework for cryptocurrencies.

If the regulatory relaxation measures are implemented, it is expected to support financial companies in expanding their profits and balance sheets.

I think $C and $SQ are both viable options. Let me briefly talk about Citigroup. Citigroup is the bank stock with the lowest price - to - book ratio.

Although the company's stock price increased by 40% in 2024, this is only about the same as the average increase in the industry.

Currently, approximately 80% of Citigroup's revenue comes from three top - tier businesses: the global services business, including the number one corporate international payment business; the top - five investment bank; and the top - three credit card company.

The drawback of Citigroup is its consistently underwhelming performance. However, Mike Mayo, an analyst at Wells Fargo Bank, believes that the company will achieve its financial goals.

By 2026, the return on tangible common equity will increase from 7% so far this year to 11% - 12%. Moreover, Mayo also believes that this is the best choice in 2025, with no other bank comparable to it, and thinks that the stock has the potential to double its earnings in the next three years.

For now, that's all for the introduction of individual stocks. Finally, I'll introduce two ETFs suitable for purchase in 2025.

In fact, I'm more inclined to recommend ETFs to everyone rather than individual stocks. Because when investing in individual stocks, you not only have to bear systematic risks but also non - systematic risks.

It also consumes your time and energy, and in the end, the returns may not even be as good as the market index.

As we all know, the US stock market is in a long - term bull market. So, I think investing in ETFs is a better choice.

First of all, there is an ETF that I myself hold - VYM (Vanguard High Dividend Yield ETF).

VYM is an ETF focused on high - dividend stocks. Its holdings are all value stocks with a long history in the US stock market.

Since they are value stocks, we can't expect too much from its annual increase. However, its annual dividend yield can be maintained in the range of 3% - 3.5%, making it suitable for conservative investors who want to receive stable interest.

I've actually regarded this as a fixed - term deposit. Not only in 2025, but I will also regularly increase my position every year.

The other ETF is VGT (Vanguard Information Technology ETF). VGT mainly tracks some technology stocks, such as AAPL, NVDA, MSFT, CRM, ORCL, etc.

These stocks are the ones that will benefit the most from the explosion of the AI industry in the future.

So, if you are optimistic about AI and want to obtain higher returns, VGT may be more suitable for you.

However, since 99% of VGT's holdings are in the technology sector, it is quite sensitive to interest rates, and the single - industry nature also makes its risk - resistance relatively weak.

Therefore, you need to think carefully before investing in this target.

Here, our outlook for 2025 comes to a temporary conclusion. Overall, the US stock market in 2025 is still worth looking forward to because Trump cares a lot about the reactions of Wall Street.

Moreover, the details of his tax - cut and cryptocurrency policies have not been revealed yet, and the market has been speculating on expectations.

However, we don't have to overly care about short - term policy stimuli because, looking at the long history, the US stock market is still characterized by a long - bull and short - bear cycle.

Finally, thank you for watching, and I wish you a successful investment in 2025.