
China Construction Bank Corporation
0939.HKHKSEFinancial ServicesBanks - Diversified
Latest quote
HK$9.175
−HK$0.07 · -0.76%
0939.HK company overview
Regular session · HKT · Market data may be delayed.
Company profile
Company websiteChina Construction Bank Corporation delivers a comprehensive range of banking and financial services to individual and corporate clients, both within the People's Republic of China and across international markets. The institution's operations are segmented into Corporate Banking, Personal Banking, Treasury Business, and other categories. CCB's extensive offerings include a diverse array of deposit products, such as foreign currency, RMB, and various corporate and individual account types, alongside a broad spectrum of loan products, from personal financing (like housing and auto loans) to commercial lending for small and medium-sized enterprises (SMEs), traditional credit, and specialized facilities. Beyond core banking, the company provides credit cards, personal gold investment options (physical and account-based), foreign exchange services, access to government and savings bonds, securities accounts, and comprehensive wealth management solutions. Its service portfolio further encompasses transactional services such as collection, payroll processing, third-party payments, insurance agency, and remittances. Additionally, CCB offers international settlement and financing, financial institution services, securities and fund settlement, guarantee-based solutions, consulting, factoring, fund custody, and a full suite of e-banking services. It also caters to specialized institutional requirements, collaborating with government agencies, social security funds, and various banking, securities, and insurance partners. Founded in 1954 and headquartered in Beijing, the People's Republic of China, China Construction Bank Corporation operates through a vast network of 14,741 banking outlets.
- Industry
- Banks - Diversified
- Sector
- Financial Services
- Headquarters
- CN
- CEO
- Zhang Jianguo
- Listed since
- Oct 27, 2005
- Employees
- 378,344
Market position
Day range
Current HK$9.175
52-week range
Current HK$9.175
- Open
- HK$9.14
- Previous close
- HK$9.245
- Volume
- 239.55M
- 0.97× average
- Average volume
- 247.61M
- Average daily volume
- Market cap
- 2.21T HKD
- Beta
- 0.23
- Market reference 1
- 50-day average
- HK$8.6252
- +6.37% above average
- 200-day average
- HK$8.2833
- +10.77% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 8.75T CNY
- P/E (TTM)
- 8.2×
- P/B (TTM)
- 0.77×
- P/S (TTM)
- 1.93×
- EV / EBITDA
- 22.4×
- Earnings yield
- 19.12%
- Free cash flow yield
- -2.96%
- Dividend yield
- 3.65%
Profitability & efficiency
- Gross margin
- 58.42%
- Operating margin
- 36.94%
- Net margin
- 28.72%
- Return on equity
- 9.37%
- Return on assets
- 0.72%
- Return on invested capital
- 0.72%
Financial health
- Debt / equity
- 2.77×
- Current ratio
- 0.5×
- Altman Z-score
- 0.17
- Piotroski F-score
- 5 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.33T CNY | 607.87B CNY | 622.34B CNY | 821.28B CNY | 822.64B CNY |
| Cost of goods sold | 709.79B CNY | 651.68B CNY | −785.67B CNY | — | — |
| Gross profit | 616.23B CNY | 749.57B CNY | 1.41T CNY | 821.28B CNY | 822.64B CNY |
| Selling, general, and administrative | 138.64B CNY | 95.05B CNY | 208.18B CNY | 213.22B CNY | 209.86B CNY |
| Operating expenses | 245.78B CNY | 365.19B CNY | 208.18B CNY | 285.51B CNY | 276.76B CNY |
| Interest income | 1.13T CNY | 1.24T CNY | 1.25T CNY | 1.17T CNY | 1.06T CNY |
| Interest expense | 565.46B CNY | 651.68B CNY | 630.13B CNY | 526.84B CNY | 451.91B CNY |
| Depreciation and amortization | 20.16B CNY | 30.23B CNY | 24.78B CNY | 25.08B CNY | 27.3B CNY |
| Operating income | 370.77B CNY | 395.74B CNY | 414.17B CNY | 910.24B CNY | 377B CNY |
| Net income | 330.13B CNY | 335.58B CNY | 332.65B CNY | 324.73B CNY | 302.51B CNY |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 36%
- 4 beats, 5 misses, 2 met estimates
- Average EPS surprise
- -5.86%
- 11 comparable reports
- Latest EPS result
- 0.38
- Estimate 0.39 · Miss by 2.95%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
HK$0.6368
2025 complete year+62.9% since 2021
2026 partial: HK$0.2343
HK$0.3908
2,021
HK$0.426
2,022
HK$0.422
2,023
HK$0.4384
2,024
HK$0.6368
2,025
HK$0.2343
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 2, 2026 | HK$0.2343Semi-Annual | Jul 3, 2026 | Aug 21, 2026 |
Dividend | Dec 3, 2025 | HK$0.2047Semi-Annual | Dec 4, 2025 | Jan 26, 2026 |
Dividend | Apr 30, 2025 | HK$0.2218Semi-Annual | May 2, 2025 | May 28, 2025 |
Dividend | Jan 2, 2025 | HK$0.2103Semi-Annual | Jan 3, 2025 | Jan 27, 2025 |
Dividend | Jul 4, 2024 | HK$0.4384Annual | Jul 5, 2024 | Aug 2, 2024 |
Dividend | Jul 6, 2023 | HK$0.422Annual | Jul 7, 2023 | Aug 4, 2023 |
Ex-dividend Jul 2, 2026
HK$0.2343
Semi-Annual
Record Jul 3, 2026 · Payment Aug 21, 2026
Ex-dividend Dec 3, 2025
HK$0.2047
Semi-Annual
Record Dec 4, 2025 · Payment Jan 26, 2026
Ex-dividend Apr 30, 2025
HK$0.2218
Semi-Annual
Record May 2, 2025 · Payment May 28, 2025
Ex-dividend Jan 2, 2025
HK$0.2103
Semi-Annual
Record Jan 3, 2025 · Payment Jan 27, 2025
Ex-dividend Jul 4, 2024
HK$0.4384
Annual
Record Jul 5, 2024 · Payment Aug 2, 2024
Ex-dividend Jul 6, 2023
HK$0.422
Annual
Record Jul 7, 2023 · Payment Aug 4, 2023
0939.HK peers
ETFs holding 0939.HK
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Total International Stock ETFVXUS1.53B0.23%646.2B USD0.05%$87.125-0.67%
Vanguard FTSE Emerging Markets ETFVWO1.45B0.86%162.3B USD0.06%$59.895-0.92%
iShares Core MSCI Emerging Markets ETFIEMG1.14B0.71%160B USD0.09%$80.415-1.42%
iShares China Large-Cap ETFFXI387.74M9.02%4.27B USD0.73%$35.525-0.93%
Schwab Fundamental Emerging Markets Large Company Index ETFFNDE259.6M2.55%10.2B USD0.39%$41.695-0.42%
iShares MSCI Emerging Markets ETFEEM251.56M0.80%31.22B USD0.72%$66.025-1.63%
Avantis Emerging Markets Equity ETFAVEM250.04M0.91%27.89B USD0.33%$92.95-1.36%
iShares MSCI China ETFMCHI242.14M3.83%6.29B USD0.59%$54.89-1.38%
Vanguard Total International Stock ETFVXUS- Market value
- 1.53B
- Weight
- 0.23%
- AUM
- 646.2B USD
- Expense ratio
- 0.05%
- Price / 1D
- $87.125-0.67%
Vanguard FTSE Emerging Markets ETFVWO- Market value
- 1.45B
- Weight
- 0.86%
- AUM
- 162.3B USD
- Expense ratio
- 0.06%
- Price / 1D
- $59.895-0.92%
iShares Core MSCI Emerging Markets ETFIEMG- Market value
- 1.14B
- Weight
- 0.71%
- AUM
- 160B USD
- Expense ratio
- 0.09%
- Price / 1D
- $80.415-1.42%
iShares China Large-Cap ETFFXI- Market value
- 387.74M
- Weight
- 9.02%
- AUM
- 4.27B USD
- Expense ratio
- 0.73%
- Price / 1D
- $35.525-0.93%
Schwab Fundamental Emerging Markets Large Company Index ETFFNDE- Market value
- 259.6M
- Weight
- 2.55%
- AUM
- 10.2B USD
- Expense ratio
- 0.39%
- Price / 1D
- $41.695-0.42%
iShares MSCI Emerging Markets ETFEEM- Market value
- 251.56M
- Weight
- 0.80%
- AUM
- 31.22B USD
- Expense ratio
- 0.72%
- Price / 1D
- $66.025-1.63%
Avantis Emerging Markets Equity ETFAVEM- Market value
- 250.04M
- Weight
- 0.91%
- AUM
- 27.89B USD
- Expense ratio
- 0.33%
- Price / 1D
- $92.95-1.36%
iShares MSCI China ETFMCHI- Market value
- 242.14M
- Weight
- 3.83%
- AUM
- 6.29B USD
- Expense ratio
- 0.59%
- Price / 1D
- $54.89-1.38%
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