GoAI
Get started
Billing System Corporation logo

Billing System Corporation

3623.T

JPXTechnologySoftware - Infrastructure

Open in GoAI

Latest quote

¥1,198

−¥24.00 · -1.96%

Aug 24, 3:30 PM JST

3623.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Headquartered in Tokyo, Japan, Billing System Corporation specializes in delivering a comprehensive suite of settlement services. The company's diverse offerings span numerous payment processing and agency functions, including facilitating account transfers, credit card transactions, web-based direct debit agreements, and providing services for daily and immediate quotes. It also manages payment slip and convenience store settlements, serves as a billing agent, and deploys SMS link payment solutions. Further services comprise real-time deposit confirmation, e-JIBAI payment alongside branch sales centralization, and versatile smartphone multi-payment capabilities. Clients can additionally leverage its multi-money payment readers for vending machines, money transfer services, and expert payment and financial agency support. Billing System Corporation was founded in 2000.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
JP
CEO
Akihiro Ishizuka
Listed since
Mar 19, 2008
Employees
97

Market position

Day range

Current ¥1,198

52-week range

Current ¥1,198

Open
¥1,206
Previous close
¥1,222
Volume
48.4K
2.04× average
Average volume
23.71K
Average daily volume
Market cap
7.47B JPY
Beta
1.16
Market reference 1
50-day average
¥1,041.72
+15.00% above average
200-day average
¥1,038.7
+15.34% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-21.59B JPY
EV / EBITDA
-33.14×
Earnings yield
6.55%
Free cash flow yield
67.40%

Profitability & efficiency

Return on equity
13.02%
Return on assets
1.35%
Return on invested capital
14.04%

Financial health

Current ratio
1.11×
Altman Z-score
0.45
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends39%28%16%4%Gross margin, FY2021: 32.78%Gross margin, FY2022: 35.12%Gross margin, FY2023: 36.17%Gross margin, FY2024: 36.36%Gross margin, FY2025: 35.65%Operating margin, FY2021: 10.99%Operating margin, FY2022: 14.02%Operating margin, FY2023: 12.32%Operating margin, FY2024: 14.84%Operating margin, FY2025: 14.24%Net margin, FY2021: 7.13%Net margin, FY2022: 9.41%Net margin, FY2023: 7.93%Net margin, FY2024: 9.65%Net margin, FY2025: 8.97%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 32.78%. Gross margin FY2022 35.12%. Gross margin FY2023 36.17%. Gross margin FY2024 36.36%. Gross margin FY2025 35.65%. Operating margin FY2021 10.99%. Operating margin FY2022 14.02%. Operating margin FY2023 12.32%. Operating margin FY2024 14.84%. Operating margin FY2025 14.24%. Net margin FY2021 7.13%. Net margin FY2022 9.41%. Net margin FY2023 7.93%. Net margin FY2024 9.65%. Net margin FY2025 8.97%.

Income trends

Revenue

4.55B JPY+7.79%

Operating income

647.37M JPY+3.39%

Net income

408.02M JPY+0.27%
Income trends across reported periods4.98B JPY3.25B JPY1.52B JPY−208.24M JPYRevenue, FY2021: 3.14B JPYRevenue, FY2022: 3.43B JPYRevenue, FY2023: 3.78B JPYRevenue, FY2024: 4.22B JPYRevenue, FY2025: 4.55B JPYOperating income, FY2021: 345.43M JPYOperating income, FY2022: 481.67M JPYOperating income, FY2023: 466.04M JPYOperating income, FY2024: 626.11M JPYOperating income, FY2025: 647.37M JPYNet income, FY2021: 224.02M JPYNet income, FY2022: 323.04M JPYNet income, FY2023: 300.06M JPYNet income, FY2024: 406.91M JPYNet income, FY2025: 408.02M JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.14B JPY. Revenue FY2022 3.43B JPY. Revenue FY2023 3.78B JPY. Revenue FY2024 4.22B JPY. Revenue FY2025 4.55B JPY. Operating income FY2021 345.43M JPY. Operating income FY2022 481.67M JPY. Operating income FY2023 466.04M JPY. Operating income FY2024 626.11M JPY. Operating income FY2025 647.37M JPY. Net income FY2021 224.02M JPY. Net income FY2022 323.04M JPY. Net income FY2023 300.06M JPY. Net income FY2024 406.91M JPY. Net income FY2025 408.02M JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue4.55B JPY4.22B JPY3.78B JPY3.43B JPY3.14B JPY
Cost of goods sold2.93B JPY2.68B JPY2.41B JPY2.23B JPY2.11B JPY
Gross profit1.62B JPY1.53B JPY1.37B JPY1.21B JPY1.03B JPY
Selling, general, and administrative973.44M JPY907.56M JPY902.08M JPY724M JPY684M JPY
Operating expenses973.44M JPY907.56M JPY902.08M JPY724.48M JPY684.99M JPY
Interest income16.32M JPY1.55M JPY51K JPY56K JPY68K JPY
Interest expense7.44M JPY4.74M JPY2.09M JPY1.78M JPY241K JPY
Depreciation and amortization43.09M JPY48.23M JPY53.69M JPY54.11M JPY52.3M JPY
Operating income647.37M JPY626.11M JPY466.04M JPY481.67M JPY345.43M JPY
Net income408.02M JPY406.91M JPY300.06M JPY323.04M JPY224.02M JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
16.4

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates30.1224.2718.4312.58Q4 '24Q1 '25Q2 '25Q3 '25Q3 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual 14.16, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 14, 2025: actual 18.81, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 14, 2025: actual 14.15, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 12, 2025: actual 13.79, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 15.43, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 21.51, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual 28.91, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 13, 2026: actual 16.4, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates1.43B1.28B1.13B975.7MQ4 '24Q1 '25Q2 '25Q3 '25Q3 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual 1.03B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 14, 2025: actual 1.11B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 14, 2025: actual 1.07B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 12, 2025: actual 1.14B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 1.12B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 1.22B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual 1.37B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 13, 2026: actual 1.22B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥25.80

2025 complete year+158.0% since 2021

Corporate action history

DividendUpcoming

Ex-dividend Dec 31, 2026

¥32.50

Annual

Record Dec 31, 2026 · Payment Dec 31, 2026

Dividend

Ex-dividend Dec 29, 2025

¥25.80

Annual

Record Dec 31, 2025 · Payment Mar 25, 2026

Dividend

Ex-dividend Dec 27, 2024

¥22.50

Annual

Record Dec 31, 2024 · Payment Mar 26, 2025

Dividend

Ex-dividend Dec 28, 2023

¥12.00

Annual

Record Dec 31, 2023 · Payment Mar 27, 2024

Dividend

Ex-dividend Dec 29, 2022

¥10.00

Annual

Record Dec 31, 2022 · Payment Mar 24, 2023

Dividend

Ex-dividend Dec 29, 2021

¥10.00

Annual

Record Dec 31, 2021 · Payment Mar 25, 2022

3623.T peers

Kioxia Holdings Corp. logo

285A.T

Kioxia Holdings Corp.

¥50,930

-6.24%

Tokyo Electron Limited logo

8035.T

Tokyo Electron Limited

¥55,150

+1.58%

Advantest Corporation logo

6857.T

Advantest Corporation

¥34,500

-3.90%

Sony Group Corporation logo

6758.T

Sony Group Corporation

¥3,850

+1.72%

Keyence Corporation logo

6861.T

Keyence Corporation

¥80,900

+1.25%

Murata Manufacturing Co., Ltd. logo

6981.T

Murata Manufacturing Co., Ltd.

¥7,067

-0.34%

ETFs holding 3623.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares International Small-Cap Equity Factor ETF logoiShares International Small-Cap Equity Factor ETFISCF
Market value
103.88K
Weight
0.02%
AUM
684.58M USD
Expense ratio
0.24%
Price / 1D
$46.03+0.81%

Continue in GoAI

Research 3623.T

research.disclaimer