GMO Payment Gateway, Inc. logo

GMO Payment Gateway, Inc.

3769.T

JPXTechnologySoftware - Infrastructure

Latest quote

¥9,351

+¥129 · +1.40%

Aug 24, 11:30 AM JST

3769.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Based in Tokyo, Japan, and founded in 1995, GMO Payment Gateway, Inc. delivers a wide array of financial services and integrated payment solutions through its three core segments: Payment Enhancement, Payment Processing, and Money Service. The company offers a comprehensive suite of payment platforms, notably the "PG multi-payment service," which supports diverse transaction methods such as credit card, convenience store, account transfer, and multi-currency credit card payments. Other key offerings include "GMO payment after delivery" and the "Ginko Pay Base System," a mobile application that allows immediate debit payments directly from bank accounts. Additionally, GMO Payment Gateway provides the "GMO-PG processing platform," assisting financial institutions and service providers in building their payment infrastructure and ensuring robust security. Its services also extend to global payment solutions and a range of financial products, including early payment, GMO-PG remittance, guarantee services, and transaction lending. Beyond financial services, the company manages online advertising campaigns, providing administrative support for platforms like Yahoo! Promotional Ads, Google AdWords, Facebook Ads, and Google Analytics. GMO Payment Gateway serves a diverse client base, including online merchants, prominent public organizations such as NHK, the National Tax Agency, and the Tokyo Metropolitan Government, as well as various banks and financial institutions.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
JP
CEO
Issei Ainoura
Listed since
Apr 4, 2005
Employees
882

Market position

Day range

Current ¥9,351

52-week range

Current ¥9,351

Open
¥9,210
Previous close
¥9,222
Volume
119.9K
0.36× average
Average volume
329.19K
Average daily volume
Market cap
710.14B JPY
Beta
1.11
Market reference 1
50-day average
¥9,372.6
-0.23% below average
200-day average
¥8,889.8
+5.19% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
474.68B JPY
P/E (TTM)
28.14×
P/B (TTM)
5.68×
P/S (TTM)
7.78×
EV / EBITDA
13.06×
Earnings yield
3.47%
Free cash flow yield
8.62%
Dividend yield
1.54%

Profitability & efficiency

Gross margin
65.99%
Operating margin
40.01%
Net margin
27.65%
Return on equity
19.32%
Return on assets
5.37%
Return on invested capital
11.84%

Financial health

Debt / equity
0.43×
Current ratio
1.38×
Altman Z-score
2.45
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends72%54%35%17%Gross margin, FY2021: 67.43%Gross margin, FY2022: 66.87%Gross margin, FY2023: 63.35%Gross margin, FY2024: 65.19%Gross margin, FY2025: 67.27%Operating margin, FY2021: 31.36%Operating margin, FY2022: 31.87%Operating margin, FY2023: 31.83%Operating margin, FY2024: 33.71%Operating margin, FY2025: 37.66%Net margin, FY2021: 21.16%Net margin, FY2022: 48.02%Net margin, FY2023: 21.35%Net margin, FY2024: 25.35%Net margin, FY2025: 26.46%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 67.43%. Gross margin FY2022 66.87%. Gross margin FY2023 63.35%. Gross margin FY2024 65.19%. Gross margin FY2025 67.27%. Operating margin FY2021 31.36%. Operating margin FY2022 31.87%. Operating margin FY2023 31.83%. Operating margin FY2024 33.71%. Operating margin FY2025 37.66%. Net margin FY2021 21.16%. Net margin FY2022 48.02%. Net margin FY2023 21.35%. Net margin FY2024 25.35%. Net margin FY2025 26.46%.

Income trends

Revenue

82.5B JPY+11.81%

Operating income

31.07B JPY+24.93%

Net income

21.83B JPY+16.70%
Income trends across reported periods89.87B JPY60.39B JPY30.92B JPY1.45B JPYRevenue, FY2021: 41.67B JPYRevenue, FY2022: 50.3B JPYRevenue, FY2023: 63.12B JPYRevenue, FY2024: 73.79B JPYRevenue, FY2025: 82.5B JPYOperating income, FY2021: 13.07B JPYOperating income, FY2022: 16.03B JPYOperating income, FY2023: 20.09B JPYOperating income, FY2024: 24.87B JPYOperating income, FY2025: 31.07B JPYNet income, FY2021: 8.82B JPYNet income, FY2022: 24.15B JPYNet income, FY2023: 13.48B JPYNet income, FY2024: 18.71B JPYNet income, FY2025: 21.83B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 41.67B JPY. Revenue FY2022 50.3B JPY. Revenue FY2023 63.12B JPY. Revenue FY2024 73.79B JPY. Revenue FY2025 82.5B JPY. Operating income FY2021 13.07B JPY. Operating income FY2022 16.03B JPY. Operating income FY2023 20.09B JPY. Operating income FY2024 24.87B JPY. Operating income FY2025 31.07B JPY. Net income FY2021 8.82B JPY. Net income FY2022 24.15B JPY. Net income FY2023 13.48B JPY. Net income FY2024 18.71B JPY. Net income FY2025 21.83B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue82.5B JPY73.79B JPY63.12B JPY50.3B JPY41.67B JPY
Cost of goods sold27.01B JPY25.68B JPY23.13B JPY16.66B JPY13.57B JPY
Gross profit55.49B JPY48.1B JPY39.99B JPY33.64B JPY28.1B JPY
Selling, general, and administrative23.19B JPY22.03B JPY18.81B JPY16.66B JPY14.17B JPY
Operating expenses24.42B JPY23.23B JPY19.89B JPY17.6B JPY15.03B JPY
Interest income773.54M JPY1.13B JPY1.02B JPY1.62B JPY484.14M JPY
Interest expense509.11M JPY620.23M JPY804.77M JPY230.51M JPY202.87M JPY
Depreciation and amortization3.92B JPY3.35B JPY2.41B JPY2.15B JPY1.9B JPY
Operating income31.07B JPY24.87B JPY20.09B JPY16.03B JPY13.07B JPY
Net income21.83B JPY18.71B JPY13.48B JPY24.15B JPY8.82B JPY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+7.60%
11 comparable reports
Latest EPS result
91.38
Estimate 85.68 · Beat by 6.65%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates95.0481.5368.0154.5Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 11, 2025: actual 60.18, estimate 58.16, surprise +3.47%, Beat. Q2 2025, reported May 14, 2025: actual 67.48, estimate 66.1, surprise +2.09%, Beat. Q3 2025, reported Aug 8, 2025: actual 74.83, estimate 70.67, surprise +5.89%, Beat. Q4 2025, reported Nov 10, 2025: actual 86, estimate 64.94, surprise +32.43%, Beat. Q1 2026, reported Feb 12, 2026: actual 67.87, estimate 70.02, surprise -3.07%, Miss. Q2 2026, reported May 15, 2026: actual 90.74, estimate 81.56, surprise +11.26%, Beat. Q3 2026, reported Aug 14, 2026: actual 91.38, estimate 85.68, surprise +6.65%, Beat. Q4 2026, reported Nov 16, 2026: actual —, estimate 71.95, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates26.01B23.54B21.07B18.6BQ1 '25MissQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 11, 2025: actual 20.3B JPY, estimate 20.37B JPY, surprise -0.36%, Miss. Q2 2025, reported May 14, 2025: actual 20.46B JPY, estimate 19.6B JPY, surprise +4.42%, Beat. Q3 2025, reported Aug 8, 2025: actual 20.25B JPY, estimate 22.07B JPY, surprise -8.25%, Miss. Q4 2025, reported Nov 10, 2025: actual 21.5B JPY, estimate 22.37B JPY, surprise -3.92%, Miss. Q1 2026, reported Feb 12, 2026: actual 22.49B JPY, estimate 22.11B JPY, surprise +1.73%, Beat. Q2 2026, reported May 15, 2026: actual 23.62B JPY, estimate 22.77B JPY, surprise +3.75%, Beat. Q3 2026, reported Aug 14, 2026: actual 23.64B JPY, estimate 23.72B JPY, surprise -0.34%, Miss. Q4 2026, reported Nov 16, 2026: actual —, estimate 25.01B JPY, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Sep 26, 2018

2:1

Stock split

Effective Sep 26, 2014

2:1

Stock split

Effective Jun 27, 2012

200:1

Stock split

Effective Sep 27, 2005

4:1

3769.T peers

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Funds reporting this stock among their holdings, ordered by reported position size.

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