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Paycloud Holdings Inc. logo

Paycloud Holdings Inc.

4015.T

JPXIndustrialsSpecialty Business Services

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Latest quote

¥559

+¥2.00 · +0.36%

Aug 24, 1:22 PM JST

4015.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Paycloud Holdings Inc. provides technology solutions in Japan and internationally. It operates through the Cashless Service Business, Digital Signage Related Business, Solution Business, and Other Businesses segments. The company provides end-user services, including house electronic money, points, and digital gift cards to customers who operate stores, such as supermarkets and restaurants. It also offers digital signage to shopping centers, restaurant chains, convenience stores, and online stores, as well as sale, installation, and maintenance services. In addition, the company provides a service with functions for message transmission and data security services, including personal information management solutions. Further, it offers P-Pointer, a data security solution; arara message, a high-speed email delivery solution; AR services, such as ARAPPLI; and QR code-related services. The company was formerly known as arara inc. and changed its name to Paycloud Holdings Inc. in March 2024. Paycloud Holdings Inc. was incorporated in 2006 and is headquartered in Minato, Japan

Industry
Specialty Business Services
Sector
Industrials
Headquarters
JP
CEO
Yosuke Iwai
Listed since
Nov 20, 2020
Employees
301

Market position

Volume
16.8K
0.37× average
Average volume
45.41K
Average daily volume
Market cap
8.7B JPY
Beta
1.3
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
8.83B JPY
P/E (TTM)
66.63×
P/B (TTM)
1.86×
P/S (TTM)
0.82×
EV / EBITDA
7.44×
Earnings yield
1.26%
Free cash flow yield
12.13%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
36.98%
Operating margin
7.23%
Net margin
1.26%
Return on equity
3.17%
Return on assets
1.51%
Return on invested capital
4.01%

Financial health

Debt / equity
0.36×
Current ratio
1.59×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends92%1%-89%-180%Gross margin, FY2021: 69.33%Gross margin, FY2022: 64.14%Gross margin, FY2023: 51.31%Gross margin, FY2024: 43.90%Gross margin, FY2025: 36.61%Operating margin, FY2021: 21.15%Operating margin, FY2022: -13.78%Operating margin, FY2023: 3.65%Operating margin, FY2024: 4.93%Operating margin, FY2025: 7.15%Net margin, FY2021: 15.68%Net margin, FY2022: -157.38%Net margin, FY2023: 2.55%Net margin, FY2024: 1.08%Net margin, FY2025: 1.40%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 69.33%. Gross margin FY2022 64.14%. Gross margin FY2023 51.31%. Gross margin FY2024 43.90%. Gross margin FY2025 36.61%. Operating margin FY2021 21.15%. Operating margin FY2022 -13.78%. Operating margin FY2023 3.65%. Operating margin FY2024 4.93%. Operating margin FY2025 7.15%. Net margin FY2021 15.68%. Net margin FY2022 -157.38%. Net margin FY2023 2.55%. Net margin FY2024 1.08%. Net margin FY2025 1.40%.

Income trends

Revenue

10.23B JPY+49.33%

Operating income

731.43M JPY+116.43%

Net income

143.76M JPY+93.87%
Income trends across reported periods11.44B JPY6.61B JPY1.79B JPY−3.04B JPYRevenue, FY2021: 1.46B JPYRevenue, FY2022: 1.17B JPYRevenue, FY2023: 4.48B JPYRevenue, FY2024: 6.85B JPYRevenue, FY2025: 10.23B JPYOperating income, FY2021: 309.01M JPYOperating income, FY2022: −160.62M JPYOperating income, FY2023: 163.6M JPYOperating income, FY2024: 337.95M JPYOperating income, FY2025: 731.43M JPYNet income, FY2021: 229.21M JPYNet income, FY2022: −1.83B JPYNet income, FY2023: 114.13M JPYNet income, FY2024: 74.15M JPYNet income, FY2025: 143.76M JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.46B JPY. Revenue FY2022 1.17B JPY. Revenue FY2023 4.48B JPY. Revenue FY2024 6.85B JPY. Revenue FY2025 10.23B JPY. Operating income FY2021 309.01M JPY. Operating income FY2022 −160.62M JPY. Operating income FY2023 163.6M JPY. Operating income FY2024 337.95M JPY. Operating income FY2025 731.43M JPY. Net income FY2021 229.21M JPY. Net income FY2022 −1.83B JPY. Net income FY2023 114.13M JPY. Net income FY2024 74.15M JPY. Net income FY2025 143.76M JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue10.23B JPY6.85B JPY4.48B JPY1.17B JPY1.46B JPY
Cost of goods sold6.49B JPY3.84B JPY2.18B JPY417.95M JPY448.22M JPY
Gross profit3.75B JPY3.01B JPY2.3B JPY747.52M JPY1.01B JPY
Selling, general, and administrative3.01B JPY2.67B JPY2.13B JPY908.14M JPY704.13M JPY
Operating expenses3.01B JPY2.67B JPY2.13B JPY908.14M JPY704.13M JPY
Interest income7.53M JPY2.79M JPY965K JPY4K JPY23K JPY
Interest expense30.25M JPY22.98M JPY23.62M JPY19.27M JPY1.63M JPY
Depreciation and amortization455.73M JPY358.32M JPY334.03M JPY37.39M JPY32.93M JPY
Operating income731.43M JPY337.95M JPY163.6M JPY−160.62M JPY309.01M JPY
Net income143.76M JPY74.15M JPY114.13M JPY−1.83B JPY229.21M JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
11.73

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates13.634.46-4.72-13.89Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 15, 2024: actual -4.07, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 10, 2025: actual 4.13, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 10, 2025: actual 9.35, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 10, 2025: actual 7.41, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 13, 2025: actual -11.99, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 14, 2026: actual 3.44, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 14, 2026: actual 5.21, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 14, 2026: actual 11.73, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates3.47B2.95B2.43B1.9BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 15, 2024: actual 2.04B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 10, 2025: actual 2.34B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 10, 2025: actual 2.5B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 10, 2025: actual 2.81B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 13, 2025: actual 2.59B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 14, 2026: actual 2.4B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 14, 2026: actual 2.32B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 14, 2026: actual 3.33B JPY, estimate —, surprise —, Comparison unavailable.

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