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ZUU Co.,Ltd. logo

ZUU Co.,Ltd.

4387.T

JPXTechnologySoftware - Application

Open in GoAI

Latest quote

¥503

+¥7.00 · +1.41%

Aug 24, 3:30 PM JST

4387.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organizational efficiency and profitability, and various crowdfunding options for both loans and stock investments. Additionally, ZUU operates ZUU online, a digital financial media outlet that provides in-depth content on financial and economic topics. The Tokyo-based company was founded in 2013.

Industry
Software - Application
Sector
Technology
Headquarters
JP
CEO
Kazumasa Tomita
Listed since
Jun 22, 2018
Employees
96

Market position

Day range

Current ¥503

52-week range

Current ¥503

Open
¥496
Previous close
¥496
Volume
4.3K
1.11× average
Average volume
3.88K
Average daily volume
Market cap
2.39B JPY
Beta
0.63
Market reference 1
50-day average
¥480.44
+4.70% above average
200-day average
¥579.22
-13.16% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.99B JPY
P/E (TTM)
-16.82×
P/B (TTM)
2.11×
P/S (TTM)
0.84×
EV / EBITDA
-17.45×
Earnings yield
-13.79%
Free cash flow yield
-7.40%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
71.06%
Operating margin
-2.20%
Net margin
-4.97%
Return on equity
-36.65%
Return on assets
-2.28%
Return on invested capital
-2.65%

Financial health

Debt / equity
0.82×
Current ratio
1.23×
Altman Z-score
0.53
Piotroski F-score
2 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends81%46%11%-24%Gross margin, FY2021: 71.85%Gross margin, FY2022: 71.45%Gross margin, FY2023: 65.69%Gross margin, FY2024: 65.48%Gross margin, FY2025: 56.01%Operating margin, FY2021: -7.25%Operating margin, FY2022: 6.20%Operating margin, FY2023: 3.97%Operating margin, FY2024: 0.48%Operating margin, FY2025: -13.16%Net margin, FY2021: -6.83%Net margin, FY2022: 2.65%Net margin, FY2023: -1.56%Net margin, FY2024: 4.01%Net margin, FY2025: -15.18%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 71.85%. Gross margin FY2022 71.45%. Gross margin FY2023 65.69%. Gross margin FY2024 65.48%. Gross margin FY2025 56.01%. Operating margin FY2021 -7.25%. Operating margin FY2022 6.20%. Operating margin FY2023 3.97%. Operating margin FY2024 0.48%. Operating margin FY2025 -13.16%. Net margin FY2021 -6.83%. Net margin FY2022 2.65%. Net margin FY2023 -1.56%. Net margin FY2024 4.01%. Net margin FY2025 -15.18%.

Income trends

Revenue

2.62B JPY-12.41%

Operating income

−345.19M JPY−359.66M JPY

Net income

−398.11M JPY−518.22M JPY
Income trends across reported periods3.78B JPY2.26B JPY741.29M JPY−777.91M JPYRevenue, FY2021: 3.38B JPYRevenue, FY2022: 3.4B JPYRevenue, FY2023: 2.9B JPYRevenue, FY2024: 2.99B JPYRevenue, FY2025: 2.62B JPYOperating income, FY2021: −244.94M JPYOperating income, FY2022: 210.63M JPYOperating income, FY2023: 115.01M JPYOperating income, FY2024: 14.47M JPYOperating income, FY2025: −345.19M JPYNet income, FY2021: −230.72M JPYNet income, FY2022: 90.03M JPYNet income, FY2023: −45.16M JPYNet income, FY2024: 120.1M JPYNet income, FY2025: −398.11M JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.38B JPY. Revenue FY2022 3.4B JPY. Revenue FY2023 2.9B JPY. Revenue FY2024 2.99B JPY. Revenue FY2025 2.62B JPY. Operating income FY2021 −244.94M JPY. Operating income FY2022 210.63M JPY. Operating income FY2023 115.01M JPY. Operating income FY2024 14.47M JPY. Operating income FY2025 −345.19M JPY. Net income FY2021 −230.72M JPY. Net income FY2022 90.03M JPY. Net income FY2023 −45.16M JPY. Net income FY2024 120.1M JPY. Net income FY2025 −398.11M JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue2.62B JPY2.99B JPY2.9B JPY3.4B JPY3.38B JPY
Cost of goods sold1.15B JPY1.03B JPY994.92M JPY970.83M JPY950.6M JPY
Gross profit1.47B JPY1.96B JPY1.9B JPY2.43B JPY2.43B JPY
Selling, general, and administrative1.8B JPY1.95B JPY315.7M JPY2.22B JPY2.67B JPY
Operating expenses1.81B JPY1.95B JPY1.79B JPY2.22B JPY2.67B JPY
Interest income251.31M JPY3.28M JPY4.22M JPY13K JPY14K JPY
Interest expense10.6M JPY3.07M JPY2.16M JPY241K JPY156K JPY
Depreciation and amortization231.43M JPY57.3M JPY38.31M JPY16.75M JPY12.21M JPY
Operating income−345.19M JPY14.47M JPY115.01M JPY210.63M JPY−244.94M JPY
Net income−398.11M JPY120.1M JPY−45.16M JPY90.03M JPY−230.72M JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
4.35

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates82.3535.12-12.11-59.34Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual -23.98, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 14, 2025: actual -22.99, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual 72.58, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual -49.57, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual 1.45, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual -9.97, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual -25.73, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 12, 2026: actual 4.35, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates866.32M756.11M645.89M535.68MQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual 697M JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 14, 2025: actual 739M JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual 833M JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual 569M JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual 714M JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 648M JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 691M JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 12, 2026: actual 807M JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Sep 29, 2020

2:1

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