
JAPAN POST BANK Co., Ltd.
7182.TJPXFinancial ServicesBanks - Regional
Latest quote
¥3,158
+¥7.00 · +0.22%
7182.T company overview
Regular session · JST · Market data may be delayed.
Company profile
Company websiteJAPAN POST BANK Co., Ltd. delivers a broad spectrum of financial products and services to retail and corporate clients, both domestically in Japan and internationally. The bank provides diverse deposit accounts, including demand deposits like transfer, savings, and ordinary accounts, as well as various fixed-term options such as time deposits and TEIGAKU deposits, in addition to negotiable certificates of deposit. Its lending portfolio encompasses credit facilities secured by deposits or Japanese government bonds, alongside credit card loans. It also extends financing to local, central, and regional government entities, engages in syndicated lending, and offers corporate and other secondary market loans. Beyond banking, the company offers a range of investment products, including securities, Japanese government bonds, and investment trusts. It also provides domestic and foreign exchange services, insurance products, and acts as an intermediary for services like mortgages and credit cards. Serving its customers through a vast network, the bank operates 32,005 ATMs and 23,881 branches. Founded in 2006, the entity was initially known as Yucho Co, Ltd. before rebranding to JAPAN POST BANK Co., Ltd. in October 2007. The company is headquartered in Tokyo, Japan, and functions as a subsidiary of Japan Post Holdings Co., Ltd.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- JP
- CEO
- Takayuki Kasama
- Listed since
- Nov 4, 2015
- Employees
- 10,771
Market position
- Volume
- 1.78M
- 0.26× average
- Average volume
- 6.89M
- Average daily volume
- Market cap
- 11.25T JPY
- Beta
- 0.43
- Market reference 1
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- -23.81T JPY
- P/E (TTM)
- 18.83×
- P/B (TTM)
- 1.22×
- P/S (TTM)
- 3.81×
- EV / EBITDA
- -29.39×
- Earnings yield
- 5.84%
- Free cash flow yield
- -7.78%
- Dividend yield
- 2.34%
Profitability & efficiency
- Gross margin
- 64.85%
- Operating margin
- 29.05%
- Net margin
- 20.26%
- Return on equity
- 5.70%
- Return on assets
- 0.23%
- Return on invested capital
- 0.24%
Financial health
- Debt / equity
- 2.44×
- Current ratio
- 2.43×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (JPY) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 2.79T JPY | 2.41T JPY | 2.29T JPY | 2.04T JPY | 1.81T JPY |
| Cost of goods sold | 988.62B JPY | 813.23B JPY | 698.36B JPY | 458.15B JPY | 226.76B JPY |
| Gross profit | 1.8T JPY | 1.6T JPY | 1.59T JPY | 1.59T JPY | 1.58T JPY |
| Operating expenses | 1.05T JPY | 1.01T JPY | 1.1T JPY | 1.13T JPY | 1.08T JPY |
| Interest income | 2.27T JPY | 1.75T JPY | 1.4T JPY | 1.24T JPY | 1.37T JPY |
| Interest expense | 988.45B JPY | 813.24B JPY | 698.34B JPY | 458.17B JPY | 226.65B JPY |
| Depreciation and amortization | 51.59B JPY | 45.74B JPY | 42.68B JPY | 34.23B JPY | 37.72B JPY |
| Operating income | 758.32B JPY | 584.18B JPY | 494.06B JPY | 454.37B JPY | 496.57B JPY |
| Net income | 525.58B JPY | 414.33B JPY | 356.13B JPY | 325.07B JPY | 355.07B JPY |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +13.53%
- 11 comparable reports
- Latest EPS result
- 49.85
- Estimate 41.31 · Beat by 20.67%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
7182.T peers
ETFs holding 7182.T
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core TOPIX ETF1475.T17.16B0.59%2.89T JPY0.05%¥418.4+0.10%
Vanguard Total International Stock ETFVXUS508.02M0.08%646.2B USD0.05%$87.71+0.78%
Vanguard FTSE Developed Markets ETFVEA337.84M0.11%315B USD0.03%$73.42+0.80%
iShares Core MSCI EAFE ETFIEFA259.57M0.13%195.14B USD0.07%$100.85+0.86%
iShares MSCI Japan ETFEWJ151.08M0.67%22.49B USD0.49%$95.18+0.97%
iShares MSCI EAFE ETFEFA123.9M0.16%79.94B USD0.32%$108.24+0.83%
JPMorgan BetaBuilders Japan ETFBBJP118.84M0.63%18.96B USD0.19%$76.87+0.97%
iShares MSCI EAFE Value ETFEFV96.59M0.31%31.74B USD0.31%$82.23+0.99%
iShares Core TOPIX ETF1475.T- Market value
- 17.16B
- Weight
- 0.59%
- AUM
- 2.89T JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥418.4+0.10%
Vanguard Total International Stock ETFVXUS- Market value
- 508.02M
- Weight
- 0.08%
- AUM
- 646.2B USD
- Expense ratio
- 0.05%
- Price / 1D
- $87.71+0.78%
Vanguard FTSE Developed Markets ETFVEA- Market value
- 337.84M
- Weight
- 0.11%
- AUM
- 315B USD
- Expense ratio
- 0.03%
- Price / 1D
- $73.42+0.80%
iShares Core MSCI EAFE ETFIEFA- Market value
- 259.57M
- Weight
- 0.13%
- AUM
- 195.14B USD
- Expense ratio
- 0.07%
- Price / 1D
- $100.85+0.86%
iShares MSCI Japan ETFEWJ- Market value
- 151.08M
- Weight
- 0.67%
- AUM
- 22.49B USD
- Expense ratio
- 0.49%
- Price / 1D
- $95.18+0.97%
iShares MSCI EAFE ETFEFA- Market value
- 123.9M
- Weight
- 0.16%
- AUM
- 79.94B USD
- Expense ratio
- 0.32%
- Price / 1D
- $108.24+0.83%
JPMorgan BetaBuilders Japan ETFBBJP- Market value
- 118.84M
- Weight
- 0.63%
- AUM
- 18.96B USD
- Expense ratio
- 0.19%
- Price / 1D
- $76.87+0.97%
iShares MSCI EAFE Value ETFEFV- Market value
- 96.59M
- Weight
- 0.31%
- AUM
- 31.74B USD
- Expense ratio
- 0.31%
- Price / 1D
- $82.23+0.99%
Continue in GoAI
Research 7182.Tresearch.disclaimer





