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Solvvy Inc. logo

Solvvy Inc.

7320.T

JPXTechnologySoftware - Application

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Latest quote

¥1,464

+¥9.00 · +0.62%

Aug 24, 3:30 PM JST

7320.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Headquartered in Tokyo, Japan, Solvvy Inc. was founded in 2009 and specializes in offering comprehensive warranty services alongside a suite of Software-as-a-Service (SaaS) products. Their extensive service portfolio encompasses various guarantees and support, including coverage for home appliances, long-term building structures, earthquake damage, and pre-owned residences, as well as ground compensation and maintenance fund accumulation. Solvvy also provides essential inspection, upkeep, repair, and customer contact center services, augmented by expert system development consulting. On the technology front, the company develops and markets several SaaS platforms such as Home Manager, Home BOT, Genba Assist, KROX, and My Class. Demonstrating a commitment to innovation, Solvvy Inc. is also venturing into new product and service development within the renewable energy and educational information and communication technology (ICT) sectors. Furthermore, the company diversified its operations to include financial solutions like factoring, escrow, valuation, and facilitating individual credit purchases. Notably, the firm underwent a name change from Japan Living Warranty Inc. to Solvvy Inc. in November 2024.

Industry
Software - Application
Sector
Technology
Headquarters
JP
CEO
Yoshitaka Adachi
Listed since
Apr 2, 2018
Employees
260

Market position

Day range

Current ¥1,464

52-week range

Current ¥1,464

Open
¥1,457
Previous close
¥1,455
Volume
22K
0.5× average
Average volume
43.9K
Average daily volume
Market cap
16.43B JPY
Beta
0.55
Market reference 1
50-day average
¥1,449.54
+1.00% above average
200-day average
¥1,536.71
-4.73% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
14.2B JPY
P/E (TTM)
9.52×
P/B (TTM)
2.99×
P/S (TTM)
2.14×
EV / EBITDA
6.49×
Earnings yield
11.18%
Free cash flow yield
10.66%
Dividend yield
1.37%

Profitability & efficiency

Gross margin
73.57%
Operating margin
24.23%
Net margin
22.71%
Return on equity
31.62%
Return on assets
5.07%
Return on invested capital
4.49%

Financial health

Debt / equity
0.39×
Current ratio
2.39×
Altman Z-score
1.16
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends83%49%16%-18%Gross margin, FY2021: 66.26%Gross margin, FY2022: 71.14%Gross margin, FY2023: 74.69%Gross margin, FY2024: 71.70%Gross margin, FY2025: 73.57%Operating margin, FY2021: 19.68%Operating margin, FY2022: 18.92%Operating margin, FY2023: 23.14%Operating margin, FY2024: 24.17%Operating margin, FY2025: 24.23%Net margin, FY2021: 16.53%Net margin, FY2022: 19.17%Net margin, FY2023: 18.16%Net margin, FY2024: -9.37%Net margin, FY2025: 22.71%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 66.26%. Gross margin FY2022 71.14%. Gross margin FY2023 74.69%. Gross margin FY2024 71.70%. Gross margin FY2025 73.57%. Operating margin FY2021 19.68%. Operating margin FY2022 18.92%. Operating margin FY2023 23.14%. Operating margin FY2024 24.17%. Operating margin FY2025 24.23%. Net margin FY2021 16.53%. Net margin FY2022 19.17%. Net margin FY2023 18.16%. Net margin FY2024 -9.37%. Net margin FY2025 22.71%.

Income trends

Revenue

7.68B JPY+14.52%

Operating income

1.86B JPY+14.80%

Net income

1.74B JPY+2.37B JPY
Income trends across reported periods8.51B JPY5.19B JPY1.86B JPY−1.46B JPYRevenue, FY2021: 3.31B JPYRevenue, FY2022: 3.92B JPYRevenue, FY2023: 5.36B JPYRevenue, FY2024: 6.71B JPYRevenue, FY2025: 7.68B JPYOperating income, FY2021: 650.29M JPYOperating income, FY2022: 741.61M JPYOperating income, FY2023: 1.24B JPYOperating income, FY2024: 1.62B JPYOperating income, FY2025: 1.86B JPYNet income, FY2021: 546.44M JPYNet income, FY2022: 751.28M JPYNet income, FY2023: 973.31M JPYNet income, FY2024: −628.14M JPYNet income, FY2025: 1.74B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.31B JPY. Revenue FY2022 3.92B JPY. Revenue FY2023 5.36B JPY. Revenue FY2024 6.71B JPY. Revenue FY2025 7.68B JPY. Operating income FY2021 650.29M JPY. Operating income FY2022 741.61M JPY. Operating income FY2023 1.24B JPY. Operating income FY2024 1.62B JPY. Operating income FY2025 1.86B JPY. Net income FY2021 546.44M JPY. Net income FY2022 751.28M JPY. Net income FY2023 973.31M JPY. Net income FY2024 −628.14M JPY. Net income FY2025 1.74B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue7.68B JPY6.71B JPY5.36B JPY3.92B JPY3.31B JPY
Cost of goods sold2.03B JPY1.9B JPY1.36B JPY1.13B JPY1.12B JPY
Gross profit5.65B JPY4.81B JPY4B JPY2.79B JPY2.19B JPY
Selling, general, and administrative3.79B JPY3.19B JPY2.76B JPY2.05B JPY1.54B JPY
Operating expenses3.79B JPY3.19B JPY2.76B JPY2.05B JPY1.54B JPY
Interest income92.61M JPY61.82M JPY44.82M JPY13.23M JPY11.54M JPY
Interest expense26.32M JPY22.58M JPY18.13M JPY15.34M JPY7.94M JPY
Depreciation and amortization328.72M JPY231.08M JPY193.49M JPY144.69M JPY93.59M JPY
Operating income1.86B JPY1.62B JPY1.24B JPY741.61M JPY650.29M JPY
Net income1.74B JPY−628.14M JPY973.31M JPY751.28M JPY546.44M JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
59.06

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates81.691.4-78.9-159.2Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 12, 2024: actual 65.08, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 13, 2025: actual 21.97, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 13, 2025: actual 31.13, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 13, 2025: actual -142.59, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 12, 2025: actual 21.5, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 39.4, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 33.74, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 14, 2026: actual 59.06, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates2.54B2.14B1.75B1.36BQ4 '24BeatQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26Beat
Q4 2024, reported Nov 12, 2024: actual 1.47B JPY, estimate 1.46B JPY, surprise +1.24%, Beat. Q1 2025, reported Feb 13, 2025: actual 1.51B JPY, estimate 1.66B JPY, surprise -9.41%, Miss. Q2 2025, reported May 13, 2025: actual 1.68B JPY, estimate 1.9B JPY, surprise -11.63%, Miss. Q3 2025, reported Aug 13, 2025: actual 2.05B JPY, estimate 2.26B JPY, surprise -9.65%, Miss. Q4 2025, reported Nov 12, 2025: actual 1.53B JPY, estimate 1.82B JPY, surprise -15.71%, Miss. Q1 2026, reported Feb 13, 2026: actual 1.74B JPY, estimate 1.97B JPY, surprise -11.39%, Miss. Q2 2026, reported May 15, 2026: actual 1.97B JPY, estimate 2.15B JPY, surprise -8.60%, Miss. Q3 2026, reported Aug 14, 2026: actual 2.44B JPY, estimate 2.27B JPY, surprise +7.19%, Beat.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥24.00

2025 complete year+383.8% since 2021

2026 partial: ¥10.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Dec 29, 2026

¥15.00

Semi-Annual

Record Dec 31, 2026 · Payment Dec 29, 2026

DividendUpcoming

Ex-dividend Jun 29, 2027

¥15.00

Semi-Annual

Record Jun 30, 2027 · Payment Jun 29, 2027

Dividend

Ex-dividend Jun 29, 2026

¥10.00

Semi-Annual

Record Jun 30, 2026 · Payment Sep 28, 2026

Dividend

Ex-dividend Dec 29, 2025

¥10.00

Irregular

Record Dec 31, 2025 · Payment Mar 16, 2026

Dividend

Ex-dividend Jun 27, 2025

¥28.00

Special

Record Jun 30, 2025 · Payment Sep 26, 2025

Dividend

Ex-dividend Jun 27, 2024

¥15.00

Annual

Record Jun 30, 2024 · Payment Sep 26, 2024

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ETFs holding 7320.T

Funds reporting this stock among their holdings, ordered by reported position size.

Dimensional - International Core Equity 2 ETF logoDimensional - International Core Equity 2 ETFDFIC
Market value
10.07K
Weight
0.00%
AUM
15.43B USD
Expense ratio
0.22%
Price / 1D
$39.405+0.83%
Avantis International Small Cap Equity ETF logoAvantis International Small Cap Equity ETFAVDS
Market value
4.48K
Weight
—
AUM
340.61M USD
Expense ratio
0.30%
Price / 1D
$80.49+0.93%

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