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Ameris Bancorp logo

Ameris Bancorp

ABCB

NYSEFinancial ServicesBanks - Regional

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Previous close

$86.20

+$0.08 · +0.09%

Aug 21, 4:00 PM ET

ABCB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

63

Undervalued

Momentum

54

Neutral

Sentiment

66

Bullish

Risk resilience

79

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
H. Palmer Proctor
Listed since
May 19, 1994
Employees
2,673

Market position

Day range

Current $86.20

52-week range

Current $86.20

Open
$86.84
Previous close
$86.12
Volume
241.89K
0.49× average
Average volume
491.59K
Average daily volume
Market cap
5.8B USD
Beta
0.93
Market reference 1
50-day average
$88.9424
-3.08% below average
200-day average
$82.1028
+4.99% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
5.57B USD
EV / EBITDA
9.74×
Earnings yield
8.11%
Free cash flow yield
7.27%

Profitability & efficiency

Return on equity
10.11%
Return on assets
1.50%
Return on invested capital
1.50%

Financial health

Current ratio
0.62×
Altman Z-score
0.33
Piotroski F-score
7 of 9

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+6.20%
11 comparable reports
Latest EPS result
1.6
Estimate 1.66 · Miss by 3.61%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.751.531.31.08Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 30, 2025: actual 1.38, estimate 1.2, surprise +15.00%, Beat. Q2 2025, reported Apr 28, 2025: actual 1.28, estimate 1.15, surprise +11.30%, Beat. Q3 2025, reported Jul 28, 2025: actual 1.6, estimate 1.35, surprise +18.52%, Beat. Q4 2025, reported Oct 27, 2025: actual 1.53, estimate 1.47, surprise +4.08%, Beat. Q1 2026, reported Jan 29, 2026: actual 1.59, estimate 1.56, surprise +1.92%, Beat. Q2 2026, reported Apr 23, 2026: actual 1.63, estimate 1.54, surprise +5.84%, Beat. Q3 2026, reported Jul 23, 2026: actual 1.6, estimate 1.66, surprise -3.61%, Miss. Q4 2026, reported Oct 26, 2026: actual —, estimate 1.68, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates339.8M314.24M288.68M263.12MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 30, 2025: actual 290.78M USD, estimate 276.19M USD, surprise +5.28%, Beat. Q2 2025, reported Apr 28, 2025: actual 285.86M USD, estimate 276.83M USD, surprise +3.26%, Beat. Q3 2025, reported Jul 28, 2025: actual 301.3M USD, estimate 297.37M USD, surprise +1.32%, Beat. Q4 2025, reported Oct 27, 2025: actual 305.33M USD, estimate 306.33M USD, surprise -0.33%, Miss. Q1 2026, reported Jan 29, 2026: actual 309.92M USD, estimate 310.41M USD, surprise -0.16%, Miss. Q2 2026, reported Apr 23, 2026: actual 314.36M USD, estimate 309.32M USD, surprise +1.63%, Beat. Q3 2026, reported Jul 23, 2026: actual 317.78M USD, estimate 323.78M USD, surprise -1.86%, Miss. Q4 2026, reported Oct 26, 2026: actual —, estimate 326.73M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$92.40

7.19% upside
Past 12 months12-month forecastHigh $100Average $92.40Low $88.00

Rating distribution

12 ratings
Strong buy00%
Buy867%
Hold433%
Sell00%
Strong sell00%

Recent analyst actions

6 institutions

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.80

2025 complete year+33.3% since 2021

2026 partial: $0.40

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 30, 2026

$0.20

Quarterly

Record Jun 30, 2026 · Payment Jul 6, 2026

Dividend

Ex-dividend Mar 31, 2026

$0.20

Quarterly

Record Mar 31, 2026 · Payment Apr 6, 2026

Dividend

Ex-dividend Dec 31, 2025

$0.20

Quarterly

Record Dec 31, 2025 · Payment Jan 5, 2026

Dividend

Ex-dividend Sep 30, 2025

$0.20

Quarterly

Record Sep 30, 2025 · Payment Oct 6, 2025

Dividend

Ex-dividend Jun 30, 2025

$0.20

Quarterly

Record Jun 30, 2025 · Payment Jul 7, 2025

Dividend

Ex-dividend Mar 31, 2025

$0.20

Quarterly

Record Mar 31, 2025 · Payment Apr 7, 2025

ABCB peers

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$743,500

-0.15%

JPMorgan Chase & Co. logo

JPM

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$351.58

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Visa Inc. logo

V

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$371.04

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Mastercard Incorporated logo

MA

Mastercard Incorporated

$580.63

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Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding ABCB

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
341.61M
Weight
0.30%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.31+0.64%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
177.65M
Weight
0.01%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
147.73M
Weight
0.18%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
128.22M
Weight
0.07%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETF logoVanguard Morningstar Small-Cap Value ETFVBR
Market value
81.41M
Weight
0.12%
AUM
68.3B USD
Expense ratio
0.05%
Price / 1D
$249.18+0.68%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
63.31M
Weight
0.07%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
53.29M
Weight
0.37%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
52.29M
Weight
1.29%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.86+0.20%

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