Ameris Bancorp (ABCB) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

62/ 100

GoAI Score

Buy

Valuation

63

Undervalued

Sentiment

66

Bullish

Risk

21

Moderate Risk

Momentum

54

Neutral

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Company profile

Company website

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans; equipment finance loans; and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US
CEO: H. Palmer Proctor
Listed since: May 19, 1994
Employees: 2,673

Market position

Day range

Current $79.02

$78.49$79.40

52-week range

Current $79.02

$68.80$93.22

Open: $79.16
Previous close: $79.66
Volume: 334.51K; 0.69× average
Average volume: 483.24K; Average daily volume
Market cap: 5.32B USD
Beta: 0.97; Market reference 1
50-day average: $84.6622; -6.66% below average
200-day average: $83.4322; -5.29% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM): 14.26×
P/B (TTM): 1.29×
P/S (TTM): 3.14×
Dividend yield: 1.01%

Profitability & efficiency

Gross margin: 69.74%
Operating margin: 28.59%
Net margin: 22.19%

Financial health

Debt / equity: 0.34×
Altman Z-score: 0.32
Piotroski F-score: 7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

1.67B USD+2.00%

Operating income

533.76M USD+12.17%

Net income

412.15M USD+14.91%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	1.67B USD	1.63B USD	1.49B USD	1.14B USD	1.04B USD
Cost of goods sold	527.85M USD	587.89M USD	588.05M USD	164.56M USD	12.42M USD
Gross profit	1.14B USD	1.05B USD	899.85M USD	976.89M USD	1.03B USD
Selling, general, and administrative	393.79M USD	375.75M USD	358.69M USD	339.81M USD	351.82M USD
Operating expenses	603.95M USD	569.15M USD	542.92M USD	523.79M USD	530.11M USD
Interest income	1.39B USD	1.38B USD	1.28B USD	893.89M USD	703.11M USD
Interest expense	457.6M USD	529.09M USD	445.39M USD	92.86M USD	47.79M USD
Depreciation and amortization	38.44M USD	46.73M USD	45.93M USD	53.63M USD	47.93M USD
Operating income	533.76M USD	475.86M USD	356.94M USD	453.1M USD	496.11M USD
Net income	412.15M USD	358.69M USD	269.11M USD	346.54M USD	376.91M USD

Company facts updated Oct 11, 2026.

Earnings

EPS beat rate: 82%; 9 beats, 2 misses, 0 met estimates
Average EPS surprise: +6.20%; 11 comparable reports
Latest EPS result: 1.6; Estimate 1.66 · Miss by 3.61%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$91.20

15.41% upside

Past 12 months12-month forecastHigh $100Average $91.20Low $84.00

ABCB news

defenseworld.netOct 4, 2026

Intesa Sanpaolo (OTCMKTS:ISNPY) vs. Ameris Bancorp (NYSE:ABCB) Head-To-Head Comparison

Ameris Bancorp (NYSE: ABCB - Get Free Report) and Intesa Sanpaolo (OTCMKTS:ISNPY - Get Free Report) are both finance companies, but which is the better business? We will compare the two companies based on the strength of…

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businesswire.comOct 1, 2026

Ameris Bancorp to Announce Third Quarter 2026 Earnings on October 22, 2026

ATLANTA--(BUSINESS WIRE)--Ameris Bancorp (NYSE: ABCB) (the “Company”) announced today that it intends to release its third quarter 2026 financial results in a press release after the market closes on Thursday, October…

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businesswire.comSep 15, 2026

Ameris Bancorp Announces Quarterly Dividend

ATLANTA--(BUSINESS WIRE)--The board of directors of Ameris Bancorp (NYSE: ABCB) (the “Company”) has declared a dividend of $0.20 per share of the Company's common stock, payable on October 5, 2026, to shareholders of…

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defenseworld.netSep 14, 2026

33,695 Shares in Ameris Bancorp $ABCB Purchased by Engineers Gate Manager LP

Engineers Gate Manager LP purchased a new position in shares of Ameris Bancorp (NYSE: ABCB) in the second quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission (SEC).…

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zacks.comSep 8, 2026

Do Options Traders Know Something About Ameris Stock We Don't?

Investors need to pay close attention to ABCB stock based on the movements in the options market lately.

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defenseworld.netAug 28, 2026

Bank of New York Mellon Corp Takes $47.29 Million Position in Ameris Bancorp $ABCB

Bank of New York Mellon Corp purchased a new position in Ameris Bancorp (NASDAQ: ABCB) during the undefined quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The…

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Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.80

2025 complete year+33.3% since 2021

2026 partial: $0.60

$0.60

2,021

$0.60

2,022

$0.60

2,023

$0.65

2,024

$0.80

2,025

$0.60

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Sep 30, 2026	$0.20Quarterly	Sep 30, 2026	Oct 5, 2026
Dividend	Jun 30, 2026	$0.20Quarterly	Jun 30, 2026	Jul 6, 2026
Dividend	Mar 31, 2026	$0.20Quarterly	Mar 31, 2026	Apr 6, 2026
Dividend	Dec 31, 2025	$0.20Quarterly	Dec 31, 2025	Jan 5, 2026
Dividend	Sep 30, 2025	$0.20Quarterly	Sep 30, 2025	Oct 6, 2025
Dividend	Jun 30, 2025	$0.20Quarterly	Jun 30, 2025	Jul 7, 2025