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Arch Capital Group Ltd. logo

Arch Capital Group Ltd.

ACGL

NASDAQFinancial ServicesInsurance - Diversified

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Previous close

$99.39

+$0.08 · +0.08%

Aug 21, 4:00 PM ET

ACGL company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

98

Deep Value

Momentum

53

Neutral

Sentiment

75

Bullish

Risk resilience

84

Low Risk

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Company profile

Company website

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
BM
CEO
Nicolas Papadopoulo
Listed since
Sep 14, 1995
Employees
8,000

Market position

Day range

Current $99.39

52-week range

Current $99.39

Open
$99.76
Previous close
$99.31
Volume
1.41M
0.66× average
Average volume
2.15M
Average daily volume
Market cap
34.73B USD
Beta
0.29
Market reference 1
50-day average
$98.7164
+0.68% above average
200-day average
$95.6438
+3.92% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
37.13B USD
P/E (TTM)
7.67×
P/B (TTM)
1.42×
P/S (TTM)
1.81×
EV / EBITDA
6.94×
Earnings yield
12.43%
Free cash flow yield
17.31%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
46.19%
Operating margin
27.38%
Net margin
24.44%
Return on equity
18.17%
Return on assets
6.56%
Return on invested capital
7.12%

Financial health

Debt / equity
0.18×
Current ratio
1.21×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends39%30%21%12%Gross margin, FY2021: 34.02%Gross margin, FY2022: 29.92%Gross margin, FY2023: 35.63%Gross margin, FY2024: 36.97%Gross margin, FY2025: 37.16%Operating margin, FY2021: 19.46%Operating margin, FY2022: 14.21%Operating margin, FY2023: 23.37%Operating margin, FY2024: 25.65%Operating margin, FY2025: 24.98%Net margin, FY2021: 24.17%Net margin, FY2022: 15.28%Net margin, FY2023: 33.42%Net margin, FY2024: 24.72%Net margin, FY2025: 22.07%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 34.02%. Gross margin FY2022 29.92%. Gross margin FY2023 35.63%. Gross margin FY2024 36.97%. Gross margin FY2025 37.16%. Operating margin FY2021 19.46%. Operating margin FY2022 14.21%. Operating margin FY2023 23.37%. Operating margin FY2024 25.65%. Operating margin FY2025 24.98%. Net margin FY2021 24.17%. Net margin FY2022 15.28%. Net margin FY2023 33.42%. Net margin FY2024 24.72%. Net margin FY2025 22.07%.

Income trends

Revenue

19.93B USD+14.27%

Operating income

4.98B USD+11.29%

Net income

4.4B USD+2.02%
Income trends across reported periods21.78B USD14.36B USD6.94B USD−483.7M USDRevenue, FY2021: 8.92B USDRevenue, FY2022: 9.66B USDRevenue, FY2023: 13.29B USDRevenue, FY2024: 17.44B USDRevenue, FY2025: 19.93B USDOperating income, FY2021: 1.74B USDOperating income, FY2022: 1.37B USDOperating income, FY2023: 3.11B USDOperating income, FY2024: 4.47B USDOperating income, FY2025: 4.98B USDNet income, FY2021: 2.16B USDNet income, FY2022: 1.48B USDNet income, FY2023: 4.44B USDNet income, FY2024: 4.31B USDNet income, FY2025: 4.4B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 8.92B USD. Revenue FY2022 9.66B USD. Revenue FY2023 13.29B USD. Revenue FY2024 17.44B USD. Revenue FY2025 19.93B USD. Operating income FY2021 1.74B USD. Operating income FY2022 1.37B USD. Operating income FY2023 3.11B USD. Operating income FY2024 4.47B USD. Operating income FY2025 4.98B USD. Net income FY2021 2.16B USD. Net income FY2022 1.48B USD. Net income FY2023 4.44B USD. Net income FY2024 4.31B USD. Net income FY2025 4.4B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue19.93B USD17.44B USD13.29B USD9.66B USD8.92B USD
Cost of goods sold12.52B USD10.99B USD8.56B USD6.77B USD5.89B USD
Gross profit7.41B USD6.45B USD4.74B USD2.89B USD3.04B USD
Selling, general, and administrative—1.67B USD102M USD95M USD78M USD
Operating expenses2.43B USD1.97B USD1.63B USD1.52B USD1.3B USD
Interest expense148M USD141M USD133M USD131M USD139M USD
Depreciation and amortization193M USD235M USD95M USD106M USD82M USD
Operating income4.98B USD4.47B USD3.11B USD1.37B USD1.74B USD
Net income4.4B USD4.31B USD4.44B USD1.48B USD2.16B USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
11.62
FY2025 · +3.84% year over year
Latest fiscal-year revenue
19.93B USD
FY2025 · +14.27% year over year
Next fiscal-year EPS consensus
9.39
FY2026 · 12 analysts
Next fiscal-year revenue consensus
16.61B USD
FY2026 · 5 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend12.49.276.153.02FY21FY22FY23FY24FY25FY26FY27FY28

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend21.03B16.63B12.23B7.82BFY21FY22FY23FY24FY25FY26FY27FY28

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

34 ratings
Strong buy00%
Buy1647%
Hold1647%
Sell26%
Strong sell00%

ACGL news

zacks.com

Arch Capital Lags Industry, Trades at a Premium: Time to Hold or Exit?

ACGL's strong underwriting, investment income and capital generation support growth, while softer property pricing and catastrophe risks weigh.

Read source
defenseworld.net

Assenagon Asset Management S.A. Buys 37,416 Shares of Arch Capital Group Ltd. $ACGL

Assenagon Asset Management S.A. increased its stake in shares of Arch Capital Group Ltd. (NASDAQ: ACGL) by 295.6% in the undefined quarter, according to its most recent disclosure with the Securities and Exchange…

Read source
zacks.com

BRK.B Q2 Earnings & Revenues Rise Year Over Year on Diversified Growth

Berkshire Hathaway's Q2 operating earnings jump 16.3%, fueled by gains across BNSF, energy, manufacturing, service and retailing businesses.

Read source
seekingalpha.com

Madison Mid Cap Fund Q2 2026 Portfolio Activity

The top five contributors for the quarter were MKS, Amphenol, Arista Networks, Bio-Techne, and Waters. The bottom five detractors for the quarter were Ross Stores, Arch Capital, Copart, Gartner, and Brown & Brown. We…

Read source
seekingalpha.com

Arch Capital Group Ltd. (ACGL) Q2 2026 Earnings Call Transcript

Arch Capital Group Ltd. (ACGL) Q2 2026 Earnings Call Transcript

Read source
zacks.com

ACGL Q2 Earnings Beat on Reserve Gains, Investment Income

Arch Capital beats Q2 earnings estimates as investment income offsets catastrophe pressure, despite lower premiums and underwriting profit.

Read source

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ETFs holding ACGL

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
1.06B
Weight
0.05%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard S&P 500 ETF logoVanguard S&P 500 ETFVOO
Market value
917.96M
Weight
0.05%
AUM
1.7T USD
Expense ratio
0.03%
Price / 1D
$703.71+0.39%
Vanguard Morningstar Mid-Cap ETF logoVanguard Morningstar Mid-Cap ETFVO
Market value
722.15M
Weight
0.32%
AUM
224.7B USD
Expense ratio
0.03%
Price / 1D
$82.97+0.53%
iShares Core S&P 500 ETF logoiShares Core S&P 500 ETFIVV
Market value
465.77M
Weight
0.05%
AUM
891.84B USD
Expense ratio
0.03%
Price / 1D
$769.31+0.39%
State Street SPDR S&P 500 ETF logoState Street SPDR S&P 500 ETFSPY
Market value
429.81M
Weight
0.05%
AUM
817.87B USD
Expense ratio
0.09%
Price / 1D
$765.72+0.41%
Vanguard Morningstar Value ETF logoVanguard Morningstar Value ETFVTV
Market value
317.84M
Weight
0.12%
AUM
256.5B USD
Expense ratio
0.03%
Price / 1D
$226.4+0.54%
State Street Financial Select Sector SPDR ETF logoState Street Financial Select Sector SPDR ETFXLF
Market value
238.54M
Weight
0.43%
AUM
55.49B USD
Expense ratio
0.08%
Price / 1D
$57.48+0.93%
Vanguard Morningstar Mid-Cap Value ETF logoVanguard Morningstar Mid-Cap Value ETFVOE
Market value
214.81M
Weight
0.55%
AUM
38.6B USD
Expense ratio
0.05%
Price / 1D
$208.64+0.35%

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