
ACNB Corporation
ACNBNASDAQFinancial ServicesBanks - Regional
Latest quote
$64.7764
+$0.3264 · +0.51%
ACNB company overview
Regular session · ET · Market data may be delayed.
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AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
92
Deep Value
Momentum
58
Neutral
Sentiment
71
Bullish
Risk resilience
74
Moderate Risk
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Company profile
Company websiteACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- James Helt
- Listed since
- Apr 4, 1994
- Employees
- 519
Market position
- Volume
- 14.86K
- 0.21× average
- Average volume
- 69.23K
- Average daily volume
- Market cap
- 661.5M USD
- Beta
- 0.86
- Market reference 1
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 170.39M USD | 132.2M USD | 114.75M USD | 108.44M USD | 100.94M USD |
| Cost of goods sold | 44.85M USD | 21.09M USD | 9.16M USD | 3.62M USD | 6.97M USD |
| Gross profit | 125.53M USD | 111.1M USD | 105.58M USD | 104.81M USD | 93.97M USD |
| Selling, general, and administrative | 67.43M USD | 44.35M USD | 42.32M USD | 37.11M USD | 38.06M USD |
| Operating expenses | 79.08M USD | 70.69M USD | 65.74M USD | 59.86M USD | 58.95M USD |
| Interest income | 163.21M USD | 106.5M USD | 96.31M USD | 86.95M USD | 77.93M USD |
| Interest expense | 40.12M USD | 23.85M USD | 8.32M USD | 3.62M USD | 6.92M USD |
| Depreciation and amortization | 6.74M USD | 3.03M USD | 3.36M USD | 3.8M USD | 3.44M USD |
| Operating income | 46.45M USD | 40.42M USD | 39.85M USD | 44.95M USD | 35.02M USD |
| Net income | 37.05M USD | 31.85M USD | 31.69M USD | 35.75M USD | 27.83M USD |
Company facts updated Aug 24, 2026.
ACNB peers
ETFs holding ACNB
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI19.69M0.00%2.3T USD0.03%$377.2-0.27%
iShares Russell 2000 ETFIWM17.48M0.02%81.62B USD0.19%$298.91-0.35%
Avantis U.S. Small Cap Value ETFAVUV15.86M0.05%31.27B USD0.25%$126.5+0.04%
Vanguard Extended Market ETFVXF7.71M0.01%93.7B USD0.05%$244.16-0.56%
iShares Russell 2000 Value ETFIWN6.54M0.04%14.66B USD0.24%$225.01+0.09%
EA Bridgeway Omni Small-Cap Value ETFBSVO3.91M0.16%1.71B USD0.47%$29.66+0.14%
Vanguard Russell 2000 ETFVTWO3.7M0.02%17.4B USD0.06%$120.82-0.35%
Dimensional - US Targeted Value ETFDFAT2.77M0.02%14.66B USD0.28%$71.785+0.16%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 19.69M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.2-0.27%
iShares Russell 2000 ETFIWM- Market value
- 17.48M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $298.91-0.35%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 15.86M
- Weight
- 0.05%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.5+0.04%
Vanguard Extended Market ETFVXF- Market value
- 7.71M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $244.16-0.56%
iShares Russell 2000 Value ETFIWN- Market value
- 6.54M
- Weight
- 0.04%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $225.01+0.09%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 3.91M
- Weight
- 0.16%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.66+0.14%
Vanguard Russell 2000 ETFVTWO- Market value
- 3.7M
- Weight
- 0.02%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $120.82-0.35%
Dimensional - US Targeted Value ETFDFAT- Market value
- 2.77M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.785+0.16%
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