
NASDAQFinancial ServicesBanks - Regional
Latest quote
$63.19
+$0.07 · +0.11%
ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.
Latest quote
$63.19
+$0.07 · +0.11%
After-hours
$63.19
$0.00 · 0.00%
Oct 8, 7:30 PM ET
Regular session · ET · Market data may be delayed.
ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.
Day range
Current $63.19
52-week range
Current $63.19
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
92
Deep Value
Sentiment
71
Bullish
Risk
26
Moderate Risk
Momentum
58
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.
Day range
Current $63.19
52-week range
Current $63.19
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 170.39M USD | 132.2M USD | 114.75M USD | 108.44M USD | 100.94M USD |
| Cost of goods sold | 44.85M USD | 21.09M USD | 9.16M USD | 3.62M USD | 6.97M USD |
| Gross profit | 125.53M USD | 111.1M USD | 105.58M USD | 104.81M USD | 93.97M USD |
| Selling, general, and administrative | 67.43M USD | 44.35M USD | 42.32M USD | 37.11M USD | 38.06M USD |
| Operating expenses | 79.08M USD | 70.69M USD | 65.74M USD | 59.86M USD | 58.95M USD |
| Interest income | 163.21M USD | 106.5M USD | 96.31M USD | 86.95M USD | 77.93M USD |
| Interest expense | 40.12M USD | 23.85M USD | 8.32M USD | 3.62M USD | 6.92M USD |
| Depreciation and amortization | 6.74M USD | 3.03M USD | 3.36M USD | 3.8M USD | 3.44M USD |
| Operating income | 46.45M USD | 40.42M USD | 39.85M USD | 44.95M USD | 35.02M USD |
| Net income | 37.05M USD | 31.85M USD | 31.69M USD | 35.75M USD | 27.83M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$61.00
3.47% downsideCash distributions grouped by calendar year; partial years are marked.
$1.38
2025 complete year+34.0% since 2021
2026 partial: $1.72
$1.03
2,021
$1.06
2,022
$1.14
2,023
$1.26
2,024
$1.38
2,025
$1.72
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 1, 2026 | $0.42Quarterly | Sep 1, 2026 | Sep 15, 2026 |
Dividend | Jun 1, 2026 | $0.92Special | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Feb 27, 2026 | $0.38Quarterly | Feb 27, 2026 | Mar 13, 2026 |
Dividend | Dec 1, 2025 | $0.38Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Aug 29, 2025 | $0.34Quarterly | Sep 1, 2025 | Sep 15, 2025 |
Dividend | May 30, 2025 | $0.34Quarterly | May 30, 2025 | Jun 13, 2025 |
Ex-dividend Sep 1, 2026
$0.42
Quarterly
Record Sep 1, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 1, 2026
$0.92
Special
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Feb 27, 2026
$0.38
Quarterly
Record Feb 27, 2026 · Payment Mar 13, 2026
Ex-dividend Dec 1, 2025
$0.38
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Aug 29, 2025
$0.34
Quarterly
Record Sep 1, 2025 · Payment Sep 15, 2025
Ex-dividend May 30, 2025
$0.34
Quarterly
Record May 30, 2025 · Payment Jun 13, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI19.85M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM17.69M0.02%78.56B USD0.19%$277.57-0.05%
Avantis U.S. Small Cap Value ETFAVUV17.09M0.06%30.54B USD0.25%$120.13+0.84%
Vanguard Extended Market ETFVXF7.79M0.01%95.4B USD0.05%$233.13-0.15%
Dimensional - US Targeted Value ETFDFAT5.92M0.02%30B USD0.33%$67.56+0.72%
State Street SPDR S&P Regional Banking ETFKRE4.83M0.13%3.6B USD0.35%$69.59+1.02%
Dimensional - US Small Cap ETFDFAS4.44M0.01%33.66B USD0.31%$78.10+0.23%
EA Bridgeway Omni Small-Cap Value ETFBSVO3.91M0.16%2.37B USD0.45%$28.554+0.93%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Extended Market ETFVXF
Dimensional - US Targeted Value ETFDFAT
State Street SPDR S&P Regional Banking ETFKRE
Dimensional - US Small Cap ETFDFAS
EA Bridgeway Omni Small-Cap Value ETFBSVOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.