Enact Holdings Inc. (ACT) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

67/ 100

GoAI Score

Buy

Valuation

83

Deep Value

Sentiment

50

Mixed

Risk

15

Low Risk

Momentum

53

Neutral

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Company profile

Company website

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Industry: Insurance - Specialty
Sector: Financial Services
Headquarters: US
CEO: Rohit Gupta
Listed since: Sep 16, 2021
Employees: 419

Market position

Day range

Current $45.97

$45.87$46.38

52-week range

Current $45.97

$34.64$50.56

Open: $46.34
Previous close: $46.64
Volume: 249.48K; 0.67× average
Average volume: 371.6K; Average daily volume
Market cap: 6.42B USD
Beta: 0.47; Market reference 1
50-day average: $48.2572; -4.74% below average
200-day average: $43.7913; +4.98% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 6.04B USD
P/E (TTM): 9.64×
P/B (TTM): 1.19×
P/S (TTM): 5.12×
EV / EBITDA: 6.65×
Earnings yield: 11.46%
Free cash flow yield: 12.32%
Dividend yield: 1.96%

Profitability & efficiency

Gross margin: 85.87%
Operating margin: 69.17%
Net margin: 54.56%
Return on equity: 12.59%
Return on assets: 9.78%
Return on invested capital: 9.91%

Financial health

Debt / equity: 0.14×
Current ratio: 6.86×
Altman Z-score: 5.04
Piotroski F-score: 7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

1.23B USD+2.37%

Operating income

858.84M USD-2.19%

Net income

674.24M USD-2.01%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	1.23B USD	1.2B USD	1.15B USD	1.09B USD	1.12B USD
Cost of goods sold	109.53M USD	261.63M USD	250.31M USD	145.13M USD	371.63M USD
Gross profit	1.12B USD	940.31M USD	903.38M USD	949.75M USD	748.56M USD
Operating expenses	262.02M USD	62.25M USD	51.87M USD	51.53M USD	53.34M USD
Interest expense	49.95M USD	51.16M USD	51.87M USD	51.7M USD	51.01M USD
Depreciation and amortization	—	—	—	5.2M USD	3.33M USD
Operating income	858.84M USD	878.06M USD	851.51M USD	898.22M USD	695.22M USD
Net income	674.24M USD	688.07M USD	665.51M USD	704.16M USD	546.69M USD

Company facts updated Oct 9, 2026.

Earnings

EPS beat rate: 73%; 8 beats, 1 miss, 2 met estimates
Average EPS surprise: +7.78%; 11 comparable reports
Latest EPS result: 1.26; Estimate 1.19 · Beat by 5.88%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 4.52; FY2025 · +3.43% year over year
Latest fiscal-year revenue: 1.23B USD; FY2025 · +2.37% year over year
Next fiscal-year EPS consensus: 4.8; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 1.27B USD; FY2026 · 3 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$46.00

0.07% upside

Past 12 months12-month forecastHigh $46.00Average $46.00Low $46.00

Rating distribution

9 ratings

Strong buy00%

Buy333%

Hold667%

Sell00%

Strong sell00%

Recent analyst actions

6 institutions

RBC CapitalmaintainSector PerformAug 7, 2026

BTIGmaintainBuyAug 5, 2024

ACT news

globenewswire.comOct 8, 2026

Aduro Chief Revenue Officer Eric Appelman Elected to the Board of Chemical Recycling Europe

LONDON, Ontario, Oct. 08, 2026 (GLOBE NEWSWIRE) -- Aduro Clean Technologies Inc . (“Aduro” or the “Company”) (Nasdaq: ADUR) (TSX: ACT) (FSE: 9D5), a clean technology company using the power of chemistry to transform…

Read source

zacks.comOct 6, 2026

What Makes Enact Holdings (ACT) a New Buy Stock

Enact Holdings (ACT) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Read source

seekingalpha.comOct 2, 2026

Enact Holdings: The Parent Company's Need Is The Shareholder's Opportunity

Diluted shares decreased by 6.9% the past year, while EPS grew 3 times as much as net income, meaning EPS growth's primary driver is buybacks. Enact Holdings' excess capital, recurring premium income, and high…

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globenewswire.comOct 1, 2026

Enact Mortgage Insurance Enters Into a Forward Quota Share Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program

Secures approximately 35% of quota share reinsurance coverage from a panel of third-party reinsurance providers Secures approximately 35% of quota share reinsurance coverage from a panel of third-party reinsurance…

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globenewswire.comSep 18, 2026

Enact Receives Ratings Upgrade from AM Best

Underscores Enact's Continued Strong Performance and Robust Capital Position Underscores Enact's Continued Strong Performance and Robust Capital Position

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businesswire.comSep 18, 2026

AM Best Upgrades Credit Ratings of Enact Holdings, Inc. and Certain Operating Subsidiaries

OLDWICK, N.J.--(BUSINESS WIRE)-- #insurance--AM Best has upgraded the Financial Strength Rating to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a” (Excellent) from “a-”…

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Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.815

2025 complete year-38.7% since 2023

2026 partial: $0.69

$1.33

2,023

$0.715

2,024

$0.815

2,025

$0.69

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Aug 20, 2026	$0.24Quarterly	Aug 20, 2026	Sep 17, 2026
Dividend	May 28, 2026	$0.24Quarterly	May 28, 2026	Jun 18, 2026
Dividend	Feb 26, 2026	$0.21Quarterly	Feb 26, 2026	Mar 19, 2026
Dividend	Nov 21, 2025	$0.21Quarterly	Nov 21, 2025	Dec 11, 2025
Dividend	Aug 18, 2025	$0.21Quarterly	Aug 18, 2025	Sep 8, 2025
Dividend	May 19, 2025	$0.21Quarterly	May 19, 2025	Jun 11, 2025