GoAI
Get started
American Financial Group, Inc. logo

American Financial Group, Inc.

AFGB

NYSEFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$20.57

−$0.01 · -0.05%

Aug 21, 3:59 PM ET

AFGB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

79

Undervalued

Momentum

42

Neutral

Sentiment

71

Bullish

Risk resilience

78

Moderate Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

American Financial Group, Inc. functions as an insurance conglomerate, principally providing property and casualty coverage customized for commercial entities. The company also markets fixed and fixed-indexed annuities to various sectors, including individual consumers, financial organizations, and educational institutions. Its extensive property and casualty offerings encompass categories such as Property and Transportation, Specialty Casualty, and Specialty Financial. Carl Henry Lindner Jr. established the firm in 1959, and its main office is located in Cincinnati, Ohio.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
S. Craig Lindner Carl H. Lindner
Listed since
Apr 1, 2020
Employees
8,700

Market position

Day range

Current $20.57

52-week range

Current $20.57

Open
$20.32
Previous close
$20.58
Volume
4.53K
0.58× average
Average volume
7.84K
Average daily volume
Market cap
1.71B USD
Beta
0.69
Market reference 1
50-day average
$20.5301
+0.19% above average
200-day average
$21.3282
-3.56% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
12.55×
P/B (TTM)
2.47×
P/S (TTM)
1.46×
Dividend yield
4.89%

Profitability & efficiency

Gross margin
26.05%
Operating margin
14.71%
Net margin
11.66%

Financial health

Debt / equity
0.38×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends34%26%17%8%Gross margin, FY2021: 22.02%Gross margin, FY2022: 17.66%Gross margin, FY2023: 17.53%Gross margin, FY2024: 17.79%Gross margin, FY2025: 17.62%Operating margin, FY2021: 21.43%Operating margin, FY2022: 16.58%Operating margin, FY2023: 13.88%Operating margin, FY2024: 13.58%Operating margin, FY2025: 13.22%Net margin, FY2021: 32.02%Net margin, FY2022: 13.26%Net margin, FY2023: 11.02%Net margin, FY2024: 10.72%Net margin, FY2025: 10.37%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 22.02%. Gross margin FY2022 17.66%. Gross margin FY2023 17.53%. Gross margin FY2024 17.79%. Gross margin FY2025 17.62%. Operating margin FY2021 21.43%. Operating margin FY2022 16.58%. Operating margin FY2023 13.88%. Operating margin FY2024 13.58%. Operating margin FY2025 13.22%. Net margin FY2021 32.02%. Net margin FY2022 13.26%. Net margin FY2023 11.02%. Net margin FY2024 10.72%. Net margin FY2025 10.37%.

Income trends

Revenue

8.12B USD-1.93%

Operating income

1.07B USD-4.54%

Net income

842M USD-5.07%
Income trends across reported periods9.02B USD6.05B USD3.07B USD98.4M USDRevenue, FY2021: 6.23B USDRevenue, FY2022: 6.77B USDRevenue, FY2023: 7.73B USDRevenue, FY2024: 8.28B USDRevenue, FY2025: 8.12B USDOperating income, FY2021: 1.34B USDOperating income, FY2022: 1.12B USDOperating income, FY2023: 1.07B USDOperating income, FY2024: 1.12B USDOperating income, FY2025: 1.07B USDNet income, FY2021: 2B USDNet income, FY2022: 898M USDNet income, FY2023: 852M USDNet income, FY2024: 887M USDNet income, FY2025: 842M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 6.23B USD. Revenue FY2022 6.77B USD. Revenue FY2023 7.73B USD. Revenue FY2024 8.28B USD. Revenue FY2025 8.12B USD. Operating income FY2021 1.34B USD. Operating income FY2022 1.12B USD. Operating income FY2023 1.07B USD. Operating income FY2024 1.12B USD. Operating income FY2025 1.07B USD. Net income FY2021 2B USD. Net income FY2022 898M USD. Net income FY2023 852M USD. Net income FY2024 887M USD. Net income FY2025 842M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue8.12B USD8.28B USD7.73B USD6.77B USD6.23B USD
Cost of goods sold6.69B USD6.81B USD6.37B USD5.58B USD4.86B USD
Gross profit1.43B USD1.47B USD1.36B USD1.2B USD1.37B USD
Operating expenses357M USD349M USD282M USD73M USD37M USD
Interest income33M USD29M USD34M USD39M USD30M USD
Interest expense80M USD76M USD76M USD85M USD94M USD
Depreciation and amortization86M USD81M USD78M USD100M USD187M USD
Operating income1.07B USD1.12B USD1.07B USD1.12B USD1.34B USD
Net income842M USD887M USD852M USD898M USD2B USD

Company facts updated Aug 24, 2026.

AFGB news

AFGB peers

Berkshire Hathaway Inc. logo

BRK-B

Berkshire Hathaway Inc.

$495.82

-0.21%

Berkshire Hathaway Inc. logo

BRK-A

Berkshire Hathaway Inc.

$743,500

-0.15%

JPMorgan Chase & Co. logo

JPM

JPMorgan Chase & Co.

$351.58

+0.01%

Visa Inc. logo

V

Visa Inc.

$371.04

+1.45%

Mastercard Incorporated logo

MA

Mastercard Incorporated

$580.63

+1.18%

Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding AFGB

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Preferred and Income Securities ETF logoiShares Preferred and Income Securities ETFPFF
Market value
6.49M
Weight
0.05%
AUM
13.06B USD
Expense ratio
0.45%
Price / 1D
$30.46+0.03%
Invesco Preferred ETF logoInvesco Preferred ETFPGX
Market value
3.73M
Weight
0.10%
AUM
3.76B USD
Expense ratio
0.50%
Price / 1D
$10.60-0.28%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF logoGoldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF
Market value
61.02K
Weight
0.04%
AUM
145.77M USD
Expense ratio
0.45%
Price / 1D
$49.345+0.03%
iShares Morningstar Multi-Asset Income ETF logoiShares Morningstar Multi-Asset Income ETFIYLD
Market value
9.15K
Weight
0.01%
AUM
125.77M USD
Expense ratio
0.50%
Price / 1D
$22.29+0.22%

Continue in GoAI

Research AFGB

research.disclaimer