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American Financial Group, Inc. logo

American Financial Group, Inc.

AFGC

NYSEFinancial ServicesInsurance - Property & Casualty

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Regular session

$17.82

+$0.06 · +0.34%

Aug 24, 1:32 PM ET

AFGC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

79

Undervalued

Momentum

38

Weakening

Sentiment

72

Bullish

Risk resilience

78

Moderate Risk

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Company profile

Company website

American Financial Group, Inc. functions as an insurance holding entity, primarily concentrating its operations on two core segments. Firstly, it underwrites property and casualty insurance, specifically tailored with commercial solutions for businesses. Secondly, it distributes fixed and fixed-indexed annuity products, targeting individual consumers, financial organizations, and educational institutions. Within its Property and Casualty division, the company's offerings encompass categories such as Property and Transportation, Specialty Casualty coverage, and Specialty Financial services. Established in 1959 by Carl Henry Lindner Jr., the firm maintains its corporate headquarters in Cincinnati, Ohio.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Stephen Craig Lindner
Listed since
Jan 21, 2020
Employees
8,500

Market position

Day range

Current $17.82

52-week range

Current $17.82

Open
$17.85
Previous close
$17.76
Volume
7.38K
0.62× average
Average volume
11.85K
Average daily volume
Market cap
1.48B USD
Beta
0.68
Market reference 1
50-day average
$17.8431
-0.13% below average
200-day average
$18.6306
-4.35% below average

Financials

Financial snapshot

Latest / TTM

Financial health

Altman Z-score
0.65
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends50%36%21%7%Gross margin, FY2021: 22.02%Gross margin, FY2022: 17.66%Gross margin, FY2023: 17.53%Gross margin, FY2024: 17.79%Gross margin, FY2025: 46.32%Operating margin, FY2021: 21.43%Operating margin, FY2022: 16.58%Operating margin, FY2023: 13.88%Operating margin, FY2024: 13.58%Operating margin, FY2025: 13.13%Net margin, FY2021: 32.02%Net margin, FY2022: 13.26%Net margin, FY2023: 11.02%Net margin, FY2024: 10.72%Net margin, FY2025: 10.30%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 22.02%. Gross margin FY2022 17.66%. Gross margin FY2023 17.53%. Gross margin FY2024 17.79%. Gross margin FY2025 46.32%. Operating margin FY2021 21.43%. Operating margin FY2022 16.58%. Operating margin FY2023 13.88%. Operating margin FY2024 13.58%. Operating margin FY2025 13.13%. Net margin FY2021 32.02%. Net margin FY2022 13.26%. Net margin FY2023 11.02%. Net margin FY2024 10.72%. Net margin FY2025 10.30%.

Income trends

Revenue

8.17B USD-1.26%

Operating income

1.07B USD-4.54%

Net income

842M USD-5.07%
Income trends across reported periods9.02B USD6.05B USD3.07B USD98.4M USDRevenue, FY2021: 6.23B USDRevenue, FY2022: 6.77B USDRevenue, FY2023: 7.73B USDRevenue, FY2024: 8.28B USDRevenue, FY2025: 8.17B USDOperating income, FY2021: 1.34B USDOperating income, FY2022: 1.12B USDOperating income, FY2023: 1.07B USDOperating income, FY2024: 1.12B USDOperating income, FY2025: 1.07B USDNet income, FY2021: 2B USDNet income, FY2022: 898M USDNet income, FY2023: 852M USDNet income, FY2024: 887M USDNet income, FY2025: 842M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 6.23B USD. Revenue FY2022 6.77B USD. Revenue FY2023 7.73B USD. Revenue FY2024 8.28B USD. Revenue FY2025 8.17B USD. Operating income FY2021 1.34B USD. Operating income FY2022 1.12B USD. Operating income FY2023 1.07B USD. Operating income FY2024 1.12B USD. Operating income FY2025 1.07B USD. Net income FY2021 2B USD. Net income FY2022 898M USD. Net income FY2023 852M USD. Net income FY2024 887M USD. Net income FY2025 842M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue8.17B USD8.28B USD7.73B USD6.77B USD6.23B USD
Cost of goods sold4.39B USD6.81B USD6.37B USD5.58B USD4.86B USD
Gross profit3.79B USD1.47B USD1.36B USD1.2B USD1.37B USD
Operating expenses2.71B USD349M USD282M USD73M USD37M USD
Interest income33M USD29M USD34M USD39M USD30M USD
Interest expense80M USD76M USD76M USD85M USD94M USD
Depreciation and amortization86M USD81M USD78M USD100M USD187M USD
Operating income1.07B USD1.12B USD1.07B USD1.12B USD1.34B USD
Net income842M USD887M USD852M USD898M USD2B USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
10.08
FY2025 · -4.64% year over year
Latest fiscal-year revenue
8.17B USD
FY2025 · -1.26% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend24.6319.3314.038.73FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend8.48B7.66B6.85B6.03BFY21FY22FY23FY24FY25

AFGC news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.2812

2025 complete year+0.1% since 2021

2026 partial: $0.6406

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 1, 2026

$0.3203

Quarterly

Record Sep 1, 2026 · Payment Sep 15, 2026

Dividend

Ex-dividend Jun 1, 2026

$0.3203

Quarterly

Record Jun 1, 2026 · Payment Jun 15, 2026

Dividend

Ex-dividend Feb 27, 2026

$0.3203

Quarterly

Record Feb 27, 2026 · Payment Mar 16, 2026

Dividend

Ex-dividend Dec 1, 2025

$0.3203

Quarterly

Record Dec 1, 2025 · Payment Dec 15, 2025

Dividend

Ex-dividend Aug 29, 2025

$0.3203

Quarterly

Record Aug 29, 2025 · Payment Sep 15, 2025

Dividend

Ex-dividend May 30, 2025

$0.3203

Quarterly

Record May 30, 2025 · Payment Jun 16, 2025

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ETFs holding AFGC

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Preferred and Income Securities ETF logoiShares Preferred and Income Securities ETFPFF
Market value
8.87M
Weight
0.07%
AUM
13.06B USD
Expense ratio
0.45%
Price / 1D
$30.475+0.05%
Invesco Preferred ETF logoInvesco Preferred ETFPGX
Market value
5.2M
Weight
0.14%
AUM
3.76B USD
Expense ratio
0.50%
Price / 1D
$10.565-0.28%
John Hancock Investments - Preferred Income ETF logoJohn Hancock Investments - Preferred Income ETFJHPI
Market value
391.71K
Weight
0.19%
AUM
217.46M USD
Expense ratio
0.54%
Price / 1D
$22.51+0.13%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF logoGoldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF
Market value
55.42K
Weight
0.04%
AUM
145.77M USD
Expense ratio
0.45%
Price / 1D
$49.355+0.01%
iShares Morningstar Multi-Asset Income ETF logoiShares Morningstar Multi-Asset Income ETFIYLD
Market value
12.63K
Weight
0.01%
AUM
125.77M USD
Expense ratio
0.50%
Price / 1D
$22.23-0.27%

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