
Aflac Incorporated
AFLNYSEFinancial ServicesInsurance - Life
Previous close
$116.07
−$0.10 · -0.09%
AFL company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
67
Undervalued
Momentum
46
Neutral
Sentiment
58
Mixed
Risk resilience
86
Low Risk
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Company profile
Company websiteAflac Incorporated, operating through its various subsidiary companies, focuses on delivering supplementary health and life insurance policies. The firm's business activities are structured into two primary divisions: Aflac Japan and Aflac U.S. In Japan, the company offers a diverse range of insurance products, including coverage for cancer, medical expenses, income support for nursing care, and the distinct GIFT plan. This segment also provides traditional whole and term life insurance, along with savings-oriented plans like WAYS and child endowment products. Meanwhile, the Aflac U.S. division caters to the American market, furnishing policies that address cancer, accidents, short-term disability, critical illness, and hospital stays. Additionally, it provides dental, vision, long-term care, disability, and both term and whole life insurance options. Aflac distributes its comprehensive suite of products through multiple channels, which include dedicated sales associates, independent brokers, various corporate and individual agencies, and affiliated agencies. Established in 1955, the company maintains its corporate headquarters in Columbus, Georgia.
- Industry
- Insurance - Life
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Daniel Paul Amos
- Listed since
- Mar 17, 1980
- Employees
- 12,716
Market position
Day range
Current $116.07
52-week range
Current $116.07
- Open
- $116.41
- Previous close
- $116.17
- Volume
- 1.23M
- 0.52× average
- Average volume
- 2.35M
- Average daily volume
- Market cap
- 59.08B USD
- Beta
- 0.6
- Market reference 1
- 50-day average
- $121.54
- -4.50% below average
- 200-day average
- $114.38
- +1.48% above average
Financials
Financial snapshot
Latest / TTMFinancial health
- Altman Z-score
- 2.4
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 17.44B USD | 19.13B USD | 18.84B USD | 19.15B USD | 21.55B USD |
| Cost of goods sold | 10.65B USD | 12.31B USD | — | — | — |
| Gross profit | 6.79B USD | 6.82B USD | 18.84B USD | 19.15B USD | 21.55B USD |
| Selling, general, and administrative | 2.7B USD | — | — | — | — |
| Operating expenses | 2.15B USD | 398M USD | 13.58B USD | 14.28B USD | 16.34B USD |
| Interest income | 973M USD | — | — | — | — |
| Interest expense | 220M USD | 197M USD | 195M USD | 226M USD | 238M USD |
| Depreciation and amortization | 874M USD | — | — | — | — |
| Operating income | 4.64B USD | 6.42B USD | 5.26B USD | 4.87B USD | 5.21B USD |
| Net income | 3.65B USD | 5.44B USD | 4.66B USD | 4.42B USD | 4.23B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 45%
- 5 beats, 6 misses, 0 met estimates
- Average EPS surprise
- +5.88%
- 11 comparable reports
- Latest EPS result
- 1.75
- Estimate 1.76 · Miss by 0.57%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$118.86
2.40% upsideRating distribution
32 ratingsAFL news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$2.32
2025 complete year+75.8% since 2021
2026 partial: $1.83
$1.32
2,021
$1.60
2,022
$1.68
2,023
$2.00
2,024
$2.32
2,025
$1.83
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 19, 2026 | $0.61Quarterly | Aug 19, 2026 | Sep 1, 2026 |
Dividend | May 20, 2026 | $0.61Quarterly | May 20, 2026 | Jun 1, 2026 |
Dividend | Feb 18, 2026 | $0.61Quarterly | Feb 18, 2026 | Mar 2, 2026 |
Dividend | Nov 19, 2025 | $0.58Quarterly | Nov 19, 2025 | Dec 1, 2025 |
Dividend | Aug 20, 2025 | $0.58Quarterly | Aug 20, 2025 | Sep 2, 2025 |
Dividend | May 21, 2025 | $0.58Quarterly | May 21, 2025 | Jun 2, 2025 |
Ex-dividend Aug 19, 2026
$0.61
Quarterly
Record Aug 19, 2026 · Payment Sep 1, 2026
Ex-dividend May 20, 2026
$0.61
Quarterly
Record May 20, 2026 · Payment Jun 1, 2026
Ex-dividend Feb 18, 2026
$0.61
Quarterly
Record Feb 18, 2026 · Payment Mar 2, 2026
Ex-dividend Nov 19, 2025
$0.58
Quarterly
Record Nov 19, 2025 · Payment Dec 1, 2025
Ex-dividend Aug 20, 2025
$0.58
Quarterly
Record Aug 20, 2025 · Payment Sep 2, 2025
Ex-dividend May 21, 2025
$0.58
Quarterly
Record May 21, 2025 · Payment Jun 2, 2025
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