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Assured Guaranty Ltd. logo

Assured Guaranty Ltd.

AGO

NYSEFinancial ServicesInsurance - Specialty

Open in GoAI

Regular session

$75.23

+$0.79 · +1.06%

Aug 24, 10:59 AM ET

AGO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

82

Deep Value

Momentum

41

Neutral

Sentiment

64

Bullish

Risk resilience

77

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Company website

Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through Insurance and Asset Management segments. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed bonds, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, it involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, pooled corporate obligations, and financial products. Additionally, the company offers specialty business, such as diversified real estate, insurance reserve financing and securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.

Industry
Insurance - Specialty
Sector
Financial Services
Headquarters
BM
CEO
Dominic Frederico
Listed since
Apr 23, 2004
Employees
367

Market position

Day range

Current $75.23

52-week range

Current $75.23

Open
$74.69
Previous close
$74.44
Volume
32K
0.08× average
Average volume
392.19K
Average daily volume
Market cap
3.34B USD
Beta
0.74
Market reference 1
50-day average
$80.3218
-6.34% below average
200-day average
$83.312
-9.70% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
5.71B USD
EV / EBITDA
7.6×
Earnings yield
11.45%
Free cash flow yield
5.89%

Profitability & efficiency

Return on equity
8.88%
Return on assets
4.13%
Return on invested capital
6.59%

Financial health

Current ratio
1.13×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends141%96%52%7%Gross margin, FY2021: 129.51%Gross margin, FY2022: 95.61%Gross margin, FY2023: 82.76%Gross margin, FY2024: 100.74%Gross margin, FY2025: 92.89%Operating margin, FY2021: 68.34%Operating margin, FY2022: 21.64%Operating margin, FY2023: 65.81%Operating margin, FY2024: 59.95%Operating margin, FY2025: 84.01%Net margin, FY2021: 55.73%Net margin, FY2022: 18.13%Net margin, FY2023: 72.81%Net margin, FY2024: 46.19%Net margin, FY2025: 63.83%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 129.51%. Gross margin FY2022 95.61%. Gross margin FY2023 82.76%. Gross margin FY2024 100.74%. Gross margin FY2025 92.89%. Operating margin FY2021 68.34%. Operating margin FY2022 21.64%. Operating margin FY2023 65.81%. Operating margin FY2024 59.95%. Operating margin FY2025 84.01%. Net margin FY2021 55.73%. Net margin FY2022 18.13%. Net margin FY2023 72.81%. Net margin FY2024 46.19%. Net margin FY2025 63.83%.

Income trends

Revenue

788M USD-3.19%

Operating income

662M USD+35.66%

Net income

503M USD+33.78%
Income trends across reported periods1.1B USD747.7M USD391.3M USD34.9M USDRevenue, FY2021: 698M USDRevenue, FY2022: 684M USDRevenue, FY2023: 1.02B USDRevenue, FY2024: 814M USDRevenue, FY2025: 788M USDOperating income, FY2021: 477M USDOperating income, FY2022: 148M USDOperating income, FY2023: 668M USDOperating income, FY2024: 488M USDOperating income, FY2025: 662M USDNet income, FY2021: 389M USDNet income, FY2022: 124M USDNet income, FY2023: 739M USDNet income, FY2024: 376M USDNet income, FY2025: 503M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 698M USD. Revenue FY2022 684M USD. Revenue FY2023 1.02B USD. Revenue FY2024 814M USD. Revenue FY2025 788M USD. Operating income FY2021 477M USD. Operating income FY2022 148M USD. Operating income FY2023 668M USD. Operating income FY2024 488M USD. Operating income FY2025 662M USD. Net income FY2021 389M USD. Net income FY2022 124M USD. Net income FY2023 739M USD. Net income FY2024 376M USD. Net income FY2025 503M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue788M USD814M USD1.02B USD684M USD698M USD
Cost of goods sold56M USD−6M USD175M USD30M USD−206M USD
Gross profit732M USD820M USD840M USD654M USD904M USD
Selling, general, and administrative—202M USD251M USD258M USD230M USD
Operating expenses70M USD332M USD172M USD506M USD427M USD
Interest income————204M USD
Interest expense89M USD91M USD90M USD81M USD87M USD
Depreciation and amortization———11M USD12M USD
Operating income662M USD488M USD668M USD148M USD477M USD
Net income503M USD376M USD739M USD124M USD389M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
73%
8 beats, 3 misses, 0 met estimates
Average EPS surprise
+57.69%
11 comparable reports
Latest EPS result
1.23
Estimate 1.51 · Miss by 18.54%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.352.521.690.86Q1 '25MissQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 1.27, estimate 1.34, surprise -5.22%, Miss. Q2 2025, reported May 8, 2025: actual 3.18, estimate 3.15, surprise +0.95%, Beat. Q3 2025, reported Aug 7, 2025: actual 1.01, estimate 1.57, surprise -35.67%, Miss. Q4 2025, reported Nov 6, 2025: actual 2.42, estimate 1.54, surprise +57.14%, Beat. Q1 2026, reported Feb 26, 2026: actual 2.32, estimate 1.54, surprise +50.65%, Beat. Q2 2026, reported May 7, 2026: actual 2.5, estimate 1.5, surprise +66.67%, Beat. Q3 2026, reported Aug 6, 2026: actual 1.23, estimate 1.51, surprise -18.54%, Miss. Q4 2026, reported Nov 5, 2026: actual —, estimate 1.71, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates360.44M285.81M211.19M136.56MQ1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 152M USD, estimate 199.56M USD, surprise -23.83%, Miss. Q2 2025, reported May 8, 2025: actual 345M USD, estimate 231.7M USD, surprise +48.90%, Beat. Q3 2025, reported Aug 7, 2025: actual 199M USD, estimate 196.76M USD, surprise +1.14%, Beat. Q4 2025, reported Nov 6, 2025: actual 199M USD, estimate 196.76M USD, surprise +1.14%, Beat. Q1 2026, reported Feb 26, 2026: actual 277M USD, estimate 205.83M USD, surprise +34.58%, Beat. Q2 2026, reported May 7, 2026: actual 261M USD, estimate 208.63M USD, surprise +25.10%, Beat. Q3 2026, reported Aug 6, 2026: actual 195M USD, estimate 205.03M USD, surprise -4.89%, Miss. Q4 2026, reported Nov 5, 2026: actual —, estimate 207.87M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$80.00

6.00% upside
Past 12 months12-month forecastHigh $80.00Average $80.00Low $80.00

Rating distribution

9 ratings
Strong buy00%
Buy889%
Hold111%
Sell00%
Strong sell00%

AGO news

seekingalpha.com

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Read source
gurufocus.com

Assured Guaranty Guarantees €200 Million of Debt as part of the Refinancing of France's A28 Toll Road

Assured Guaranty (Europe) SA (AGE)*, an indirect subsidiary of Assured Guaranty Ltd. (together with its subsidiaries, Assured Guaranty), announced that it has g

Read source
seekingalpha.com

Assured Guaranty's Recent Selloff Provides Great Entry Price

At $75.43, the company trades at a steep 60% discount to adjusted book value and 40% to GAAP equity. Forward P/E multiples remain low, with FY2025 at 8.3x and consensus FY2026 at ~10.5x, suggesting undervaluation.…

Read source
marketbeat.com

Assured Guaranty Q2 Earnings Call Highlights

Assured Guaranty NYSE: AGO reported higher second-quarter adjusted operating income and record per-share valuation metrics, while executives pointed to growth in U.S. public finance, global structured finance and the…

Read source
seekingalpha.com

Assured Guaranty Ltd. (AGO) Q2 2026 Earnings Call Transcript

Assured Guaranty Ltd. (AGO) Q2 2026 Earnings Call Transcript

Read source
zacks.com

Assured Guaranty (AGO) Q2 Earnings Lag Estimates

Assured Guaranty (AGO) came out with quarterly earnings of $1.23 per share, missing the Zacks Consensus Estimate of $1.66 per share. This compares to earnings of $1.01 per share a year ago.

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.36

2025 complete year+54.5% since 2021

2026 partial: $1.14

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 20, 2026

$0.38

Quarterly

Record Aug 20, 2026 · Payment Sep 3, 2026

Dividend

Ex-dividend May 15, 2026

$0.38

Quarterly

Record May 15, 2026 · Payment May 29, 2026

Dividend

Ex-dividend Mar 6, 2026

$0.38

Quarterly

Record Mar 6, 2026 · Payment Mar 20, 2026

Dividend

Ex-dividend Nov 19, 2025

$0.34

Quarterly

Record Nov 19, 2025 · Payment Dec 3, 2025

Dividend

Ex-dividend Aug 20, 2025

$0.34

Quarterly

Record Aug 20, 2025 · Payment Sep 3, 2025

Dividend

Ex-dividend May 16, 2025

$0.34

Quarterly

Record May 16, 2025 · Payment May 30, 2025

AGO peers

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Mastercard Incorporated logo

MA

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$596.62

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Bank of America Corporation logo

BAC

Bank of America Corporation

$62.655

+1.56%

ETFs holding AGO

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
192.96M
Weight
0.17%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.15-0.11%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
111.18M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$376.82-0.38%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
85.02M
Weight
0.27%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.55+0.08%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
79.99M
Weight
0.04%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$303.49-0.42%
First Trust SMID Cap Rising Dividend Achievers ETF logoFirst Trust SMID Cap Rising Dividend Achievers ETFSDVY
Market value
59.73M
Weight
0.52%
AUM
11.64B USD
Expense ratio
0.58%
Price / 1D
$44.14+0.62%
Vanguard Morningstar Small-Cap Value ETF logoVanguard Morningstar Small-Cap Value ETFVBR
Market value
50.81M
Weight
0.07%
AUM
68.3B USD
Expense ratio
0.05%
Price / 1D
$249.42+0.09%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
39.6M
Weight
0.04%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$243.77-0.72%
State Street SPDR Portfolio S&P 600 Small Cap ETF logoState Street SPDR Portfolio S&P 600 Small Cap ETFSPSM
Market value
29.05M
Weight
0.17%
AUM
17.03B USD
Expense ratio
0.03%
Price / 1D
$57.215-0.11%

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