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American Integrity Insurance Group, Inc. logo

American Integrity Insurance Group, Inc.

AII

NYSEFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$25.35

−$0.21 · -0.82%

Aug 21, 4:00 PM ET

AII company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

100

Deep Value

Momentum

40

Weakening

Sentiment

52

Mixed

Risk resilience

61

Moderate Risk

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Company profile

Company website

American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products. In addition, the company offers optional endorsements that provide higher levels of standard coverage and optional coverage, such as personal injury, animal liability, identity recovery, and golf cart physical; and flood insurance products. It distributes its products through the Voluntary Market, which includes partnerships with independent agents, national and regional insurance companies, homebuilder-affiliated agents, and direct-to-consumer channels. American Integrity Insurance Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Robert Craig Ritchie
Listed since
May 8, 2025
Employees
313

Market position

Day range

Current $25.35

52-week range

Current $25.35

Open
$25.60
Previous close
$25.56
Volume
230.55K
1.85× average
Average volume
124.79K
Average daily volume
Market cap
496.63M USD
Beta
-0
Market reference 1
50-day average
$19.8214
+27.89% above average
200-day average
$19.5435
+29.71% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
156.18M USD
P/E (TTM)
5.63×
P/B (TTM)
1.34×
P/S (TTM)
1.48×
EV / EBITDA
1.33×
Earnings yield
27.75%
Free cash flow yield
37.10%
Dividend yield
4.02%

Profitability & efficiency

Gross margin
66.84%
Operating margin
36.21%
Net margin
26.20%
Return on equity
29.56%
Return on assets
8.13%
Return on invested capital
38.16%

Financial health

Debt / equity
0×
Current ratio
92.89×
Altman Z-score
1.22
Piotroski F-score
8 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends69%51%33%14%Gross margin, FY2023: 39.26%Gross margin, FY2024: 40.12%Gross margin, FY2025: 64.54%Operating margin, FY2023: 22.28%Operating margin, FY2024: 24.98%Operating margin, FY2025: 41.61%Net margin, FY2023: 18.82%Net margin, FY2024: 19.45%Net margin, FY2025: 36.03%FY2023FY2024FY2025
Gross margin FY2023 39.26%. Gross margin FY2024 40.12%. Gross margin FY2025 64.54%. Operating margin FY2023 22.28%. Operating margin FY2024 24.98%. Operating margin FY2025 41.61%. Net margin FY2023 18.82%. Net margin FY2024 19.45%. Net margin FY2025 36.03%.

Income trends

Revenue

276.49M USD+35.30%

Operating income

115.06M USD+125.43%

Net income

99.62M USD+150.67%
Income trends across reported periods300.35M USD204.88M USD109.4M USD13.93M USDRevenue, FY2023: 200.87M USDRevenue, FY2024: 204.35M USDRevenue, FY2025: 276.49M USDOperating income, FY2023: 44.76M USDOperating income, FY2024: 51.04M USDOperating income, FY2025: 115.06M USDNet income, FY2023: 37.8M USDNet income, FY2024: 39.74M USDNet income, FY2025: 99.62M USDFY2023FY2024FY2025
Revenue FY2023 200.87M USD. Revenue FY2024 204.35M USD. Revenue FY2025 276.49M USD. Operating income FY2023 44.76M USD. Operating income FY2024 51.04M USD. Operating income FY2025 115.06M USD. Net income FY2023 37.8M USD. Net income FY2024 39.74M USD. Net income FY2025 99.62M USD.
Metric (USD)FY2025FY2024FY2023
Revenue276.49M USD204.35M USD200.87M USD
Cost of goods sold98.03M USD122.36M USD122M USD
Gross profit178.45M USD81.99M USD78.87M USD
Selling, general, and administrative41.95M USD30.95M USD34.11M USD
Operating expenses63.39M USD30.95M USD34.11M USD
Depreciation and amortization2.28M USD2.84M USD1.22M USD
Operating income115.06M USD51.04M USD44.76M USD
Net income99.62M USD39.74M USD37.8M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

5 ratings
Strong buy00%
Buy5100%
Hold00%
Sell00%
Strong sell00%

AII news

zacks.com

Best Momentum Stock to Buy for August 18th

MSGE, TWLO and AII made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on August 18, 2026.

Read source
zacks.com

New Strong Buy Stocks for August 18th

ALGT, HMC, INSP, AII and ALL have been added to the Zacks Rank #1 (Strong Buy) List on August 18, 2026.

Read source
defenseworld.net

American Integrity Insurance Group (NYSE:AII) CEO Sells $1,182,500.00 in Stock

American Integrity Insurance Group, Inc. (NYSE: AII - Get Free Report) CEO Robert Ritchie sold 50,000 shares of the firm's stock in a transaction that occurred on Thursday, August 13th. The stock was sold at an average…

Read source
marketbeat.com

American Integrity Insurance Group Q2 Earnings Call Highlights

American Integrity Insurance Group NYSE: AII reported record second-quarter earnings and voluntary new-business production, as the Florida-focused property insurer expanded in key in-state markets and continued building…

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seekingalpha.com

American Integrity Insurance Group, Inc. (AII) Q2 2026 Earnings Call Transcript

American Integrity Insurance Group, Inc. (AII) Q2 2026 Earnings Call Transcript

Read source
zacks.com

Here's What Key Metrics Tell Us About American Integrity Insurance (AII) Q2 Earnings

Although the revenue and EPS for American Integrity Insurance (AII) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street…

Read source

Corporate actions

Corporate action history

Dividend

Ex-dividend Mar 16, 2026

$1.02

Special

Record Mar 16, 2026 · Payment Mar 30, 2026

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ETFs holding AII

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
8.65M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
7.53M
Weight
0.02%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
7.48M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
3.11M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
1.57M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
1.38M
Weight
0.01%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
1.08M
Weight
0.07%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%
First Trust Dow Jones Select MicroCap Index Fund logoFirst Trust Dow Jones Select MicroCap Index FundFDM
Market value
945.16K
Weight
0.22%
AUM
423.22M USD
Expense ratio
0.65%
Price / 1D
$92.96+0.50%

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