Assurant, Inc. logo

Assurant, Inc.

AIZ

NYSEFinancial ServicesInsurance - Property & Casualty

Previous close

$284.04

+$2.04 · +0.72%

Aug 21, 4:00 PM ET

AIZ company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

78

Undervalued

Momentum

62

Gaining

Sentiment

75

Bullish

Risk resilience

87

Low Risk

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Company profile

Company website

Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insurance products, encompassing lender-placed homeowners, manufactured home, and flood coverage. It also offers renters insurance and related benefits, in addition to optional manufactured housing and homeowners policies, and other specialized insurance products. Founded in 1892, the company was formerly known as Fortis, Inc. before officially changing its name to Assurant, Inc. in February 2004. Its corporate headquarters are situated in New York, New York.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Keith Warner Demmings
Listed since
Feb 5, 2004
Employees
14,800

Market position

Day range

Current $284.04

52-week range

Current $284.04

Open
$283.41
Previous close
$282
Volume
236.04K
0.57× average
Average volume
416.93K
Average daily volume
Market cap
14.07B USD
Beta
0.54
Market reference 1
50-day average
$275.87
+2.96% above average
200-day average
$242.73
+17.02% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
12.46B USD
P/E (TTM)
13.37×
P/B (TTM)
2.31×
P/S (TTM)
1.05×
EV / EBITDA
8.61×
Earnings yield
7.22%
Free cash flow yield
13.22%
Dividend yield
1.21%

Profitability & efficiency

Gross margin
78.12%
Operating margin
9.86%
Net margin
7.90%
Return on equity
14.86%
Return on assets
2.40%
Return on invested capital
7.04%

Financial health

Debt / equity
0.36×
Current ratio
0.55×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends85%55%25%-5%Gross margin, FY2021: 40.73%Gross margin, FY2022: 76.85%Gross margin, FY2023: 77.35%Gross margin, FY2024: 76.71%Gross margin, FY2025: 77.15%Operating margin, FY2021: 7.57%Operating margin, FY2022: 3.43%Operating margin, FY2023: 7.25%Operating margin, FY2024: 7.81%Operating margin, FY2025: 8.49%Net margin, FY2021: 13.37%Net margin, FY2022: 2.71%Net margin, FY2023: 5.77%Net margin, FY2024: 6.40%Net margin, FY2025: 6.81%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 40.73%. Gross margin FY2022 76.85%. Gross margin FY2023 77.35%. Gross margin FY2024 76.71%. Gross margin FY2025 77.15%. Operating margin FY2021 7.57%. Operating margin FY2022 3.43%. Operating margin FY2023 7.25%. Operating margin FY2024 7.81%. Operating margin FY2025 8.49%. Net margin FY2021 13.37%. Net margin FY2022 2.71%. Net margin FY2023 5.77%. Net margin FY2024 6.40%. Net margin FY2025 6.81%.

Income trends

Revenue

12.81B USD+7.89%

Operating income

1.09B USD+17.27%

Net income

872.7M USD+14.80%
Income trends across reported periods14.07B USD9.05B USD4.04B USD−977.17M USDRevenue, FY2021: 10.19B USDRevenue, FY2022: 10.19B USDRevenue, FY2023: 11.13B USDRevenue, FY2024: 11.88B USDRevenue, FY2025: 12.81B USDOperating income, FY2021: 771.3M USDOperating income, FY2022: 349.9M USDOperating income, FY2023: 806.8M USDOperating income, FY2024: 927.3M USDOperating income, FY2025: 1.09B USDNet income, FY2021: 1.36B USDNet income, FY2022: 276.6M USDNet income, FY2023: 642.5M USDNet income, FY2024: 760.2M USDNet income, FY2025: 872.7M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 10.19B USD. Revenue FY2022 10.19B USD. Revenue FY2023 11.13B USD. Revenue FY2024 11.88B USD. Revenue FY2025 12.81B USD. Operating income FY2021 771.3M USD. Operating income FY2022 349.9M USD. Operating income FY2023 806.8M USD. Operating income FY2024 927.3M USD. Operating income FY2025 1.09B USD. Net income FY2021 1.36B USD. Net income FY2022 276.6M USD. Net income FY2023 642.5M USD. Net income FY2024 760.2M USD. Net income FY2025 872.7M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue12.81B USD11.88B USD11.13B USD10.19B USD10.19B USD
Cost of goods sold2.93B USD2.77B USD2.52B USD2.36B USD6.04B USD
Gross profit9.89B USD9.11B USD8.61B USD7.83B USD4.15B USD
Operating expenses8.8B USD8.18B USD7.8B USD7.48B USD3.38B USD
Interest expense109.7M USD107M USD108M USD108.3M USD111.8M USD
Depreciation and amortization250M USD223.5M USD196.4M USD182M USD171.6M USD
Operating income1.09B USD927.3M USD806.8M USD349.9M USD771.3M USD
Net income872.7M USD760.2M USD642.5M USD276.6M USD1.36B USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$329

15.83% upside
Past 12 months12-month forecastHigh $355Average $329Low $310

Rating distribution

19 ratings
Strong buy00%
Buy1158%
Hold737%
Sell15%
Strong sell00%

Recent analyst actions

7 institutions
BMO CapitalmaintainOutperform

AIZ news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$3.28

2025 complete year+23.3% since 2021

2026 partial: $1.76

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Aug 31, 2026

$0.88

Quarterly

Record Aug 31, 2026 · Payment Sep 28, 2026

Dividend

Ex-dividend Jun 8, 2026

$0.88

Quarterly

Record Jun 8, 2026 · Payment Jun 29, 2026

Dividend

Ex-dividend Feb 17, 2026

$0.88

Quarterly

Record Feb 17, 2026 · Payment Mar 30, 2026

Dividend

Ex-dividend Dec 1, 2025

$0.88

Quarterly

Record Dec 1, 2025 · Payment Dec 29, 2025

Dividend

Ex-dividend Sep 2, 2025

$0.80

Quarterly

Record Sep 2, 2025 · Payment Sep 29, 2025

Dividend

Ex-dividend Jun 9, 2025

$0.80

Quarterly

Record Jun 9, 2025 · Payment Jun 30, 2025

AIZ peers

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