
Amalgamated Financial Corp.
AMALNASDAQFinancial ServicesBanks - Regional
Previous close
$48.76
−$0.12 · -0.25%
Pre-market
$49.0627
+$0.3027 · +0.62%
Aug 24, 4:04 AM ET
AMAL company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
47
Fair Value
Momentum
64
Gaining
Sentiment
67
Bullish
Risk resilience
73
Moderate Risk
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Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteAmalgamated Financial Corp., established in New York in 1923, operates as the parent company for Amalgamated Bank. This institution delivers a comprehensive array of financial services, including commercial and retail banking, investment management, and trust and custody solutions, to businesses and individual customers across the United States. Its banking provisions encompass various deposit accounts, from non-interest bearing and interest-bearing checking to savings, money market, and certificates of deposit. On the lending side, Amalgamated extends commercial loans for industrial, multi-family, and general real estate purposes, in addition to retail loans like residential mortgages and consumer credit. Beyond core banking, the company facilitates online banking, bill payment, cash management, and safe deposit box rentals, while also providing debit and ATM cards. Its specialized trust, custody, and investment management operations cover asset safekeeping, corporate action handling, income collection, proxy services, and asset transfers and conversion management. Furthermore, it offers diverse investment products, such as equity, fixed-income, real estate, and alternative investments, alongside brokerage, asset management, and insurance products. Amalgamated Financial Corp. serves its clientele through a digital banking platform and a network of physical offices, including three branches in New York City, one in Washington, D.C., one in San Francisco, and a commercial office in Boston.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Priscilla Sims Brown
- Listed since
- Aug 9, 2018
- Employees
- 450
Market position
Day range
Current $48.76
52-week range
Current $48.76
- Open
- $49.315
- Previous close
- $48.88
- Volume
- 309.63K
- 2.01× average
- Average volume
- 154.05K
- Average daily volume
- Market cap
- 1.46B USD
- Beta
- 0.79
- Market reference 1
- 50-day average
- $47.5868
- +2.47% above average
- 200-day average
- $39.6731
- +22.90% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.05B USD
- P/E (TTM)
- 12.87×
- P/B (TTM)
- 1.74×
- P/S (TTM)
- 3×
- EV / EBITDA
- 7.23×
- Earnings yield
- 10.89%
- Free cash flow yield
- 14.02%
- Dividend yield
- 1.33%
Profitability & efficiency
- Gross margin
- 69.79%
- Operating margin
- 31.03%
- Net margin
- 23.37%
- Return on equity
- 13.15%
- Return on assets
- 1.18%
- Return on invested capital
- 1.18%
Financial health
- Debt / equity
- 0.09×
- Current ratio
- 12.77×
- Altman Z-score
- 0.31
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 455.03M USD | 435.34M USD | 382.48M USD | 285.16M USD | 208.77M USD |
| Cost of goods sold | 135.23M USD | 129.15M USD | 111.44M USD | 33.65M USD | 5.94M USD |
| Gross profit | 319.8M USD | 306.19M USD | 271.05M USD | 251.51M USD | 202.83M USD |
| Selling, general, and administrative | 122.17M USD | 101.21M USD | 93.97M USD | 81.68M USD | 75.61M USD |
| Operating expenses | 179.64M USD | 160.6M USD | 146.32M USD | 143.34M USD | 132.11M USD |
| Interest income | 422.23M USD | 401.3M USD | 358.08M USD | 258.49M USD | 180.53M USD |
| Interest expense | 124.45M USD | 118.87M USD | 96.77M USD | 18.65M USD | 6.22M USD |
| Depreciation and amortization | 4.82M USD | 5.43M USD | 6.4M USD | 10.35M USD | 4.85M USD |
| Operating income | 140.1M USD | 145.32M USD | 124.73M USD | 108.16M USD | 70.73M USD |
| Net income | 104.45M USD | 106.43M USD | 87.98M USD | 81.48M USD | 52.94M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 64%
- 7 beats, 3 misses, 1 met estimate
- Average EPS surprise
- +3.53%
- 11 comparable reports
- Latest EPS result
- 1.1
- Estimate 1 · Beat by 10.00%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$53.00
8.70% upsideRating distribution
6 ratingsAMAL news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.56
2025 complete year+75.0% since 2021
2026 partial: $0.51
$0.32
2,021
$0.36
2,022
$0.40
2,023
$0.46
2,024
$0.56
2,025
$0.51
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 4, 2026 | $0.17Quarterly | Aug 4, 2026 | Aug 20, 2026 |
Dividend | May 5, 2026 | $0.17Quarterly | May 5, 2026 | May 21, 2026 |
Dividend | Feb 3, 2026 | $0.17Quarterly | Feb 3, 2026 | Feb 19, 2026 |
Dividend | Nov 5, 2025 | $0.14Quarterly | Nov 5, 2025 | Nov 20, 2025 |
Dividend | Aug 5, 2025 | $0.14Quarterly | Aug 5, 2025 | Aug 21, 2025 |
Dividend | May 6, 2025 | $0.14Quarterly | May 6, 2025 | May 22, 2025 |
Ex-dividend Aug 4, 2026
$0.17
Quarterly
Record Aug 4, 2026 · Payment Aug 20, 2026
Ex-dividend May 5, 2026
$0.17
Quarterly
Record May 5, 2026 · Payment May 21, 2026
Ex-dividend Feb 3, 2026
$0.17
Quarterly
Record Feb 3, 2026 · Payment Feb 19, 2026
Ex-dividend Nov 5, 2025
$0.14
Quarterly
Record Nov 5, 2025 · Payment Nov 20, 2025
Ex-dividend Aug 5, 2025
$0.14
Quarterly
Record Aug 5, 2025 · Payment Aug 21, 2025
Ex-dividend May 6, 2025
$0.14
Quarterly
Record May 6, 2025 · Payment May 22, 2025
AMAL peers
ETFs holding AMAL
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV31.59M0.10%31.27B USD0.25%$126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI28.02M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM24.92M0.03%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF12.11M0.01%93.7B USD0.05%$245.53+0.82%
Dimensional - US Targeted Value ETFDFAT9.26M0.06%14.66B USD0.28%$71.67+0.67%
State Street SPDR S&P Regional Banking ETFKRE8.46M0.21%4.06B USD0.35%$74.86+0.20%
iShares Russell 2000 Value ETFIWN7.82M0.05%14.66B USD0.24%$224.81+0.45%
EA Bridgeway Omni Small-Cap Value ETFBSVO6.46M0.26%1.71B USD0.47%$29.62+0.85%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 31.59M
- Weight
- 0.10%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 28.02M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 24.92M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 12.11M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Dimensional - US Targeted Value ETFDFAT- Market value
- 9.26M
- Weight
- 0.06%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 8.46M
- Weight
- 0.21%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
iShares Russell 2000 Value ETFIWN- Market value
- 7.82M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 6.46M
- Weight
- 0.26%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
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