
Amerant Bancorp Inc.
AMTBNYSEFinancial ServicesBanks - Regional
Previous close
$28.69
+$0.25 · +0.88%
Pre-market
$28.69
$0.00 · 0.00%
Aug 24, 6:07 AM ET
AMTB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
72
Undervalued
Momentum
60
Neutral
Sentiment
54
Mixed
Risk resilience
71
Moderate Risk
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Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteAmerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States. The company offers checking, savings, business, and money market accounts; cash management services; and certificates of deposit. It also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, the company offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; retail banking; mortgage; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier’s checks, safe deposit boxes, letters of credit, wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It also operates banking centers. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Carlos Iafigliola
- Listed since
- Oct 18, 2018
- Employees
- 694
Market position
Day range
Current $28.69
52-week range
Current $28.69
- Open
- $28.56
- Previous close
- $28.44
- Volume
- 174.47K
- 0.52× average
- Average volume
- 332.96K
- Average daily volume
- Market cap
- 1.12B USD
- Beta
- 0.84
- Market reference 1
- 50-day average
- $26.8022
- +7.04% above average
- 200-day average
- $22.6805
- +26.50% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.37B USD
- P/E (TTM)
- 20.55×
- P/B (TTM)
- 1.23×
- P/S (TTM)
- 1.98×
- EV / EBITDA
- 19.34×
- Earnings yield
- 6.57%
- Free cash flow yield
- 12.27%
- Dividend yield
- 1.25%
Profitability & efficiency
- Gross margin
- 65.04%
- Operating margin
- 12.47%
- Net margin
- 10.80%
- Return on equity
- 5.58%
- Return on assets
- 0.54%
- Return on invested capital
- 1.31%
Financial health
- Debt / equity
- 1×
- Current ratio
- 0.43×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 655.25M USD | 574.93M USD | 551.02M USD | 387.07M USD | 307.75M USD |
| Cost of goods sold | 279.34M USD | 330.09M USD | 283.39M USD | 86.06M USD | 26.2M USD |
| Gross profit | 375.91M USD | 244.83M USD | 267.63M USD | 301.01M USD | 281.55M USD |
| Selling, general, and administrative | 165.88M USD | 163.15M USD | 156.92M USD | 141.73M USD | 127.39M USD |
| Operating expenses | 309.77M USD | 268.92M USD | 226.3M USD | 222.43M USD | 137.53M USD |
| Interest income | 597.43M USD | 595.59M USD | 548.58M USD | 338.78M USD | 247.84M USD |
| Interest expense | 236.74M USD | 269.63M USD | 222.12M USD | 72.11M USD | 42.7M USD |
| Depreciation and amortization | 4.63M USD | 6.6M USD | 6.84M USD | 5.88M USD | 7.27M USD |
| Operating income | 66.14M USD | −24.08M USD | 41.33M USD | 78.58M USD | 144.02M USD |
| Net income | 52.42M USD | −15.75M USD | 32.49M USD | 63.31M USD | 112.92M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 55%
- 6 beats, 4 misses, 1 met estimate
- Average EPS surprise
- +12.88%
- 11 comparable reports
- Latest EPS result
- 0.53
- Estimate 0.39 · Beat by 35.03%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$24.33
15.20% downsideRecent analyst actions
AMTB news
AMTB peers
ETFs holding AMTB
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI34.96M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM23.84M0.03%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV23.2M0.07%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF12.66M0.01%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE9.47M0.23%4.06B USD0.35%$74.86+0.20%
iShares Russell 2000 Value ETFIWN9.47M0.06%14.66B USD0.24%$224.81+0.45%
Dimensional - US Small Cap Value ETFDFSV6.28M0.07%8.42B USD0.30%$40.29+0.72%
Vanguard Russell 2000 ETFVTWO5.73M0.03%17.4B USD0.06%$121.25+0.74%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 34.96M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 23.84M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 23.2M
- Weight
- 0.07%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 12.66M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 9.47M
- Weight
- 0.23%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
iShares Russell 2000 Value ETFIWN- Market value
- 9.47M
- Weight
- 0.06%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 6.28M
- Weight
- 0.07%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Vanguard Russell 2000 ETFVTWO- Market value
- 5.73M
- Weight
- 0.03%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
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