
NASDAQFinancial ServicesBanks - Regional
Latest quote
$36.38
−$0.65 · -1.76%
Arrow Financial Corporation functions as a bank holding company, delivering a comprehensive suite of commercial and consumer banking services, alongside various financial products. Its core deposit offerings include conventional options like demand accounts, interest-bearing checking accounts, savings accounts, and diverse time deposits. The company's lending portfolio features commercial credit facilities such as term loans, time-based notes, and revolving lines of credit. It also extends financing for commercial real estate, encompassing property acquisitions, refinancing, expansions, and improvements, in addition to loans for commercial construction and land development. On the consumer side, Arrow Financial provides installment loans for personal expenditures, personal lines of credit, overdraft protection, and automobile loans. Residential real estate financing is another key component, offering mortgages, fixed home equity loans, and home equity lines of credit to support home improvements, debt consolidation, educational funding, and other personal requirements. Furthermore, the company operates an indirect lending program and actively sells its originated residential real estate loans into the secondary market. Beyond traditional banking, Arrow Financial offers comprehensive wealth management and trust services. This includes retirement planning, trust administration, and estate management for individuals, as well as pension, profit-sharing, and employee benefit plan administration for corporate clients. The corporation also operates an insurance agency, providing group health, life, and property and casualty policies. Additionally, it offers investment advisory services for its proprietary mutual funds and holds an interest in a real estate investment trust. The company's operational footprint spans the northeastern region of New York State, specifically serving Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, along with neighboring communities. Its physical infrastructure comprises 26 owned branch banking locations, 12 leased branch offices, and two dedicated residential loan origination centers. Established in 1851, Arrow Financial Corporation maintains its corporate headquarters in Glens Falls, New York.
Latest quote
$36.38
−$0.65 · -1.76%
After-hours
$36.38
$0.00 · 0.00%
Oct 9, 5:34 PM ET
Regular session · ET · Market data may be delayed.
Arrow Financial Corporation functions as a bank holding company, delivering a comprehensive suite of commercial and consumer banking services, alongside various financial products. Its core deposit offerings include conventional options like demand accounts, interest-bearing checking accounts, savings accounts, and diverse time deposits. The company's lending portfolio features commercial credit facilities such as term loans, time-based notes, and revolving lines of credit. It also extends financing for commercial real estate, encompassing property acquisitions, refinancing, expansions, and improvements, in addition to loans for commercial construction and land development. On the consumer side, Arrow Financial provides installment loans for personal expenditures, personal lines of credit, overdraft protection, and automobile loans. Residential real estate financing is another key component, offering mortgages, fixed home equity loans, and home equity lines of credit to support home improvements, debt consolidation, educational funding, and other personal requirements. Furthermore, the company operates an indirect lending program and actively sells its originated residential real estate loans into the secondary market. Beyond traditional banking, Arrow Financial offers comprehensive wealth management and trust services. This includes retirement planning, trust administration, and estate management for individuals, as well as pension, profit-sharing, and employee benefit plan administration for corporate clients. The corporation also operates an insurance agency, providing group health, life, and property and casualty policies. Additionally, it offers investment advisory services for its proprietary mutual funds and holds an interest in a real estate investment trust. The company's operational footprint spans the northeastern region of New York State, specifically serving Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, along with neighboring communities. Its physical infrastructure comprises 26 owned branch banking locations, 12 leased branch offices, and two dedicated residential loan origination centers. Established in 1851, Arrow Financial Corporation maintains its corporate headquarters in Glens Falls, New York.
Day range
Current $36.38
52-week range
Current $36.38
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
63
Undervalued
Sentiment
71
Bullish
Risk
27
Moderate Risk
Momentum
54
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Arrow Financial Corporation functions as a bank holding company, delivering a comprehensive suite of commercial and consumer banking services, alongside various financial products. Its core deposit offerings include conventional options like demand accounts, interest-bearing checking accounts, savings accounts, and diverse time deposits. The company's lending portfolio features commercial credit facilities such as term loans, time-based notes, and revolving lines of credit. It also extends financing for commercial real estate, encompassing property acquisitions, refinancing, expansions, and improvements, in addition to loans for commercial construction and land development. On the consumer side, Arrow Financial provides installment loans for personal expenditures, personal lines of credit, overdraft protection, and automobile loans. Residential real estate financing is another key component, offering mortgages, fixed home equity loans, and home equity lines of credit to support home improvements, debt consolidation, educational funding, and other personal requirements. Furthermore, the company operates an indirect lending program and actively sells its originated residential real estate loans into the secondary market. Beyond traditional banking, Arrow Financial offers comprehensive wealth management and trust services. This includes retirement planning, trust administration, and estate management for individuals, as well as pension, profit-sharing, and employee benefit plan administration for corporate clients. The corporation also operates an insurance agency, providing group health, life, and property and casualty policies. Additionally, it offers investment advisory services for its proprietary mutual funds and holds an interest in a real estate investment trust. The company's operational footprint spans the northeastern region of New York State, specifically serving Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, along with neighboring communities. Its physical infrastructure comprises 26 owned branch banking locations, 12 leased branch offices, and two dedicated residential loan origination centers. Established in 1851, Arrow Financial Corporation maintains its corporate headquarters in Glens Falls, New York.
Day range
Current $36.38
52-week range
Current $36.38
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 242.58M USD | 223.07M USD | 191.68M USD | 160.55M USD | 147.92M USD |
| Cost of goods sold | 84.26M USD | 88.44M USD | 61.11M USD | 16.11M USD | 5.47M USD |
| Gross profit | 158.32M USD | 134.63M USD | 130.57M USD | 144.44M USD | 142.45M USD |
| Selling, general, and administrative | 84.84M USD | 56.74M USD | 50.89M USD | 49.37M USD | 46.92M USD |
| Operating expenses | 102.93M USD | 97.27M USD | 93.05M USD | 81.53M USD | 78.05M USD |
| Interest income | 210.15M USD | 194.99M USD | 162.56M USD | 129.65M USD | 115.55M USD |
| Interest expense | 76.98M USD | 83.26M USD | 57.73M USD | 11.31M USD | 5.2M USD |
| Depreciation and amortization | 5.42M USD | 5.36M USD | 6.72M USD | 7.55M USD | 7.83M USD |
| Operating income | 55.39M USD | 37.36M USD | 37.52M USD | 62.91M USD | 64.4M USD |
| Net income | 43.95M USD | 29.71M USD | 30.08M USD | 48.8M USD | 49.86M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Russell 2000 ETFIWM17.21M0.02%78.18B USD0.19%$278.94+0.49%
Vanguard Morningstar Total Stock Market ETFVTI16.79M0.00%2.3T USD0.03%$381.94+0.63%
Avantis U.S. Small Cap Value ETFAVUV16.2M0.05%30.82B USD0.25%$119.64-0.41%
Dimensional - US Targeted Value ETFDFAT7.8M0.03%30.26B USD0.33%$67.27-0.43%
Vanguard Extended Market ETFVXF6.35M0.01%95.4B USD0.05%$235+0.80%
iShares Russell 2000 Value ETFIWN5.89M0.04%13.83B USD0.24%$210.87-0.04%
Dimensional - US Small Cap ETFDFAS4.89M0.01%33.8B USD0.31%$78.35+0.32%
State Street SPDR S&P Regional Banking ETFKRE4.09M0.12%3.44B USD0.35%$69.01-0.83%
iShares Russell 2000 ETFIWM
Vanguard Morningstar Total Stock Market ETFVTI
Avantis U.S. Small Cap Value ETFAVUV
Dimensional - US Targeted Value ETFDFAT
Vanguard Extended Market ETFVXF
iShares Russell 2000 Value ETFIWN
Dimensional - US Small Cap ETFDFAS
State Street SPDR S&P Regional Banking ETFKREAI-generated and delayed market data for informational and educational purposes only. Not investment advice.