
Ames National Corporation
ATLONASDAQFinancial ServicesBanks - Regional
Previous close
$31.76
+$0.03 · +0.09%
ATLO company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
83
Deep Value
Momentum
55
Neutral
Sentiment
70
Bullish
Risk resilience
77
Moderate Risk
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Company profile
Company websiteAmes National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- John Nelson
- Listed since
- Feb 15, 2000
- Employees
- 261
Market position
Day range
Current $31.76
52-week range
Current $31.76
- Open
- $31.97
- Previous close
- $31.73
- Volume
- 80.52K
- 1.24× average
- Average volume
- 64.69K
- Average daily volume
- Market cap
- 281.31M USD
- Beta
- 0.3
- Market reference 1
- 50-day average
- $30.3572
- +4.62% above average
- 200-day average
- $27.0276
- +17.51% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 244.55M USD
- EV / EBITDA
- 9.91×
- Earnings yield
- 9.29%
- Free cash flow yield
- 10.10%
Profitability & efficiency
- Return on equity
- 9.15%
- Return on assets
- 0.89%
- Return on invested capital
- 1.13%
Financial health
- Current ratio
- 4.95×
- Altman Z-score
- -0.3
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 98.26M USD | 92.44M USD | 83.52M USD | 71.24M USD | 71.02M USD |
| Cost of goods sold | 33.13M USD | 38.22M USD | 30.47M USD | 7.44M USD | 3.73M USD |
| Gross profit | 65.14M USD | 54.22M USD | 53.05M USD | 63.81M USD | 67.29M USD |
| Selling, general, and administrative | 21.24M USD | 26.31M USD | 24.76M USD | 23.52M USD | 22.86M USD |
| Operating expenses | 41.93M USD | 41.98M USD | 40.16M USD | 38.64M USD | 36.62M USD |
| Interest income | 87.09M USD | 82.61M USD | 74.3M USD | 61.55M USD | 60.48M USD |
| Interest expense | 31.43M USD | 37.63M USD | 29.68M USD | 8.31M USD | 4.49M USD |
| Depreciation and amortization | 1.46M USD | 1.69M USD | 1.75M USD | 2M USD | 2.03M USD |
| Operating income | 23.21M USD | 12.24M USD | 12.89M USD | 25.16M USD | 30.67M USD |
| Net income | 19.03M USD | 10.22M USD | 10.82M USD | 19.29M USD | 23.91M USD |
Company facts updated Aug 24, 2026.
ATLO peers
ETFs holding ATLO
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI8.58M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM8.36M0.01%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV5.12M0.02%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF3.12M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN2.8M0.02%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO1.54M0.01%17.4B USD0.06%$121.25+0.74%
Dimensional - US Targeted Value ETFDFAT1.3M0.01%14.66B USD0.28%$71.67+0.67%
First Trust Active Factor Small Cap ETFAFSM1.05M0.83%128.32M USD0.75%$40.755+0.94%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 8.58M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 8.36M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 5.12M
- Weight
- 0.02%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 3.12M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 2.8M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 1.54M
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Dimensional - US Targeted Value ETFDFAT- Market value
- 1.3M
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
First Trust Active Factor Small Cap ETFAFSM- Market value
- 1.05M
- Weight
- 0.83%
- AUM
- 128.32M USD
- Expense ratio
- 0.75%
- Price / 1D
- $40.755+0.94%
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