Avidia Bancorp, Inc.
AVBCNYSEFinancial ServicesBanks - Regional
Previous close
$21.75
−$0.14 · -0.64%
Pre-market
$22.01
+$0.26 · +1.20%
Aug 24, 5:42 AM ET
AVBC company overview
Historical prices · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
54
Fair Value
Momentum
48
Neutral
Sentiment
56
Mixed
Risk resilience
76
Moderate Risk
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Company profile
Company websiteAvidia Bancorp, Inc., which serves as the parent entity for Avidia Bank, delivers a comprehensive array of financial products and services to individual consumers and corporate clients alike. Its deposit offerings include diverse checking accounts (both interest and non-interest-bearing), savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also extends a broad spectrum of credit facilities, such as commercial and industrial loans, various residential mortgages (including single-family, home equity, and second mortgages), multi-family and commercial real estate financing, construction and land development loans, alongside consumer loans like auto and general business term loans. Furthermore, Avidia provides payment processing solutions and strategically invests in securities, primarily composed of U.S. Treasury, government agency, and municipal bonds. Established in 1869, the corporation maintains its principal office in Hudson, Massachusetts.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Robert D. Cozzone
- Listed since
- Aug 1, 2025
- Employees
- 241
Market position
Day range
Current $21.75
52-week range
Current $21.75
- Open
- $22.09
- Previous close
- $21.89
- Volume
- 78.79K
- 0.71× average
- Average volume
- 110.61K
- Average daily volume
- Market cap
- 436.66M USD
- Beta
- -0.49
- Market reference 1
- 50-day average
- $21.0244
- +3.45% above average
- 200-day average
- $18.9792
- +14.60% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 583.42M USD
- P/E (TTM)
- 22.87×
- P/B (TTM)
- 1.04×
- P/S (TTM)
- 2.86×
- EV / EBITDA
- -217.53×
- Earnings yield
- -1.06%
- Free cash flow yield
- 0.00%
- Dividend yield
- 0.74%
Profitability & efficiency
- Gross margin
- 71.08%
- Operating margin
- 15.34%
- Net margin
- 11.51%
- Return on equity
- -0.87%
- Return on assets
- -0.12%
- Return on invested capital
- -0.23%
Financial health
- Debt / equity
- 0.48×
- Current ratio
- 0.02×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 147.61M USD | 140.75M USD | 124.65M USD | 88.85M USD | 87.08M USD |
| Cost of goods sold | 65.48M USD | 52.25M USD | 41.7M USD | — | — |
| Gross profit | 82.12M USD | 88.5M USD | 82.94M USD | 88.85M USD | 87.08M USD |
| Selling, general, and administrative | 46.07M USD | 40.49M USD | 49.7M USD | — | — |
| Operating expenses | 87.81M USD | 73.1M USD | 66.43M USD | — | — |
| Interest income | 130.58M USD | 123.73M USD | 111.12M USD | — | — |
| Interest expense | 44.04M USD | 50.47M USD | 39.79M USD | — | — |
| Depreciation and amortization | 3M USD | 3M USD | 3.04M USD | — | — |
| Operating income | −5.68M USD | 15.4M USD | 16.51M USD | 88.85M USD | 87.08M USD |
| Net income | −3.29M USD | 11.48M USD | 12.44M USD | 8.96M USD | 17.35M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 80%
- 4 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +21.47%
- 5 comparable reports
- Latest EPS result
- 0.39
- Estimate 0.34 · Beat by 14.71%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
AVBC news
AVBC peers
ETFs holding AVBC
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI12.73M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM7.59M0.01%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF4.69M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN3.75M0.03%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO2.29M0.01%17.4B USD0.06%$121.25+0.74%
iShares Micro-Cap ETFIWC1.38M0.09%1.53B USD0.60%$198.39+1.10%
Vanguard Russell 2000 Value ETFVTWV369.49K0.03%1.4B USD0.06%$198.38+0.34%
Avantis U.S. Equity ETFAVUS240.46K—14.45B USD0.15%$130.59+0.52%Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 12.73M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 7.59M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 4.69M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 3.75M
- Weight
- 0.03%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 2.29M
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
iShares Micro-Cap ETFIWC- Market value
- 1.38M
- Weight
- 0.09%
- AUM
- 1.53B USD
- Expense ratio
- 0.60%
- Price / 1D
- $198.39+1.10%
Vanguard Russell 2000 Value ETFVTWV- Market value
- 369.49K
- Weight
- 0.03%
- AUM
- 1.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $198.38+0.34%
Avantis U.S. Equity ETFAVUS- Market value
- 240.46K
- Weight
- —
- AUM
- 14.45B USD
- Expense ratio
- 0.15%
- Price / 1D
- $130.59+0.52%
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