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American Express Company logo

American Express Company

AXP

NYSEFinancial ServicesFinancial - Credit Services

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Regular session

$339.5

+$3.50 · +1.04%

Aug 24, 12:29 PM ET

AXP company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

41

Fair Value

Momentum

53

Neutral

Sentiment

51

Mixed

Risk resilience

75

Moderate Risk

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
US

Market position

Day range

Current $339.5

52-week range

Current $339.5

Open
$337.43
Previous close
$336
Volume
941.37K
Market cap
229.27B USD
50-day average
$342.29
-0.81% below average
200-day average
$338.7
+0.24% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
267.17B USD
P/E (TTM)
20.59×
P/B (TTM)
6.71×
P/S (TTM)
2.73×
EV / EBITDA
17.16×
Earnings yield
4.21%
Free cash flow yield
6.22%
Dividend yield
1.04%

Profitability & efficiency

Gross margin
84.35%
Operating margin
27.18%
Net margin
13.61%
Return on equity
32.36%
Return on assets
3.61%
Return on invested capital
8.29%

Financial health

Debt / equity
1.72×
Current ratio
0.28×
Altman Z-score
1.51
Piotroski F-score
9 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends109%74%39%4%Gross margin, FY2021: 100.31%Gross margin, FY2022: 91.11%Gross margin, FY2023: 82.52%Gross margin, FY2024: 81.89%Gross margin, FY2025: 83.23%Operating margin, FY2021: 24.06%Operating margin, FY2022: 17.23%Operating margin, FY2023: 15.61%Operating margin, FY2024: 17.38%Operating margin, FY2025: 17.14%Net margin, FY2021: 18.14%Net margin, FY2022: 13.51%Net margin, FY2023: 12.43%Net margin, FY2024: 13.65%Net margin, FY2025: 13.46%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.31%. Gross margin FY2022 91.11%. Gross margin FY2023 82.52%. Gross margin FY2024 81.89%. Gross margin FY2025 83.23%. Operating margin FY2021 24.06%. Operating margin FY2022 17.23%. Operating margin FY2023 15.61%. Operating margin FY2024 17.38%. Operating margin FY2025 17.14%. Net margin FY2021 18.14%. Net margin FY2022 13.51%. Net margin FY2023 12.43%. Net margin FY2024 13.65%. Net margin FY2025 13.46%.

Income trends

Revenue

80.46B USD+8.44%

Operating income

13.8B USD+6.98%

Net income

10.83B USD+6.95%
Income trends across reported periods87.76B USD58.58B USD29.4B USD219M USDRevenue, FY2021: 44.43B USDRevenue, FY2022: 55.63B USDRevenue, FY2023: 67.36B USDRevenue, FY2024: 74.2B USDRevenue, FY2025: 80.46B USDOperating income, FY2021: 10.69B USDOperating income, FY2022: 9.59B USDOperating income, FY2023: 10.51B USDOperating income, FY2024: 12.9B USDOperating income, FY2025: 13.8B USDNet income, FY2021: 8.06B USDNet income, FY2022: 7.51B USDNet income, FY2023: 8.37B USDNet income, FY2024: 10.13B USDNet income, FY2025: 10.83B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 44.43B USD. Revenue FY2022 55.63B USD. Revenue FY2023 67.36B USD. Revenue FY2024 74.2B USD. Revenue FY2025 80.46B USD. Operating income FY2021 10.69B USD. Operating income FY2022 9.59B USD. Operating income FY2023 10.51B USD. Operating income FY2024 12.9B USD. Operating income FY2025 13.8B USD. Net income FY2021 8.06B USD. Net income FY2022 7.51B USD. Net income FY2023 8.37B USD. Net income FY2024 10.13B USD. Net income FY2025 10.83B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue80.46B USD74.2B USD67.36B USD55.63B USD44.43B USD
Cost of goods sold13.49B USD13.44B USD11.77B USD4.95B USD−136M USD
Gross profit66.97B USD60.76B USD55.59B USD50.68B USD44.57B USD
Selling, general, and administrative15.27B USD14.24B USD13.28B USD12.71B USD11.53B USD
Operating expenses53.18B USD47.87B USD45.08B USD41.1B USD33.88B USD
Interest income25.6B USD23.8B USD19.98B USD12.66B USD9.03B USD
Interest expense8.23B USD8.25B USD6.85B USD2.76B USD1.28B USD
Depreciation and amortization1.78B USD1.68B USD1.65B USD1.63B USD1.7B USD
Operating income13.8B USD12.9B USD10.51B USD9.59B USD10.69B USD
Net income10.83B USD10.13B USD8.37B USD7.51B USD8.06B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+4.54%
11 comparable reports
Latest EPS result
4.53
Estimate 4.41 · Beat by 2.72%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates4.764.113.472.82Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 24, 2025: actual 3.04, estimate 3, surprise +1.33%, Beat. Q2 2025, reported Apr 17, 2025: actual 3.64, estimate 3.47, surprise +4.90%, Beat. Q3 2025, reported Jul 18, 2025: actual 4.08, estimate 3.89, surprise +4.88%, Beat. Q4 2025, reported Oct 17, 2025: actual 4.14, estimate 4, surprise +3.50%, Beat. Q1 2026, reported Jan 30, 2026: actual 3.53, estimate 3.54, surprise -0.28%, Miss. Q2 2026, reported Apr 23, 2026: actual 4.28, estimate 4, surprise +7.00%, Beat. Q3 2026, reported Jul 24, 2026: actual 4.53, estimate 4.41, surprise +2.72%, Beat. Q4 2026, reported Oct 23, 2026: actual —, estimate 4.58, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates20.93B19.33B17.74B16.14BQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 24, 2025: actual 17.18B USD, estimate 17.16B USD, surprise +0.10%, Beat. Q2 2025, reported Apr 17, 2025: actual 16.97B USD, estimate 16.94B USD, surprise +0.14%, Beat. Q3 2025, reported Jul 18, 2025: actual 17.86B USD, estimate 17.71B USD, surprise +0.80%, Beat. Q4 2025, reported Oct 17, 2025: actual 18.43B USD, estimate 18.05B USD, surprise +2.09%, Beat. Q1 2026, reported Jan 30, 2026: actual 18.98B USD, estimate 18.92B USD, surprise +0.32%, Beat. Q2 2026, reported Apr 23, 2026: actual 18.91B USD, estimate 18.61B USD, surprise +1.60%, Beat. Q3 2026, reported Jul 24, 2026: actual 19.64B USD, estimate 19.7B USD, surprise -0.30%, Miss. Q4 2026, reported Oct 23, 2026: actual —, estimate 20.12B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$378.09

11.37% upside
Past 12 months12-month forecastHigh $415Average $378.09Low $315

Rating distribution

57 ratings
Strong buy00%
Buy2340%
Hold3053%
Sell47%
Strong sell00%

Recent analyst actions

12 institutions

AXP news

zacks.com

American Express (AXP) Boasts Earnings & Price Momentum: Should You Buy?

Finding strong, market-beating stocks with a positive earnings outlook becomes easier with the Focus List, a top feature of the Zacks Premium portfolio service.

Read source
gurufocus.com

AXP Fairly Valued by DCF at $320

On August 24, 2026, we delve into the DCF analysis for American Express Co (AXP), a company that has experienced a mixed price performance recently. Over the pa

Read source
defenseworld.net

Barrow Hanley Mewhinney & Strauss LLC Buys New Position in American Express Company $AXP

Barrow Hanley Mewhinney and Strauss LLC bought a new position in shares of American Express Company (NYSE: AXP) in the undefined quarter, according to the company in its most recent disclosure with the Securities and…

Read source
defenseworld.net

Ally Financial Inc. Purchases Shares of 7,000 American Express Company $AXP

Ally Financial Inc. purchased a new stake in American Express Company (NYSE: AXP) in the second quarter, according to its most recent Form 13F filing with the SEC. The institutional investor purchased 7,000 shares of the…

Read source
zacks.com

IFS vs. AXP: Which Stock Should Value Investors Buy Now?

Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and American Express (AXP). But which of these two stocks presents investors…

Read source
defenseworld.net

Advisors Capital Management LLC Makes New Investment in American Express Company $AXP

Advisors Capital Management LLC purchased a new position in shares of American Express Company (NYSE: AXP) during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange…

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$3.16

2025 complete year+83.7% since 2021

2026 partial: $2.72

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jul 2, 2026

$0.95

Quarterly

Record Jul 2, 2026 · Payment Aug 10, 2026

Dividend

Ex-dividend Apr 2, 2026

$0.95

Quarterly

Record Apr 3, 2026 · Payment May 8, 2026

Dividend

Ex-dividend Jan 2, 2026

$0.82

Quarterly

Record Jan 2, 2026 · Payment Feb 10, 2026

Dividend

Ex-dividend Oct 10, 2025

$0.82

Quarterly

Record Oct 10, 2025 · Payment Nov 10, 2025

Dividend

Ex-dividend Jul 3, 2025

$0.82

Quarterly

Record Jul 3, 2025 · Payment Aug 8, 2025

Dividend

Ex-dividend Apr 4, 2025

$0.82

Quarterly

Record Apr 4, 2025 · Payment May 9, 2025

AXP peers

Berkshire Hathaway Inc. logo

BRK-B

Berkshire Hathaway Inc.

$502.26

+1.30%

Berkshire Hathaway Inc. logo

BRK-A

Berkshire Hathaway Inc.

$753,636.29

+1.36%

JPMorgan Chase & Co. logo

JPM

JPMorgan Chase & Co.

$356.57

+1.42%

Visa Inc. logo

V

Visa Inc.

$381.45

+2.81%

Mastercard Incorporated logo

MA

Mastercard Incorporated

$597.09

+2.83%

Bank of America Corporation logo

BAC

Bank of America Corporation

$62.315

+1.01%

ETFs holding AXP

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
5.84B
Weight
0.25%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$377.7-0.14%
Vanguard S&P 500 ETF logoVanguard S&P 500 ETFVOO
Market value
4.7B
Weight
0.28%
AUM
1.7T USD
Expense ratio
0.03%
Price / 1D
$703.09-0.09%
iShares Core S&P 500 ETF logoiShares Core S&P 500 ETFIVV
Market value
2.39B
Weight
0.27%
AUM
891.84B USD
Expense ratio
0.03%
Price / 1D
$768.52-0.10%
State Street SPDR S&P 500 ETF logoState Street SPDR S&P 500 ETFSPY
Market value
2.21B
Weight
0.27%
AUM
817.87B USD
Expense ratio
0.09%
Price / 1D
$764.88-0.11%
Vanguard Morningstar Value ETF logoVanguard Morningstar Value ETFVTV
Market value
1.75B
Weight
0.68%
AUM
256.5B USD
Expense ratio
0.03%
Price / 1D
$226.38-0.01%
State Street SPDR Dow Jones Industrial Average ETF Trust logoState Street SPDR Dow Jones Industrial Average ETF TrustDIA
Market value
1.7B
Weight
3.75%
AUM
45.34B USD
Expense ratio
0.16%
Price / 1D
$533.9+0.32%
State Street Financial Select Sector SPDR ETF logoState Street Financial Select Sector SPDR ETFXLF
Market value
1.22B
Weight
2.20%
AUM
55.49B USD
Expense ratio
0.08%
Price / 1D
$58.13+1.13%
State Street SPDR Portfolio S&P 500 ETF logoState Street SPDR Portfolio S&P 500 ETFSPYM
Market value
458.15M
Weight
0.27%
AUM
169.37B USD
Expense ratio
0.02%
Price / 1D
$90.035-0.11%

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