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NASDAQFinancial ServicesBanks - Regional
Latest quote
$5.38
−$1.34 · -19.94%
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Latest quote
$5.38
−$1.34 · -19.94%
Regular session · ET · Market data may be delayed.
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Day range
Current $5.38
52-week range
Current $5.38
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
65
Undervalued
Sentiment
56
Mixed
Risk
64
High Risk
Momentum
22
Weakening
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
Day range
Current $5.38
52-week range
Current $5.38
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 104.19M USD | 125.24M USD | 110.85M USD | 66.41M USD | 63.35M USD |
| Cost of goods sold | 64.6M USD | 59.51M USD | 42.53M USD | 7.87M USD | 3.8M USD |
| Gross profit | 39.6M USD | 65.73M USD | 68.32M USD | 58.54M USD | 59.55M USD |
| Selling, general, and administrative | 35.35M USD | 39.74M USD | 42.21M USD | 34.71M USD | 32.51M USD |
| Operating expenses | 70.43M USD | 48.74M USD | 60.28M USD | 51.5M USD | 47.83M USD |
| Interest income | 85.79M USD | 82.81M USD | 68.52M USD | 38.57M USD | 43.83M USD |
| Interest expense | 40.01M USD | 44.78M USD | 32.09M USD | 8.57M USD | 7.3M USD |
| Depreciation and amortization | 9.12M USD | 8.72M USD | 6.75M USD | 4.97M USD | 4.33M USD |
| Operating income | −30.83M USD | 16.99M USD | 8.03M USD | 7.04M USD | 11.72M USD |
| Net income | −22.94M USD | 12.6M USD | 5.7M USD | −349K USD | 24.62M USD |
Company facts updated Oct 9, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | May 12, 2021 | 3:2 | — | — |
Effective May 12, 2021
3:2
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.
