BayFirst Financial Corp.
BAFNNASDAQFinancial ServicesBanks - Regional
Regular session
$7.235
−$0.075 · -1.03%
BAFN company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
65
Undervalued
Momentum
22
Weakening
Sentiment
56
Mixed
Risk resilience
36
High Risk
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Company profile
Company websiteFounded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Alfred T. Rogers
- Listed since
- Jan 8, 2021
- Employees
- 148
Market position
Day range
Current $7.235
52-week range
Current $7.235
- Open
- $7.00
- Previous close
- $7.31
- Volume
- 21.91K
- 0.5× average
- Average volume
- 43.53K
- Average daily volume
- Market cap
- 29.71M USD
- Beta
- 0.38
- Market reference 1
- 50-day average
- $5.7589
- +25.63% above average
- 200-day average
- $6.7184
- +7.69% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- -153.75M USD
- P/E (TTM)
- -0.49×
- P/B (TTM)
- 0.26×
- P/S (TTM)
- 0.46×
- EV / EBITDA
- 7.08×
- Earnings yield
- -70.77%
- Free cash flow yield
- 879.27%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- -18.14%
- Operating margin
- -124.70%
- Net margin
- -91.62%
- Return on equity
- -26.19%
- Return on assets
- -1.76%
- Return on invested capital
- -19.91%
Financial health
- Debt / equity
- 0.16×
- Current ratio
- 0.18×
- Altman Z-score
- -1.23
- Piotroski F-score
- 4 of 9
Earnings
- Latest EPS result
- -8.05
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.32
2024 complete year+20.0% since 2020
$0.2667
2,020
$0.2767
2,021
$0.32
2,022
$0.32
2,023
$0.32
2,024
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | May 30, 2025 | $0.08Quarterly | Jun 1, 2025 | Jun 15, 2025 |
Dividend | Feb 28, 2025 | $0.08Quarterly | Mar 1, 2025 | Mar 15, 2025 |
Dividend | Nov 29, 2024 | $0.08Quarterly | Dec 1, 2024 | Dec 15, 2024 |
Dividend | Aug 30, 2024 | $0.08Quarterly | Sep 1, 2024 | Sep 15, 2024 |
Dividend | May 31, 2024 | $0.08Quarterly | Jun 1, 2024 | Jun 15, 2024 |
Dividend | Feb 29, 2024 | $0.08Quarterly | Mar 1, 2024 | Mar 15, 2024 |
Ex-dividend May 30, 2025
$0.08
Quarterly
Record Jun 1, 2025 · Payment Jun 15, 2025
Ex-dividend Feb 28, 2025
$0.08
Quarterly
Record Mar 1, 2025 · Payment Mar 15, 2025
Ex-dividend Nov 29, 2024
$0.08
Quarterly
Record Dec 1, 2024 · Payment Dec 15, 2024
Ex-dividend Aug 30, 2024
$0.08
Quarterly
Record Sep 1, 2024 · Payment Sep 15, 2024
Ex-dividend May 31, 2024
$0.08
Quarterly
Record Jun 1, 2024 · Payment Jun 15, 2024
Ex-dividend Feb 29, 2024
$0.08
Quarterly
Record Mar 1, 2024 · Payment Mar 15, 2024
BAFN peers
ETFs holding BAFN
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 729.47K
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.46-0.21%
Vanguard Extended Market ETFVXF- Market value
- 270.38K
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.64-0.77%
iShares Micro-Cap ETFIWC- Market value
- 102.06K
- Weight
- 0.01%
- AUM
- 1.53B USD
- Expense ratio
- 0.60%
- Price / 1D
- $197.16-0.50%
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