
NYSEFinancial ServicesBanks - Regional
Latest quote
$18.46
−$0.09 · -0.49%
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.
Previous close
$18.46
−$0.09 · -0.49%
Pre-market
$18.25
−$0.21 · -1.14%
Sep 15, 4:09 AM ET
Regular session · ET · Market data may be delayed.
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.
Day range
Current $18.46
52-week range
Current $18.46
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
75
Undervalued
Sentiment
61
Bullish
Risk
23
Moderate Risk
Momentum
47
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Banc of California, Inc. is a financial holding company that, through its subsidiary Banc of California, National Association, delivers a full spectrum of banking products and services across the United States. The company's offerings encompass a variety of deposit solutions, including checking, savings, money market, and retirement accounts, alongside both interest-bearing and non-interest-bearing demand accounts, and certificates of deposit. Banc of California also provides diverse commercial and consumer lending options. Its commercial credit facilities include commercial and industrial loans, financing for commercial real estate and multifamily properties, construction loans, warehouse lending, and Small Business Administration (SBA) loans. For individual clients, available products feature single-family residential mortgages, home equity lines of credit (HELOCs), indirect/direct leveraged lending, and various other consumer loan types. In addition to core banking, the institution offers a range of supplementary financial services such as automated bill payment, comprehensive cash and treasury management, foreign exchange, various card payment solutions, remote and mobile deposit capture, automated clearing house (ACH) origination, wire transfers, direct deposit, and internet banking. Further services extend to master demand accounts, interest rate swaps, and secure safe deposit boxes. The company strategically invests in a diverse portfolio, including collateralized loan obligations (CLOs), agency securities, municipal bonds, agency residential mortgage-backed securities (RMBS), and corporate debt instruments. As of December 31, 2020, Banc of California maintained a physical presence with 29 full-service branches located throughout Southern California. Established in 1941 and headquartered in Santa Ana, California, the company rebranded to Banc of California, Inc. in July 2013, having previously been known as First PacTrust Bancorp, Inc.
Day range
Current $18.46
52-week range
Current $18.46
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.81B USD | 1.87B USD | 1.5B USD | 1.61B USD | 1.34B USD |
| Cost of goods sold | 747.7M USD | 929.46M USD | 1.28B USD | 290.23M USD | −107.1M USD |
| Gross profit | 1.06B USD | 943.09M USD | 226.39M USD | 1.32B USD | 1.44B USD |
| Selling, general, and administrative | 557.79M USD | 412.18M USD | 468.02M USD | 432.33M USD | 385.82M USD |
| Operating expenses | 737.27M USD | 774.43M USD | 2.44B USD | 748.95M USD | 620.39M USD |
| Interest income | 1.68B USD | 1.81B USD | 1.97B USD | 1.56B USD | 1.16B USD |
| Interest expense | 699.27M USD | 886.66M USD | 1.22B USD | 265.73M USD | 54.91M USD |
| Depreciation and amortization | 71.59M USD | 121.4M USD | 91.29M USD | 97.4M USD | 95.34M USD |
| Operating income | 325.58M USD | 168.65M USD | −2.21B USD | 567.57M USD | 822.33M USD |
| Net income | 228.97M USD | 126.89M USD | −1.9B USD | 423.61M USD | 606.96M USD |
Company facts updated Sep 15, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$20.00
8.34% upsideCash distributions grouped by calendar year; partial years are marked.
$0.40
2025 complete year+66.7% since 2021
2026 partial: $0.36
$0.24
2,021
$0.24
2,022
$0.40
2,023
$0.40
2,024
$0.40
2,025
$0.36
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 15, 2026 | $0.12Quarterly | Sep 15, 2026 | Oct 1, 2026 |
Dividend | Jun 15, 2026 | $0.12Quarterly | Jun 15, 2026 | Jul 1, 2026 |
Dividend | Mar 16, 2026 | $0.12Quarterly | Mar 16, 2026 | Apr 1, 2026 |
Dividend | Dec 15, 2025 | $0.10Quarterly | Dec 15, 2025 | Jan 2, 2026 |
Dividend | Sep 15, 2025 | $0.10Quarterly | Sep 15, 2025 | Oct 1, 2025 |
Dividend | Jun 16, 2025 | $0.10Quarterly | Jun 16, 2025 | Jul 1, 2025 |
Ex-dividend Sep 15, 2026
$0.12
Quarterly
Record Sep 15, 2026 · Payment Oct 1, 2026
Ex-dividend Jun 15, 2026
$0.12
Quarterly
Record Jun 15, 2026 · Payment Jul 1, 2026
Ex-dividend Mar 16, 2026
$0.12
Quarterly
Record Mar 16, 2026 · Payment Apr 1, 2026
Ex-dividend Dec 15, 2025
$0.10
Quarterly
Record Dec 15, 2025 · Payment Jan 2, 2026
Ex-dividend Sep 15, 2025
$0.10
Quarterly
Record Sep 15, 2025 · Payment Oct 1, 2025
Ex-dividend Jun 16, 2025
$0.10
Quarterly
Record Jun 16, 2025 · Payment Jul 1, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI89.03M0.00%2.3T USD0.03%$374.68-0.43%
iShares Russell 2000 ETFIWM66.4M0.08%78.38B USD0.19%$287.91-0.34%
State Street SPDR S&P Regional Banking ETFKRE53.16M1.24%4.2B USD0.35%$74.11+0.28%
Avantis U.S. Small Cap Value ETFAVUV49.03M0.16%31.79B USD0.25%$124.02-0.39%
Vanguard Extended Market ETFVXF30.22M0.03%93.7B USD0.05%$236.92-0.35%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM23.32M0.14%16.32B USD0.03%$54.94-0.67%
Dimensional - US Small Cap Value ETFDFSV16.65M0.20%8.39B USD0.30%$39.54-0.53%
Vanguard Russell 2000 ETFVTWO16.58M0.09%17.4B USD0.06%$116.37-0.33%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
State Street SPDR S&P Regional Banking ETFKRE
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Extended Market ETFVXF
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM
Dimensional - US Small Cap Value ETFDFSV
Vanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.