
Banc of California, Inc.
BANC-PFNYSEFinancial ServicesBanks - Regional
Regular session
$25.19
+$0.06 · +0.24%
BANC-PF company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
75
Undervalued
Momentum
45
Neutral
Sentiment
53
Mixed
Risk resilience
84
Low Risk
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Company profile
Company websiteBanc of California, Inc. serves as the parent entity for Banc of California, a financial institution that delivers a comprehensive suite of banking solutions across the state of California. Its offerings include a full spectrum of deposit accounts, such as checking, savings, money market, demand, and time deposits, alongside certificates of deposit, retirement savings plans, and secure safe deposit box facilities. The company also provides real estate financing to professional developers and investors, supporting the acquisition, construction, refinancing, renovation, and ongoing management of commercial properties, as well as commercial and residential mortgages, and loans for construction and land development. For businesses, it extends commercial loans and leasing options like equipment financing, asset-backed credit, venture capital funding, secured business loans, warehouse lines, and other specialized lending services, in addition to Small Business Administration (SBA) loans. Consumer credit products include personal, auto, and other loans, alongside home equity and revolving lines of credit. Furthermore, the bank offers international banking, multi-state deposit services, asset and investment management, and robust cash and treasury management solutions. These services are enhanced by convenient digital and remote banking capabilities, such as online, mobile, remote deposit capture, and telephone banking. The institution's diverse clientele spans small and mid-market businesses, venture capital firms, non-profit organizations, business owners, entrepreneurs, various professionals, and affluent individuals. Established in 1941, Banc of California, Inc. maintains its primary corporate offices in Los Angeles, California.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Jared Wolff
- Listed since
- Dec 1, 2023
- Employees
- 1,904
Market position
Day range
Current $25.19
52-week range
Current $25.19
- Open
- $25.09
- Previous close
- $25.13
- Volume
- 6.08K
- 0.15× average
- Average volume
- 41.24K
- Average daily volume
- Market cap
- 4.08B USD
- Beta
- 1.14
- Market reference 1
- 50-day average
- $25.2687
- -0.31% below average
- 200-day average
- $25.2262
- -0.14% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 3.71B USD
- P/E (TTM)
- -45.33×
- P/B (TTM)
- 0.91×
- P/S (TTM)
- 1.6×
- EV / EBITDA
- 9.33×
- Earnings yield
- 7.64%
- Free cash flow yield
- 7.83%
- Dividend yield
- 2.37%
Profitability & efficiency
- Gross margin
- 53.06%
- Operating margin
- -1.96%
- Net margin
- -1.19%
- Return on equity
- 6.47%
- Return on assets
- 0.66%
- Return on invested capital
- 3.63%
Financial health
- Debt / equity
- 0.95×
- Current ratio
- 0.26×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.81B USD | 1.87B USD | 1.5B USD | 1.61B USD | 1.34B USD |
| Cost of goods sold | 747.7M USD | 929.46M USD | 1.28B USD | 290.23M USD | −107.1M USD |
| Gross profit | 1.06B USD | 943.09M USD | 226.39M USD | 1.32B USD | 1.44B USD |
| Selling, general, and administrative | 557.79M USD | 412.18M USD | 468.02M USD | 432.33M USD | 385.82M USD |
| Operating expenses | 737.27M USD | 774.43M USD | 2.44B USD | 748.95M USD | 620.39M USD |
| Interest income | 1.68B USD | 1.81B USD | 1.97B USD | 1.56B USD | 1.16B USD |
| Interest expense | 699.27M USD | 886.66M USD | 1.22B USD | 265.73M USD | 54.91M USD |
| Depreciation and amortization | 71.59M USD | 121.4M USD | 91.29M USD | 97.4M USD | 95.34M USD |
| Operating income | 325.58M USD | 168.65M USD | −2.21B USD | 567.57M USD | 822.33M USD |
| Net income | 228.97M USD | 126.89M USD | −1.9B USD | 423.61M USD | 606.96M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 40%
- 2 beats, 3 misses, 0 met estimates
- Average EPS surprise
- -126.20%
- 5 comparable reports
- Latest EPS result
- -1.61
- Estimate 0.4 · Miss by 505.44%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
BANC-PF peers
ETFs holding BANC-PF
Funds reporting this stock among their holdings, ordered by reported position size.
Virtus InfraCap U.S. Preferred Stock ETFPFFA50.77M2.03%2.51B USD2.11%$20.885-0.02%
iShares Preferred and Income Securities ETFPFF31.55M0.24%13.06B USD0.45%$30.41-0.16%
Invesco Preferred ETFPGX18.7M0.51%3.76B USD0.50%$10.55-0.42%
Invesco Variable Rate Preferred ETFVRP5.45M0.18%3.02B USD0.50%$24.075-0.39%
Multi-Asset Diversified Income Index FundMDIV3.17M0.73%431.44M USD0.83%$16.825+0.15%
AAM Low Duration Preferred and Income Securities ETFPFLD987.02K0.24%487.73M USD0.45%$19.55-0.00%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF241.14K0.17%145.77M USD0.45%$49.48+0.26%
iShares Morningstar Multi-Asset Income ETFIYLD44.93K0.04%125.77M USD0.50%$22.255-0.16%
Virtus InfraCap U.S. Preferred Stock ETFPFFA- Market value
- 50.77M
- Weight
- 2.03%
- AUM
- 2.51B USD
- Expense ratio
- 2.11%
- Price / 1D
- $20.885-0.02%
iShares Preferred and Income Securities ETFPFF- Market value
- 31.55M
- Weight
- 0.24%
- AUM
- 13.06B USD
- Expense ratio
- 0.45%
- Price / 1D
- $30.41-0.16%
Invesco Preferred ETFPGX- Market value
- 18.7M
- Weight
- 0.51%
- AUM
- 3.76B USD
- Expense ratio
- 0.50%
- Price / 1D
- $10.55-0.42%
Invesco Variable Rate Preferred ETFVRP- Market value
- 5.45M
- Weight
- 0.18%
- AUM
- 3.02B USD
- Expense ratio
- 0.50%
- Price / 1D
- $24.075-0.39%
Multi-Asset Diversified Income Index FundMDIV- Market value
- 3.17M
- Weight
- 0.73%
- AUM
- 431.44M USD
- Expense ratio
- 0.83%
- Price / 1D
- $16.825+0.15%
AAM Low Duration Preferred and Income Securities ETFPFLD- Market value
- 987.02K
- Weight
- 0.24%
- AUM
- 487.73M USD
- Expense ratio
- 0.45%
- Price / 1D
- $19.55-0.00%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF- Market value
- 241.14K
- Weight
- 0.17%
- AUM
- 145.77M USD
- Expense ratio
- 0.45%
- Price / 1D
- $49.48+0.26%
iShares Morningstar Multi-Asset Income ETFIYLD- Market value
- 44.93K
- Weight
- 0.04%
- AUM
- 125.77M USD
- Expense ratio
- 0.50%
- Price / 1D
- $22.255-0.16%
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