
Credicorp Ltd.
BAPNYSEFinancial ServicesBanks - Diversified
Latest quote
$378.6
+$8.76 · +2.37%
BAP company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
50
Fair Value
Momentum
57
Neutral
Sentiment
62
Bullish
Risk resilience
71
Moderate Risk
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Company profile
Company websiteCredicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.
- Industry
- Banks - Diversified
- Sector
- Financial Services
- Headquarters
- PE
- CEO
- Gianfranco Ferrari
- Listed since
- Oct 25, 1995
- Employees
- 52,770
Market position
- Volume
- 170.19K
- 0.4× average
- Average volume
- 425.04K
- Average daily volume
- Market cap
- 30.11B USD
- Beta
- 0.86
- Market reference 1
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 28.92B USD | 27B USD | 25.37B USD | 20.63B USD | 19.22B USD |
| Cost of goods sold | 7.6B USD | 9.66B USD | 9.66B USD | 5.87B USD | 3.86B USD |
| Gross profit | 21.31B USD | 17.33B USD | 15.72B USD | 14.76B USD | 15.36B USD |
| Selling, general, and administrative | 8.71B USD | 7.99B USD | 7.4B USD | 6.62B USD | 8.28B USD |
| Operating expenses | 11.37B USD | 9.51B USD | 8.87B USD | 7.89B USD | 10.03B USD |
| Interest income | 18.79B USD | 19.82B USD | 18.75B USD | 14.98B USD | 11.81B USD |
| Interest expense | 4.91B USD | 5.75B USD | 5.86B USD | 3.92B USD | 2.49B USD |
| Depreciation and amortization | 901.95M USD | 722.57M USD | 667.12M USD | 643.6M USD | 690.56M USD |
| Operating income | 9.95B USD | 7.82B USD | 6.85B USD | 6.87B USD | 5.33B USD |
| Net income | 6.93B USD | 5.5B USD | 4.87B USD | 4.65B USD | 3.58B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 45%
- 5 beats, 6 misses, 0 met estimates
- Average EPS surprise
- +2.28%
- 11 comparable reports
- Latest EPS result
- 7.29
- Estimate 7.31 · Miss by 0.27%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
15 ratingsRecent analyst actions
BAP news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Apr 16, 2014 | 1,039:1,000 | — | — |
Stock split | Mar 27, 1998 | 11:10 | — | — |
Stock split | Apr 29, 1997 | 6:5 | — | — |
Stock split | Apr 19, 1996 | 47:40 | — | — |
Effective Apr 16, 2014
1,039:1,000
Effective Mar 27, 1998
11:10
Effective Apr 29, 1997
6:5
Effective Apr 19, 1996
47:40
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