Banco Bradesco S.A. logo

Banco Bradesco S.A.

BBD

NYSEFinancial ServicesBanks - Regional

Regular session

$3.145

+$0.035 · +1.13%

Aug 24, 3:08 PM ET

BBD company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

79

Undervalued

Momentum

52

Neutral

Sentiment

46

Mixed

Risk resilience

75

Moderate Risk

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Company profile

Company website

Banco Bradesco S.A., along with its affiliated entities, functions as a prominent financial institution delivering a broad spectrum of banking and financial services. These offerings cater to individual clients, corporate organizations, and various businesses, operating both within Brazil and across international markets. Its operations are structured around two core divisions: Banking and Insurance. Within its Banking division, it facilitates a range of deposit accounts, including checking, savings, and specialized options. It also offers diverse lending solutions, such as real estate financing, vehicle loans, payroll-deductible credit, mortgages, micro-financing, leasing arrangements, and various personal and installment loans. Additionally, the company issues debit and business cards, provides financial and security advisory services, and manages consortium products. Through its Insurance arm, Bradesco underwrites a comprehensive portfolio of policies covering areas like auto, personal accident, dental, travel, and life. Beyond these, its offerings extend to investment and pension products, real estate and vehicle auction services, cash management solutions for businesses, foreign trade and exchange operations, capitalization bonds, and extensive internet banking capabilities. Established in 1943, Banco Bradesco S.A. maintains its headquarters in Osasco, Brazil.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
BR
CEO
Marcelo de Araujo Noronha
Listed since
Aug 2, 2002
Employees
82,095

Market position

Day range

Current $3.145

52-week range

Current $3.145

Open
$3.08
Previous close
$3.11
Volume
13.24M
0.43× average
Average volume
30.9M
Average daily volume
Market cap
33.26B USD
Beta
0.23
Market reference 1
50-day average
$3.438
-8.52% below average
200-day average
$3.624
-13.22% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
836.24B BRL
P/E (TTM)
7.24×
P/B (TTM)
1.01×
P/S (TTM)
0.44×
EV / EBITDA
29.77×
Earnings yield
12.27%
Free cash flow yield
133.73%
Dividend yield
8.70%

Profitability & efficiency

Gross margin
27.38%
Operating margin
7.56%
Net margin
7.12%
Return on equity
13.27%
Return on assets
1.02%
Return on invested capital
0.90%

Financial health

Debt / equity
4.44×
Current ratio
0.58×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends65%43%21%-1%Gross margin, FY2021: 59.07%Gross margin, FY2022: 34.43%Gross margin, FY2023: 26.76%Gross margin, FY2024: 31.53%Gross margin, FY2025: 28.60%Operating margin, FY2021: 20.85%Operating margin, FY2022: 10.27%Operating margin, FY2023: 4.01%Operating margin, FY2024: 6.77%Operating margin, FY2025: 6.75%Net margin, FY2021: 14.71%Net margin, FY2022: 8.86%Net margin, FY2023: 5.60%Net margin, FY2024: 6.91%Net margin, FY2025: 7.60%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 59.07%. Gross margin FY2022 34.43%. Gross margin FY2023 26.76%. Gross margin FY2024 31.53%. Gross margin FY2025 28.60%. Operating margin FY2021 20.85%. Operating margin FY2022 10.27%. Operating margin FY2023 4.01%. Operating margin FY2024 6.77%. Operating margin FY2025 6.75%. Net margin FY2021 14.71%. Net margin FY2022 8.86%. Net margin FY2023 5.60%. Net margin FY2024 6.91%. Net margin FY2025 7.60%.

Income trends

Revenue

311.66B BRL+24.86%

Operating income

21.02B BRL+24.40%

Net income

23.67B BRL+37.21%
Income trends across reported periods341.8B BRL221.22B BRL100.64B BRL−19.94B BRLRevenue, FY2021: 157.55B BRLRevenue, FY2022: 239.65B BRLRevenue, FY2023: 254.71B BRLRevenue, FY2024: 249.61B BRLRevenue, FY2025: 311.66B BRLOperating income, FY2021: 32.85B BRLOperating income, FY2022: 24.62B BRLOperating income, FY2023: 10.21B BRLOperating income, FY2024: 16.9B BRLOperating income, FY2025: 21.02B BRLNet income, FY2021: 23.17B BRLNet income, FY2022: 21.22B BRLNet income, FY2023: 14.25B BRLNet income, FY2024: 17.25B BRLNet income, FY2025: 23.67B BRLFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 157.55B BRL. Revenue FY2022 239.65B BRL. Revenue FY2023 254.71B BRL. Revenue FY2024 249.61B BRL. Revenue FY2025 311.66B BRL. Operating income FY2021 32.85B BRL. Operating income FY2022 24.62B BRL. Operating income FY2023 10.21B BRL. Operating income FY2024 16.9B BRL. Operating income FY2025 21.02B BRL. Net income FY2021 23.17B BRL. Net income FY2022 21.22B BRL. Net income FY2023 14.25B BRL. Net income FY2024 17.25B BRL. Net income FY2025 23.67B BRL.
Metric (BRL)FY2025FY2024FY2023FY2022FY2021
Revenue311.66B BRL249.61B BRL254.71B BRL239.65B BRL157.55B BRL
Cost of goods sold222.52B BRL170.92B BRL186.55B BRL157.15B BRL64.48B BRL
Gross profit89.14B BRL78.69B BRL68.16B BRL82.5B BRL93.07B BRL
Selling, general, and administrative44.98B BRL43.1B BRL40.65B BRL39.94B BRL39.09B BRL
Operating expenses68.11B BRL61.79B BRL57.95B BRL57.88B BRL60.22B BRL
Interest income267.11B BRL211.73B BRL211.46B BRL200.61B BRL138.22B BRL
Interest expense193.84B BRL144.28B BRL156.38B BRL130.8B BRL55.12B BRL
Depreciation and amortization7.06B BRL6.73B BRL6.52B BRL5.66B BRL5.77B BRL
Operating income21.02B BRL16.9B BRL10.21B BRL24.62B BRL32.85B BRL
Net income23.67B BRL17.25B BRL14.25B BRL21.22B BRL23.17B BRL

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

16 ratings
Strong buy00%
Buy638%
Hold956%
Sell16%
Strong sell00%

BBD peers

ETFs holding BBD

Funds reporting this stock among their holdings, ordered by reported position size.

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