Banco Bradesco S.A. logo

Banco Bradesco S.A.

BBDO

NYSEFinancial ServicesBanks - Diversified

Regular session

$3.13

−$0.01 · -0.32%

Aug 24, 10:15 AM ET

BBDO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

79

Undervalued

Momentum

50

Neutral

Sentiment

57

Mixed

Risk resilience

66

Moderate Risk

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Company profile

Company website

Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services in Brazil and internationally. The company operates in two segments, Banking and Insurance. It engages in banking operations, including investment, national, international, and private banking, as well as investment fund management, consortium administration, middle market and corporate activities, and leasing. The company also provides retail banking products, such as demand, savings, and time deposits, as well as mutual funds, foreign exchange services, and various loans and advances comprising overdrafts, credit cards, and loans with repayments in installments; and fund management and treasury services, corporate finance, and hedge and finance operations, which include working capital financing. In addition, it provides insurance products, such as life, pension, health, and non-life, as well as related insurance operations, supplemental pension plans, and capitalization bonds. Further, the company offers cards, consortia, service packages and fees, auctions, debt renegotiation, and accounts; and various services comprising related transactions and inquiries, profile and help, purchases and benefits, and permissions. It serves individuals, corporates, and businesses. The company was incorporated in 1943 and is headquartered in Osasco, Brazil.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
BR
CEO
Marcelo de Araújo Noronha
Listed since
Mar 13, 2012
Employees
82,095

Market position

Day range

Current $3.13

52-week range

Current $3.13

Open
$3.13
Previous close
$3.14
Volume
6.36K
0.08× average
Average volume
79.28K
Average daily volume
Market cap
34.09B USD
Beta
0.23
Market reference 1
50-day average
$3.0892
+1.32% above average
200-day average
$3.2262
-2.98% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
7.25×
P/B (TTM)
1.01×
P/S (TTM)
0.44×
Dividend yield
8.69%

Profitability & efficiency

Gross margin
27.38%
Operating margin
7.56%
Net margin
7.12%

Financial health

Debt / equity
4.44×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends65%43%21%-1%Gross margin, FY2021: 59.07%Gross margin, FY2022: 34.43%Gross margin, FY2023: 26.76%Gross margin, FY2024: 31.53%Gross margin, FY2025: 28.60%Operating margin, FY2021: 20.85%Operating margin, FY2022: 10.27%Operating margin, FY2023: 4.01%Operating margin, FY2024: 6.77%Operating margin, FY2025: 6.75%Net margin, FY2021: 14.71%Net margin, FY2022: 8.86%Net margin, FY2023: 5.60%Net margin, FY2024: 6.91%Net margin, FY2025: 7.60%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 59.07%. Gross margin FY2022 34.43%. Gross margin FY2023 26.76%. Gross margin FY2024 31.53%. Gross margin FY2025 28.60%. Operating margin FY2021 20.85%. Operating margin FY2022 10.27%. Operating margin FY2023 4.01%. Operating margin FY2024 6.77%. Operating margin FY2025 6.75%. Net margin FY2021 14.71%. Net margin FY2022 8.86%. Net margin FY2023 5.60%. Net margin FY2024 6.91%. Net margin FY2025 7.60%.

Income trends

Revenue

311.66B USD+24.86%

Operating income

21.02B USD+24.40%

Net income

23.67B USD+37.21%
Income trends across reported periods341.8B USD221.22B USD100.64B USD−19.94B USDRevenue, FY2021: 157.55B USDRevenue, FY2022: 239.65B USDRevenue, FY2023: 254.71B USDRevenue, FY2024: 249.61B USDRevenue, FY2025: 311.66B USDOperating income, FY2021: 32.85B USDOperating income, FY2022: 24.62B USDOperating income, FY2023: 10.21B USDOperating income, FY2024: 16.9B USDOperating income, FY2025: 21.02B USDNet income, FY2021: 23.17B USDNet income, FY2022: 21.22B USDNet income, FY2023: 14.25B USDNet income, FY2024: 17.25B USDNet income, FY2025: 23.67B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 157.55B USD. Revenue FY2022 239.65B USD. Revenue FY2023 254.71B USD. Revenue FY2024 249.61B USD. Revenue FY2025 311.66B USD. Operating income FY2021 32.85B USD. Operating income FY2022 24.62B USD. Operating income FY2023 10.21B USD. Operating income FY2024 16.9B USD. Operating income FY2025 21.02B USD. Net income FY2021 23.17B USD. Net income FY2022 21.22B USD. Net income FY2023 14.25B USD. Net income FY2024 17.25B USD. Net income FY2025 23.67B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue311.66B USD249.61B USD254.71B USD239.65B USD157.55B USD
Cost of goods sold222.52B USD170.92B USD186.55B USD157.15B USD64.48B USD
Gross profit89.14B USD78.69B USD68.16B USD82.5B USD93.07B USD
Selling, general, and administrative44.98B USD43.1B USD40.65B USD39.94B USD39.09B USD
Operating expenses68.11B USD61.79B USD57.95B USD57.88B USD60.22B USD
Interest income267.11B USD211.73B USD211.46B USD200.61B USD138.22B USD
Interest expense193.84B USD144.28B USD156.38B USD130.8B USD55.12B USD
Depreciation and amortization7.06B USD6.73B USD6.52B USD5.66B USD5.77B USD
Operating income21.02B USD16.9B USD10.21B USD24.62B USD32.85B USD
Net income23.67B USD17.25B USD14.25B USD21.22B USD23.17B USD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.13

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.170.140.110.08Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 31, 2024: actual 0.1, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 7, 2025: actual 0.09, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 7, 2025: actual 0.09, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 30, 2025: actual 0.1, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 30, 2025: actual 0.09, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 6, 2026: actual 0.11, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 6, 2026: actual 0.12, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 5, 2026: actual 0.13, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates93.35B70.97B48.59B26.21BQ4 '24No estimateQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26Beat
Q4 2024, reported Oct 31, 2024: actual 62.21B USD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 7, 2025: actual 66.25B USD, estimate 30.83B USD, surprise +114.90%, Beat. Q2 2025, reported May 7, 2025: actual 70.25B USD, estimate 31.59B USD, surprise +122.38%, Beat. Q3 2025, reported Jul 30, 2025: actual 76.53B USD, estimate 36.26B USD, surprise +111.06%, Beat. Q4 2025, reported Oct 30, 2025: actual 80.67B USD, estimate 34.28B USD, surprise +135.36%, Beat. Q1 2026, reported Feb 6, 2026: actual 84.56B USD, estimate 35.94B USD, surprise +135.26%, Beat. Q2 2026, reported May 6, 2026: actual 88.72B USD, estimate 36.18B USD, surprise +145.18%, Beat. Q3 2026, reported Aug 5, 2026: actual 87.38B USD, estimate 37.12B USD, surprise +135.38%, Beat.

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