Beacon Financial Corp. (BBT) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

59/ 100

GoAI Score

Hold

Valuation

68

Undervalued

Sentiment

55

Mixed

Risk

20

Low Risk

Momentum

45

Neutral

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity securities; and offers cash management, trust, and investment advisory services. In addition, the company provides specialty equipment financing and SBA lending, and online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. Beacon Financial Corporation was founded in 1846 and is headquartered in Boston, Massachusetts.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US
CEO: Paul A. Perrault
Listed since: Dec 6, 2019
Employees: 1,972

Market position

Day range

Current $31.34

$30.99$31.944

52-week range

Current $31.34

$22.81$32.83

Open: $31.79
Previous close: $31.34
Volume: 542.83K; 0.69× average
Average volume: 788.83K; Average daily volume
Market cap: 2.63B USD
Beta: 0.55; Market reference 1
50-day average: $31.0628; +0.89% above average
200-day average: $29.5153; +6.18% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 1.14B USD
P/E (TTM): 23.74×
P/B (TTM): 1.03×
P/S (TTM): 2.29×
EV / EBITDA: 8.69×
Earnings yield: 3.92%
Free cash flow yield: 0.00%
Dividend yield: 4.12%

Profitability & efficiency

Gross margin: 55.85%
Operating margin: 13.61%
Net margin: 9.91%
Return on equity: 3.62%
Return on assets: 0.39%
Return on invested capital: 2.44%

Financial health

Debt / equity: 0.39×
Current ratio: 0.19×
Altman Z-score: 0.2
Piotroski F-score: 6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

759.29M USD+18.02%

Operating income

121.86M USD+53.26%

Net income

90.27M USD+47.98%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	759.29M USD	643.37M USD	606.54M USD	438.34M USD	460.73M USD
Cost of goods sold	371.07M USD	286.35M USD	239.25M USD	53.66M USD	37.4M USD
Gross profit	388.21M USD	357.02M USD	367.29M USD	384.68M USD	423.34M USD
Selling, general, and administrative	211.52M USD	184.94M USD	186.55M USD	180.8M USD	181.34M USD
Operating expenses	266.35M USD	277.5M USD	288.97M USD	270.86M USD	274.31M USD
Interest income	832.79M USD	613.94M USD	576.3M USD	387.26M USD	329.07M USD
Interest expense	329.68M USD	262.35M USD	207.25M USD	42.66M USD	37.9M USD
Depreciation and amortization	9.55M USD	6.98M USD	8.45M USD	9.58M USD	11.04M USD
Operating income	121.86M USD	79.52M USD	78.32M USD	113.82M USD	149.02M USD
Net income	90.27M USD	61M USD	69.6M USD	92.53M USD	118.66M USD

Company facts updated Sep 12, 2026.

Earnings

EPS beat rate: 64%; 7 beats, 3 misses, 1 met estimate
Average EPS surprise: +0.27%; 11 comparable reports
Latest EPS result: 0.77; Estimate 0.77 · Beat by 0.39%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 1.03; FY2025 · +44.06% year over year
Latest fiscal-year revenue: 759.29M USD; FY2025 · +18.02% year over year
Next fiscal-year EPS consensus: 3.04; FY2026 · 6 analysts
Next fiscal-year revenue consensus: 886.03M USD; FY2026 · 4 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$36.00

14.87% upside

Past 12 months12-month forecastHigh $36.00Average $36.00Low $36.00

Rating distribution

13 ratings

Strong buy00%

Buy646%

Hold754%

Sell00%

Strong sell00%

Recent analyst actions

3 institutions

BBT news

fool.comSep 9, 2026

Regional Bank CEO Sells 4,333 Shares As a Result of Tax Withholding

The transaction involved 4,333 shares with an estimated value of ~$131,680 based on the $30.39 per-share execution price. The disposition involved shares equal to 1% of the stake held by the CEO before the filing.

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defenseworld.netSep 9, 2026

Beacon Financial (NYSE:BBT) & City (NASDAQ:CHCO) Financial Survey

City (NASDAQ: CHCO - Get Free Report) and Beacon Financial (NYSE: BBT - Get Free Report) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of…

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defenseworld.netSep 9, 2026

Beacon Financial Corporation (NYSE:BBT) Receives $32.50 Consensus Price Target from Analysts

Shares of Beacon Financial Corporation (NYSE: BBT - Get Free Report) have received an average recommendation of "Hold" from the seven brokerages that are currently covering the stock, MarketBeat.com reports. Four…

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defenseworld.netAug 26, 2026

Algert Global LLC Purchases 130,285 Shares of Beacon Financial Corporation $BBT

Algert Global LLC grew its holdings in shares of Beacon Financial Corporation (NYSE: BBT) by 64.8% during the second quarter, according to its most recent 13F filing with the SEC. The institutional investor owned 331,312…

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globenewswire.comAug 3, 2026

Beacon Financial Corporation Appoints John B. Eagan General Counsel & Corporate Secretary

BOSTON, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Beacon Financial Corporation (NYSE: BBT) (the "Company") today announced the appointment of John B. Eagan to the role of General Counsel and Corporate Secretary of Beacon…

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seekingalpha.comJul 30, 2026

Beacon Financial Corporation (BBT) Q2 2026 Earnings Call Transcript

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Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.8625

2025 complete year+79.7% since 2021

2026 partial: $0.969

$0.48

2,021

$0.54

2,022

$0.72

2,023

$0.72

2,024

$0.8625

2,025

$0.969

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Aug 14, 2026	$0.323Quarterly	Aug 14, 2026	Aug 28, 2026
Dividend	May 15, 2026	$0.323Quarterly	May 15, 2026	May 29, 2026
Dividend	Feb 13, 2026	$0.323Quarterly	Feb 13, 2026	Feb 27, 2026
Dividend	Nov 10, 2025	$0.3225Quarterly	Nov 10, 2025	Nov 24, 2025
Dividend	Aug 14, 2025	$0.18Quarterly	Aug 14, 2025	Aug 21, 2025
Dividend	May 15, 2025	$0.18Quarterly	May 15, 2025	May 29, 2025