
Banco de Chile
BCHNYSEFinancial ServicesBanks - Regional
Previous close
$42.20
+$1.15 · +2.80%
BCH company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
37
Expensive
Momentum
55
Neutral
Sentiment
54
Mixed
Risk resilience
74
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteOperating across Chile, Banco de Chile (BCH) and its subsidiaries offer a wide array of banking and financial products and services to customers throughout the country. The company's operations are structured into three primary divisions: Retail Banking, Wholesale Banking, and Treasury and Money Market segments. Its product portfolio includes various deposit accounts such as checking, current, demand, savings, and time deposits. Banco de Chile also extends a range of loan products, including commercial, mortgage, consumer, working capital, syndicated, and installment loans, alongside providing credit card services. Beyond these core offerings, the bank delivers leasing, factoring, and foreign trade support, as well as international and treasury banking solutions, and financial advisory services. Furthermore, it assists clients with liquidity management, offers debt instruments, and deals in derivative contracts and leases. The institution is also involved in financial transaction and currency trading services, securities brokerage, mutual funds management, and investment banking and management for wholesale clients, in addition to insurance brokerage. As of December 31, 2021, Banco de Chile operated an extensive physical network comprising 272 branches and 1,761 automated teller machines (ATMs). The bank serves a broad spectrum of clients, from individual consumers and small and medium-sized enterprises (SMEs) to corporate entities and large companies. Founded in 1893, Banco de Chile's headquarters are located in Santiago, Chile.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- CL
- CEO
- Eduardo Ebensperger Orrego
- Listed since
- Aug 2, 2002
- Employees
- 11,156
Market position
Day range
Current $42.20
52-week range
Current $42.20
- Open
- $41.61
- Previous close
- $41.05
- Volume
- 210.37K
- 0.61× average
- Average volume
- 347.29K
- Average daily volume
- Market cap
- 21.31B USD
- Beta
- 0.12
- Market reference 1
- 50-day average
- $40.5142
- +4.16% above average
- 200-day average
- $39.3598
- +7.22% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 27.9T CLP
- P/E (TTM)
- 15.92×
- P/B (TTM)
- 3.39×
- P/S (TTM)
- 4.71×
- EV / EBITDA
- 17.36×
- Earnings yield
- 6.87%
- Free cash flow yield
- 4.31%
- Dividend yield
- 5.21%
Profitability & efficiency
- Gross margin
- 66.52%
- Operating margin
- 37.28%
- Net margin
- 29.60%
- Return on equity
- 17.83%
- Return on assets
- 2.20%
- Return on invested capital
- 4.92%
Financial health
- Debt / equity
- 2.45×
- Current ratio
- 0.24×
- Altman Z-score
- 0.43
- Piotroski F-score
- 4 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (CLP) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.03T CLP | 4.65T CLP | 5.09T CLP | 5.31T CLP | 3.03T CLP |
| Cost of goods sold | 381.92B CLP | 1.96T CLP | 2.33T CLP | 2.6T CLP | 832.62B CLP |
| Gross profit | 2.64T CLP | 2.69T CLP | 2.77T CLP | 2.71T CLP | 2.2T CLP |
| Selling, general, and administrative | 1.13T CLP | 1.19T CLP | 1.15T CLP | 1.03T CLP | 693.62B CLP |
| Operating expenses | 1.13T CLP | 1.11T CLP | 1.07T CLP | 972.17B CLP | 864.42B CLP |
| Interest income | 2.72T CLP | 3.77T CLP | 4.04T CLP | 4.47T CLP | 2.39T CLP |
| Interest expense | 969.64B CLP | 1.61T CLP | 2.12T CLP | 2.2T CLP | 814.45B CLP |
| Depreciation and amortization | 95.11B CLP | 94.6B CLP | 92.31B CLP | 84.21B CLP | 76.8B CLP |
| Operating income | 1.51T CLP | 1.58T CLP | 1.7T CLP | 1.74T CLP | 1.33T CLP |
| Net income | 1.19T CLP | 1.25T CLP | 1.37T CLP | 1.45T CLP | 1.06T CLP |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 64%
- 7 beats, 4 misses, 0 met estimates
- Average EPS surprise
- +10.59%
- 11 comparable reports
- Latest EPS result
- 0.86
- Estimate 0.65 · Beat by 32.31%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$39.00
7.58% downsideRating distribution
9 ratingsRecent analyst actions
BCH news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$2.0758
2025 complete year+242.0% since 2021
2026 partial: $2.1877
$0.607
2,021
$1.3688
2,022
$2.0786
2,023
$1.6362
2,024
$2.0758
2,025
$2.1877
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Mar 30, 2026 | $2.1877Annual | Mar 30, 2026 | Apr 13, 2026 |
Dividend | Mar 21, 2025 | $2.0758Annual | Mar 21, 2025 | Apr 3, 2025 |
Dividend | Mar 21, 2024 | $1.6362Annual | Mar 22, 2024 | Apr 8, 2024 |
Dividend | Mar 16, 2023 | $2.0786Annual | Mar 17, 2023 | Mar 30, 2023 |
Dividend | Mar 24, 2022 | $1.3688Annual | Mar 25, 2022 | Apr 7, 2022 |
Dividend | Mar 26, 2021 | $0.5901Annual | Mar 29, 2021 | Apr 9, 2021 |
Ex-dividend Mar 30, 2026
$2.1877
Annual
Record Mar 30, 2026 · Payment Apr 13, 2026
Ex-dividend Mar 21, 2025
$2.0758
Annual
Record Mar 21, 2025 · Payment Apr 3, 2025
Ex-dividend Mar 21, 2024
$1.6362
Annual
Record Mar 22, 2024 · Payment Apr 8, 2024
Ex-dividend Mar 16, 2023
$2.0786
Annual
Record Mar 17, 2023 · Payment Mar 30, 2023
Ex-dividend Mar 24, 2022
$1.3688
Annual
Record Mar 25, 2022 · Payment Apr 7, 2022
Ex-dividend Mar 26, 2021
$0.5901
Annual
Record Mar 29, 2021 · Payment Apr 9, 2021
BCH peers
ETFs holding BCH
Funds reporting this stock among their holdings, ordered by reported position size.
Dimensional - Emerging Core Equity Market ETFDFAE4.15M0.04%10B USD0.29%$39.49+0.51%
Dimensional - Emerging Markets Core Equity 2 ETFDFEM3.33M0.04%9.49B USD0.39%$39.93+0.50%
ActivePassive International Equity ETFAPIE1.13M0.10%953.79M USD0.45%$39.766+1.16%
Dimensional World ex U.S. Core Equity 2 ETFDFAX696.95K0.01%12.57B USD0.28%$38.16+0.82%
Dimensional - Emerging Markets High Profitability ETFDEHP381.35K0.09%451.22M USD0.44%$41.24+0.72%
Dimensional Emerging Markets Sustainability Core 1 ETFDFSE306.48K0.05%638.17M USD0.44%$48.59+0.65%
National Security Emerging Markets Index ETFNSI287.92K0.70%42M USD0.75%$38.3255+1.15%
Dimensional - Emerging Markets ex China Core Equity ETFDEXC165.19K0.05%320.38M USD0.56%$78.40+0.39%
Dimensional - Emerging Core Equity Market ETFDFAE- Market value
- 4.15M
- Weight
- 0.04%
- AUM
- 10B USD
- Expense ratio
- 0.29%
- Price / 1D
- $39.49+0.51%
Dimensional - Emerging Markets Core Equity 2 ETFDFEM- Market value
- 3.33M
- Weight
- 0.04%
- AUM
- 9.49B USD
- Expense ratio
- 0.39%
- Price / 1D
- $39.93+0.50%
ActivePassive International Equity ETFAPIE- Market value
- 1.13M
- Weight
- 0.10%
- AUM
- 953.79M USD
- Expense ratio
- 0.45%
- Price / 1D
- $39.766+1.16%
Dimensional World ex U.S. Core Equity 2 ETFDFAX- Market value
- 696.95K
- Weight
- 0.01%
- AUM
- 12.57B USD
- Expense ratio
- 0.28%
- Price / 1D
- $38.16+0.82%
Dimensional - Emerging Markets High Profitability ETFDEHP- Market value
- 381.35K
- Weight
- 0.09%
- AUM
- 451.22M USD
- Expense ratio
- 0.44%
- Price / 1D
- $41.24+0.72%
Dimensional Emerging Markets Sustainability Core 1 ETFDFSE- Market value
- 306.48K
- Weight
- 0.05%
- AUM
- 638.17M USD
- Expense ratio
- 0.44%
- Price / 1D
- $48.59+0.65%
National Security Emerging Markets Index ETFNSI- Market value
- 287.92K
- Weight
- 0.70%
- AUM
- 42M USD
- Expense ratio
- 0.75%
- Price / 1D
- $38.3255+1.15%
Dimensional - Emerging Markets ex China Core Equity ETFDEXC- Market value
- 165.19K
- Weight
- 0.05%
- AUM
- 320.38M USD
- Expense ratio
- 0.56%
- Price / 1D
- $78.40+0.39%
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