Better Home & Finance Holding Company logo

Better Home & Finance Holding Company

BETR

NASDAQFinancial ServicesFinancial - Mortgages

Previous close

$11.68

+$0.08 · +0.69%

Aug 21, 4:00 PM ET

BETR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

69

Undervalued

Momentum

19

Strong Down

Sentiment

56

Mixed

Risk resilience

28

High Risk

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Company profile

Company website

Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.

Industry
Financial - Mortgages
Sector
Financial Services
Headquarters
US
CEO
Daniel Lewis
Listed since
Apr 30, 2021
Employees
1,329

Market position

Day range

Current $11.68

52-week range

Current $11.68

Open
$11.53
Previous close
$11.60
Volume
624.38K
1.21× average
Average volume
516.58K
Average daily volume
Market cap
183.02M USD
Beta
1.77
Market reference 1
50-day average
$22.3307
-47.70% below average
200-day average
$32.9825
-64.59% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
998.29M USD
P/E (TTM)
-1.06×
P/B (TTM)
3.76×
P/S (TTM)
0.86×
EV / EBITDA
-9.17×
Earnings yield
-33.20%
Free cash flow yield
-46.71%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
79.05%
Operating margin
-58.11%
Net margin
-85.02%
Return on equity
-446.09%
Return on assets
-11.02%
Return on invested capital
-8.19%

Financial health

Debt / equity
11.36×
Current ratio
0.58×

Earnings

EPS beat rate
40%
2 beats, 3 misses, 0 met estimates
Average EPS surprise
-18.61%
5 comparable reports
Latest EPS result
-0.91
Estimate -1.11 · Beat by 18.19%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates-0.77-1.58-2.4-3.21Q1 '25No estimateQ2 '25No estimateQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 18, 2025: actual -2.51, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 14, 2025: actual -3.04, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 7, 2025: actual -1.99, estimate -2.27, surprise +12.33%, Beat. Q4 2025, reported Nov 13, 2025: actual -2.56, estimate -2.05, surprise -24.88%, Miss. Q1 2026, reported Mar 13, 2026: actual -2.52, estimate -2.01, surprise -25.53%, Miss. Q2 2026, reported May 7, 2026: actual -3.01, estimate -1.74, surprise -73.19%, Miss. Q3 2026, reported Aug 6, 2026: actual -0.908, estimate -1.11, surprise +18.19%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate -1.03, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates56.89M48.8M40.7M32.61MQ1 '25No estimateQ2 '25No estimateQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 18, 2025: actual 47.24M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 14, 2025: actual 34.79M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 7, 2025: actual 44.14M USD, estimate 48.84M USD, surprise -9.62%, Miss. Q4 2025, reported Nov 13, 2025: actual 43.87M USD, estimate 48.06M USD, surprise -8.73%, Miss. Q1 2026, reported Mar 13, 2026: actual 44.31M USD, estimate 40.71M USD, surprise +8.84%, Beat. Q2 2026, reported May 7, 2026: actual 48M USD, estimate 47.71M USD, surprise +0.60%, Beat. Q3 2026, reported Aug 6, 2026: actual 54.7M USD, estimate 52.82M USD, surprise +3.57%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate 51.68M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

5 ratings
Strong buy00%
Buy360%
Hold240%
Sell00%
Strong sell00%

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