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Bill.com Holdings, Inc. logo

Bill.com Holdings, Inc.

BILL

NYSETechnologySoftware - Application

Open in GoAI

Previous close

$47.82

+$0.42 · +0.89%

Aug 21, 4:00 PM ET

BILL company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

54

Fair Value

Momentum

46

Neutral

Sentiment

70

Bullish

Risk resilience

46

Elevated Risk

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Company profile

Company website

Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools. These offerings empower businesses to fully automate both accounts payable and accounts receivable processes, foster seamless connections with their suppliers and clients, abolish traditional expense reports, optimize cash flow, and significantly enhance overall office efficiency. Beyond its core products, Bill.com also furnishes comprehensive support services, covering initial implementation assistance, ongoing technical help, and educational training. Its diverse client base encompasses accounting firms, financial service organizations, and various software enterprises. Established in 2006, Bill.com Holdings, Inc. maintains its corporate headquarters in San Jose, California.

Industry
Software - Application
Sector
Technology
Headquarters
US
CEO
Rene A. Lacerte
Listed since
Dec 12, 2019
Employees
1,683

Market position

Day range

Current $47.82

52-week range

Current $47.82

Open
$47.57
Previous close
$47.40
Volume
2.35M
0.92× average
Average volume
2.55M
Average daily volume
Market cap
4.76B USD
Beta
1.09
Market reference 1
50-day average
$42.1798
+13.37% above average
200-day average
$43.7376
+9.33% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
4.14B USD
P/E (TTM)
-416.55×
P/B (TTM)
1.35×
P/S (TTM)
2.88×
EV / EBITDA
41.32×
Earnings yield
-0.31%
Free cash flow yield
11.69%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
78.92%
Operating margin
1.06%
Net margin
-0.68%
Return on equity
-0.32%
Return on assets
-0.11%
Return on invested capital
0.32%

Financial health

Debt / equity
0.54×
Current ratio
1.51×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends95%42%-11%-64%Gross margin, FY2022: 77.41%Gross margin, FY2023: 81.67%Gross margin, FY2024: 81.82%Gross margin, FY2025: 81.40%Gross margin, FY2026: 78.92%Operating margin, FY2022: -49.35%Operating margin, FY2023: -27.94%Operating margin, FY2024: -13.50%Operating margin, FY2025: -5.51%Operating margin, FY2026: 1.06%Net margin, FY2022: -50.84%Net margin, FY2023: -21.14%Net margin, FY2024: -2.24%Net margin, FY2025: 1.63%Net margin, FY2026: -0.68%FY2022FY2023FY2024FY2025FY2026
Gross margin FY2022 77.41%. Gross margin FY2023 81.67%. Gross margin FY2024 81.82%. Gross margin FY2025 81.40%. Gross margin FY2026 78.92%. Operating margin FY2022 -49.35%. Operating margin FY2023 -27.94%. Operating margin FY2024 -13.50%. Operating margin FY2025 -5.51%. Operating margin FY2026 1.06%. Net margin FY2022 -50.84%. Net margin FY2023 -21.14%. Net margin FY2024 -2.24%. Net margin FY2025 1.63%. Net margin FY2026 -0.68%.

Income trends

Revenue

1.65B USD+13.03%

Operating income

17.45M USD+98.05M USD

Net income

−11.24M USD−35.04M USD
Income trends across reported periods1.85B USD1.06B USD267.5M USD−524.31M USDRevenue, FY2022: 641.96M USDRevenue, FY2023: 1.06B USDRevenue, FY2024: 1.29B USDRevenue, FY2025: 1.46B USDRevenue, FY2026: 1.65B USDOperating income, FY2022: −316.82M USDOperating income, FY2023: −295.77M USDOperating income, FY2024: −174.16M USDOperating income, FY2025: −80.6M USDOperating income, FY2026: 17.45M USDNet income, FY2022: −326.36M USDNet income, FY2023: −223.73M USDNet income, FY2024: −28.88M USDNet income, FY2025: 23.8M USDNet income, FY2026: −11.24M USDFY2022FY2023FY2024FY2025FY2026
Revenue FY2022 641.96M USD. Revenue FY2023 1.06B USD. Revenue FY2024 1.29B USD. Revenue FY2025 1.46B USD. Revenue FY2026 1.65B USD. Operating income FY2022 −316.82M USD. Operating income FY2023 −295.77M USD. Operating income FY2024 −174.16M USD. Operating income FY2025 −80.6M USD. Operating income FY2026 17.45M USD. Net income FY2022 −326.36M USD. Net income FY2023 −223.73M USD. Net income FY2024 −28.88M USD. Net income FY2025 23.8M USD. Net income FY2026 −11.24M USD.
Metric (USD)FY2026FY2025FY2024FY2023FY2022
Revenue1.65B USD1.46B USD1.29B USD1.06B USD641.96M USD
Cost of goods sold348.46M USD272.1M USD234.62M USD193.98M USD145M USD
Gross profit1.3B USD1.19B USD1.06B USD864.49M USD496.96M USD
Research and development300.57M USD340.06M USD336.75M USD314.63M USD219.82M USD
Selling, general, and administrative986.68M USD825.62M USD756.2M USD797.14M USD548.33M USD
Operating expenses1.29B USD1.27B USD1.23B USD1.16B USD813.77M USD
Interest income91.41M USD90.9M USD122.3M USD91.28M USD6.69M USD
Interest expense25.87M USD18.56M USD19.18M USD15.2M USD9.42M USD
Depreciation and amortization82.66M USD89.44M USD103.16M USD105.17M USD96.11M USD
Operating income17.45M USD−80.6M USD−174.16M USD−295.77M USD−316.82M USD
Net income−11.24M USD23.8M USD−28.88M USD−223.73M USD−326.36M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$55.13

15.29% upside
Past 12 months12-month forecast

Price history unavailable

High $60.00Average $55.13Low $44.00

BILL news

benzinga.com

These Analysts Revise Their Forecasts On Bill Holdings After Q4 Earnings

BILL Holdings Inc (NYSE:BILL) on Wednesday reported better-than-expected fourth-quarter financial results and issued FY27 adjusted EPS guidance above estimates.

Read source
zacks.com

BILL Q4 Earnings Call Centers on AI-Native Shift

BILL is betting fiscal 2027 on AI-native automation, unified platform sales and profitable growth while managing sales, Spend and Expense and bank shifts.

Read source
fool.com

Breakfast News: Alibaba's AI Push Comes at a Cost

BABA falls on lower profits, U.S. yields soar as debt hits new highs, and more

Read source
seekingalpha.com

BILL Holdings: TPV Acceleration And Great Earnings Growth

BILL Holdings remains a buy, with strong Q4 results, accelerating payment volumes, and attractive valuation multiples despite recent gains. BILL's business model is resilient, with only 17% of revenue tied to headcount…

Read source
seekingalpha.com

BILL Holdings, Inc. (BILL) Q4 2026 Earnings Call Transcript

BILL Holdings, Inc. (BILL) Q4 2026 Earnings Call Transcript

Read source
zacks.com

Compared to Estimates, BILL Holdings (BILL) Q4 Earnings: A Look at Key Metrics

The headline numbers for BILL Holdings (BILL) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the…

Read source

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ETFs holding BILL

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Mid-Cap ETF logoiShares Core S&P Mid-Cap ETFIJH
Market value
148.71M
Weight
0.12%
AUM
125.92B USD
Expense ratio
0.05%
Price / 1D
$76.77+0.52%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
128.53M
Weight
0.01%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Information Technology ETF logoVanguard Information Technology ETFVGT
Market value
93.28M
Weight
0.06%
AUM
160.2B USD
Expense ratio
0.09%
Price / 1D
$118.42+0.05%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
93.06M
Weight
0.05%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Growth ETF logoVanguard Morningstar Small-Cap Growth ETFVBK
Market value
53.96M
Weight
0.12%
AUM
43.8B USD
Expense ratio
0.05%
Price / 1D
$358.65+0.70%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
42.23M
Weight
0.04%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
State Street SPDR S&P MIDCAP 400 ETF Trust logoState Street SPDR S&P MIDCAP 400 ETF TrustMDY
Market value
30.77M
Weight
0.12%
AUM
26.72B USD
Expense ratio
0.23%
Price / 1D
$699.6+0.48%
State Street SPDR Portfolio S&P 400 Mid Cap ETF logoState Street SPDR Portfolio S&P 400 Mid Cap ETFSPMD
Market value
21.79M
Weight
0.12%
AUM
18.77B USD
Expense ratio
0.03%
Price / 1D
$67.27+0.52%

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