
BankUnited, Inc.
BKUNYSEFinancial ServicesBanks - Regional
Previous close
$46.33
+$0.12 · +0.26%
Pre-market
$45.66
−$0.67 · -1.45%
Aug 24, 6:03 AM ET
BKU company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
72
Undervalued
Momentum
45
Neutral
Sentiment
66
Bullish
Risk resilience
73
Moderate Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteBankUnited, Inc. serves as the holding company for BankUnited, its national banking subsidiary, which delivers a comprehensive array of financial services throughout the United States. The company's product suite includes various deposit options such as checking, money market, and savings accounts, as well as certificates of deposit. It also extends services like treasury management, commercial payments, and cash management solutions. Its extensive loan portfolio covers diverse commercial financing, including equipment loans, both secured and unsecured lines of credit, formula-based lending, and financing for owner-occupied commercial real estate (term loans and lines). Other commercial offerings include mortgage warehouse facilities, letters of credit, commercial credit cards, and specialized funding through the Small Business Administration (SBA), U.S. Department of Agriculture (USDA), and Export-Import Bank (Ex-Im Bank). The bank also facilitates trade finance and credit facilities for business acquisitions. Beyond commercial lending, its services encompass general commercial real estate loans, residential mortgages, and a range of other consumer loans. For customer convenience, BankUnited also provides online, mobile, and telephone banking services. As of December 31, 2021, its operations were supported by 63 banking centers across 13 Florida counties and an additional four branches in the New York metropolitan area. BankUnited, Inc., which was formerly known as BU Financial Corporation, was incorporated in 2009 and has its headquarters in Miami Lakes, Florida.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Rajinder Singh
- Listed since
- Jan 28, 2011
- Employees
- 1,785
Market position
Day range
Current $46.33
52-week range
Current $46.33
- Open
- $46.455
- Previous close
- $46.21
- Volume
- 281.97K
- 0.33× average
- Average volume
- 853.19K
- Average daily volume
- Market cap
- 3.37B USD
- Beta
- 1.17
- Market reference 1
- 50-day average
- $47.7886
- -3.05% below average
- 200-day average
- $46.2283
- +0.22% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 5.15B USD
- P/E (TTM)
- 12.83×
- P/B (TTM)
- 1.17×
- P/S (TTM)
- 1.81×
- EV / EBITDA
- 13.09×
- Earnings yield
- 7.91%
- Free cash flow yield
- 10.57%
- Dividend yield
- 2.76%
Profitability & efficiency
- Gross margin
- 44.85%
- Operating margin
- 9.83%
- Net margin
- 14.67%
- Return on equity
- 8.79%
- Return on assets
- 0.77%
- Return on invested capital
- 0.77%
Financial health
- Debt / equity
- 0.74×
- Current ratio
- 15.41×
- Altman Z-score
- -0.41
- Piotroski F-score
- 5 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.14B USD | 2.02B USD | 1.94B USD | 1.31B USD | 1.09B USD |
| Cost of goods sold | 1.08B USD | 1.07B USD | 1.07B USD | 392.65M USD | 96.64M USD |
| Gross profit | 1.06B USD | 958.35M USD | 873.04M USD | 915.44M USD | 996.96M USD |
| Selling, general, and administrative | 532.7M USD | 351.75M USD | 347.49M USD | 283.55M USD | 262.23M USD |
| Operating expenses | 702.86M USD | 642M USD | 635.95M USD | 540.31M USD | 547.58M USD |
| Interest income | 2.24B USD | 1.93B USD | 1.86B USD | 1.23B USD | 959.45M USD |
| Interest expense | 805.21M USD | 1.01B USD | 983.78M USD | 317.49M USD | 163.76M USD |
| Depreciation and amortization | 35.81M USD | 60.11M USD | 74.06M USD | 77.62M USD | 78.5M USD |
| Operating income | 357.32M USD | 316.35M USD | 237.08M USD | 375.13M USD | 449.39M USD |
| Net income | 268.37M USD | 232.47M USD | 178.67M USD | 284.97M USD | 414.98M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 2 misses, 1 met estimate
- Average EPS surprise
- +4.82%
- 11 comparable reports
- Latest EPS result
- 0.97
- Estimate 1 · Miss by 3.00%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$50.67
9.37% upsideRating distribution
29 ratingsBKU news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.22
2025 complete year+32.6% since 2021
2026 partial: $0.97
$0.92
2,021
$0.98
2,022
$1.06
2,023
$1.14
2,024
$1.22
2,025
$0.97
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 10, 2026 | $0.33Quarterly | Jul 10, 2026 | Jul 31, 2026 |
Dividend | Apr 10, 2026 | $0.33Quarterly | Apr 10, 2026 | Apr 30, 2026 |
Dividend | Jan 9, 2026 | $0.31Quarterly | Jan 9, 2026 | Jan 30, 2026 |
Dividend | Oct 10, 2025 | $0.31Quarterly | Oct 10, 2025 | Oct 31, 2025 |
Dividend | Jul 11, 2025 | $0.31Quarterly | Jul 11, 2025 | Jul 31, 2025 |
Dividend | Apr 11, 2025 | $0.31Quarterly | Apr 11, 2025 | Apr 30, 2025 |
Ex-dividend Jul 10, 2026
$0.33
Quarterly
Record Jul 10, 2026 · Payment Jul 31, 2026
Ex-dividend Apr 10, 2026
$0.33
Quarterly
Record Apr 10, 2026 · Payment Apr 30, 2026
Ex-dividend Jan 9, 2026
$0.31
Quarterly
Record Jan 9, 2026 · Payment Jan 30, 2026
Ex-dividend Oct 10, 2025
$0.31
Quarterly
Record Oct 10, 2025 · Payment Oct 31, 2025
Ex-dividend Jul 11, 2025
$0.31
Quarterly
Record Jul 11, 2025 · Payment Jul 31, 2025
Ex-dividend Apr 11, 2025
$0.31
Quarterly
Record Apr 11, 2025 · Payment Apr 30, 2025
BKU peers
ETFs holding BKU
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR211.64M0.19%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI108.3M0.00%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV91.76M0.30%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM81.53M0.10%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB78.01M0.04%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR49.51M0.07%68.3B USD0.05%$249.18+0.68%
State Street SPDR S&P Regional Banking ETFKRE47.63M1.17%4.06B USD0.35%$74.86+0.20%
Vanguard Extended Market ETFVXF39.03M0.04%93.7B USD0.05%$245.53+0.82%
iShares Core S&P Small-Cap ETFIJR- Market value
- 211.64M
- Weight
- 0.19%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 108.3M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 91.76M
- Weight
- 0.30%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 81.53M
- Weight
- 0.10%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 78.01M
- Weight
- 0.04%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 49.51M
- Weight
- 0.07%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 47.63M
- Weight
- 1.17%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Vanguard Extended Market ETFVXF- Market value
- 39.03M
- Weight
- 0.04%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Continue in GoAI
Research BKUresearch.disclaimer











