Blend Labs, Inc. logo

Blend Labs, Inc.

BLND

NYSETechnologySoftware - Application

Previous close

$1.52

+$0.06 · +4.11%

Aug 21, 4:00 PM ET

BLND company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

57

Fair Value

Momentum

33

Weakening

Sentiment

68

Bullish

Risk resilience

31

High Risk

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Company profile

Company website

Established in 2012 and headquartered in San Francisco, California, Blend Labs, Inc. provides cloud-hosted software platforms tailored for financial institutions across the United States. The company's operations are divided into two key divisions: Blend Platform and Title365. It offers a wide array of white-label solutions catering to diverse consumer financial needs, such as home mortgages, home equity loans and lines of credit, vehicle financing, personal loans, credit cards, and deposit account management. Additionally, Blend Labs supplies a specialized suite of tools designed to streamline the entire homeownership process for individuals, covering aspects like loan closing, income validation for mortgages, property insurance, and real estate services. The firm also conducts title examination processes for insurance policies, manages escrow, handles closing and settlement services, and performs various trustee duties, alongside delivering expert professional and advisory services. Its clientele encompasses a broad spectrum of financial entities, including banks, credit unions, financial technology firms, and independent mortgage providers.

Industry
Software - Application
Sector
Technology
Headquarters
US
CEO
Nima Ghamsari
Listed since
Jul 16, 2021
Employees
419

Market position

Day range

Current $1.52

52-week range

Current $1.52

Open
$1.49
Previous close
$1.46
Volume
1.36M
0.43× average
Average volume
3.13M
Average daily volume
Market cap
368.02M USD
Beta
1.11
Market reference 1
50-day average
$1.7038
-10.79% below average
200-day average
$2.0791
-26.89% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
904.6M USD
P/E (TTM)
-18.51×
P/B (TTM)
3.85×
P/S (TTM)
2.83×
EV / EBITDA
307.58×
Earnings yield
-1.02%
Free cash flow yield
-0.01%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
74.75%
Operating margin
-11.82%
Net margin
-0.35%
Return on equity
26.36%
Return on assets
-4.74%
Return on invested capital
-15.96%

Financial health

Debt / equity
0.02×
Current ratio
2.48×

Earnings

EPS beat rate
36%
4 beats, 6 misses, 1 met estimate
Average EPS surprise
-119.50%
11 comparable reports
Latest EPS result
0.03
Estimate 0.02 · Beat by 70.25%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.070.01-0.04-0.09Q1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual -0.025, estimate 0.01, surprise -353.00%, Miss. Q2 2025, reported May 8, 2025: actual -0.01, estimate -0.008, surprise -20.05%, Miss. Q3 2025, reported Aug 7, 2025: actual -0.043, estimate 0.02, surprise -312.50%, Miss. Q4 2025, reported Nov 6, 2025: actual 0.026, estimate 0.02, surprise +30.50%, Beat. Q1 2026, reported Mar 10, 2026: actual -0.028, estimate 0.01, surprise -382.00%, Miss. Q2 2026, reported May 7, 2026: actual -0.05, estimate 0.02, surprise -350.00%, Miss. Q3 2026, reported Aug 6, 2026: actual 0.027, estimate 0.016, surprise +70.25%, Beat. Q4 2026, reported Nov 5, 2026: actual —, estimate 0.01, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates43.06M37.08M31.1M25.11MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 41.41M USD, estimate 41.39M USD, surprise +0.05%, Beat. Q2 2025, reported May 8, 2025: actual 26.77M USD, estimate 37.86M USD, surprise -29.29%, Miss. Q3 2025, reported Aug 7, 2025: actual 31.52M USD, estimate 31.55M USD, surprise -0.10%, Miss. Q4 2025, reported Nov 6, 2025: actual 32.86M USD, estimate 32.8M USD, surprise +0.17%, Beat. Q1 2026, reported Mar 10, 2026: actual 32.37M USD, estimate 31.78M USD, surprise +1.86%, Beat. Q2 2026, reported May 7, 2026: actual 30.84M USD, estimate 30.02M USD, surprise +2.72%, Beat. Q3 2026, reported Aug 6, 2026: actual 33.84M USD, estimate 33.08M USD, surprise +2.30%, Beat. Q4 2026, reported Nov 5, 2026: actual —, estimate 32.47M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$3.17

108.55% upside
Past 12 months12-month forecastHigh $4.50Average $3.17Low $2.00

Rating distribution

12 ratings
Strong buy00%
Buy758%
Hold542%
Sell00%
Strong sell00%

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