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Beeline Holdings Inc. logo

Beeline Holdings Inc.

BLNE

NASDAQFinancial ServicesFinancial - Mortgages

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Previous close

$1.02

+$0.01 · +0.99%

Aug 21, 4:00 PM ET

BLNE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Sell

Trim exposure — unfavorable risk-reward

Valuation

56

Fair Value

Momentum

17

Strong Down

Sentiment

52

Mixed

Risk resilience

26

High Risk

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Company profile

Company website

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Industry
Financial - Mortgages
Sector
Financial Services
Headquarters
US
CEO
Nicholas Reyland Liuzza
Listed since
Jan 3, 2017
Employees
84

Market position

Day range

Current $1.02

52-week range

Current $1.02

Open
$1.00
Previous close
$1.01
Volume
185.18K
0.32× average
Average volume
580.52K
Average daily volume
Market cap
31.26M USD
Beta
1.26
Market reference 1
50-day average
$1.0746
-5.08% below average
200-day average
$1.9236
-46.97% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
36.27M USD
P/E (TTM)
-0.38×
P/B (TTM)
0.63×
P/S (TTM)
3.06×
EV / EBITDA
-2.12×
Earnings yield
-90.92%
Free cash flow yield
-89.15%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
-3.63%
Operating margin
-201.18%
Net margin
-201.03%
Return on equity
-41.26%
Return on assets
-31.50%
Return on invested capital
-27.99%

Financial health

Debt / equity
0.21×
Current ratio
1.19×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends76%-57%-190%-323%Gross margin, FY2021: 23.48%Gross margin, FY2022: 17.58%Gross margin, FY2023: -5.18%Gross margin, FY2024: 43.21%Gross margin, FY2025: 17.99%Operating margin, FY2021: -55.67%Operating margin, FY2022: -47.89%Operating margin, FY2023: -54.40%Operating margin, FY2024: -230.77%Operating margin, FY2025: -247.36%Net margin, FY2021: -17.72%Net margin, FY2022: -117.16%Net margin, FY2023: -198.97%Net margin, FY2024: -289.62%Net margin, FY2025: -284.68%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 23.48%. Gross margin FY2022 17.58%. Gross margin FY2023 -5.18%. Gross margin FY2024 43.21%. Gross margin FY2025 17.99%. Operating margin FY2021 -55.67%. Operating margin FY2022 -47.89%. Operating margin FY2023 -54.40%. Operating margin FY2024 -230.77%. Operating margin FY2025 -247.36%. Net margin FY2021 -17.72%. Net margin FY2022 -117.16%. Net margin FY2023 -198.97%. Net margin FY2024 -289.62%. Net margin FY2025 -284.68%.

Income trends

Revenue

7.77M USD+98.57%

Operating income

−19.22M USD-112.85%

Net income

−22.12M USD-95.18%
Income trends across reported periods17.48M USD3.08M USD−11.32M USD−25.72M USDRevenue, FY2021: 12.39M USDRevenue, FY2022: 13.88M USDRevenue, FY2023: 3.79M USDRevenue, FY2024: 3.91M USDRevenue, FY2025: 7.77M USDOperating income, FY2021: −6.9M USDOperating income, FY2022: −6.65M USDOperating income, FY2023: −2.06M USDOperating income, FY2024: −9.03M USDOperating income, FY2025: −19.22M USDNet income, FY2021: −2.2M USDNet income, FY2022: −16.27M USDNet income, FY2023: −7.54M USDNet income, FY2024: −11.33M USDNet income, FY2025: −22.12M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 12.39M USD. Revenue FY2022 13.88M USD. Revenue FY2023 3.79M USD. Revenue FY2024 3.91M USD. Revenue FY2025 7.77M USD. Operating income FY2021 −6.9M USD. Operating income FY2022 −6.65M USD. Operating income FY2023 −2.06M USD. Operating income FY2024 −9.03M USD. Operating income FY2025 −19.22M USD. Net income FY2021 −2.2M USD. Net income FY2022 −16.27M USD. Net income FY2023 −7.54M USD. Net income FY2024 −11.33M USD. Net income FY2025 −22.12M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue7.77M USD3.91M USD3.79M USD13.88M USD12.39M USD
Cost of goods sold6.37M USD2.22M USD3.98M USD11.44M USD9.48M USD
Gross profit1.4M USD1.69M USD−196K USD2.44M USD2.91M USD
Selling, general, and administrative10.8M USD6.03M USD1.81M USD9.03M USD9.39M USD
Operating expenses20.62M USD10.72M USD1.86M USD9.09M USD9.81M USD
Interest income—4K USD———
Interest expense2.27M USD2.24M USD1.11M USD2.22M USD1.25M USD
Depreciation and amortization3.32M USD878K USD149K USD1.52M USD1.24M USD
Operating income−19.22M USD−9.03M USD−2.06M USD−6.65M USD−6.9M USD
Net income−22.12M USD−11.33M USD−7.54M USD−16.27M USD−2.2M USD

Company facts updated Aug 24, 2026.

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ETFs holding BLNE

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
737.29K
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
225.74K
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
81.37K
Weight
0.01%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%

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