Beeline Holdings Inc.

BLNE

NASDAQFinancial ServicesFinancial - Mortgages

Open in GoAI

Latest quote

$1.03

−$0.05 · -4.63%

Company profile

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Beeline Holdings Inc.

BLNE

NASDAQFinancial ServicesFinancial - Mortgages

Open in GoAI

Previous close

$1.03

−$0.05 · -4.63%

Sep 11, 4:00 PM ET

Latest quote

$1.03

−$0.05 · -4.63%

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

36/ 100

GoAI Score

Sell

Valuation

Fair Value

Sentiment

Mixed

Risk

High Risk

Momentum

Strong Down

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

Company profile

Company website

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: US
CEO: Nicholas Reyland Liuzza
Listed since: Jan 3, 2017
Employees: 84

Market position

Day range

Current $1.03

$1.01$1.0882

52-week range

Current $1.03

$0.76$4.65

Open: $1.0882
Previous close: $1.08
Volume: 231.83K; 0.46× average
Average volume: 507.37K; Average daily volume
Market cap: 31.57M USD
Beta: 1.32; Market reference 1
50-day average: $1.0181; +1.17% above average
200-day average: $1.8678; -44.85% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 36.27M USD
P/E (TTM): -0.39×
P/B (TTM): 0.64×
P/S (TTM): 3.09×
EV / EBITDA: -2.12×
Earnings yield: -90.92%
Free cash flow yield: -89.15%
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: -3.63%
Operating margin: -201.18%
Net margin: -201.03%
Return on equity: -41.26%
Return on assets: -31.50%
Return on invested capital: -27.99%

Financial health

Debt / equity: 0.21×
Current ratio: 1.19×
Altman Z-score: -2.44
Piotroski F-score: 2 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

7.77M USD+98.57%

Operating income

−19.22M USD-112.85%

Net income

−22.12M USD-95.18%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	7.77M USD	3.91M USD	3.79M USD	13.88M USD	12.39M USD
Cost of goods sold	6.37M USD	2.22M USD	3.98M USD	11.44M USD	9.48M USD
Gross profit	1.4M USD	1.69M USD	−196K USD	2.44M USD	2.91M USD
Selling, general, and administrative	10.8M USD	6.03M USD	1.81M USD	9.03M USD	9.39M USD
Operating expenses	20.62M USD	10.72M USD	1.86M USD	9.09M USD	9.81M USD
Interest income	—	4K USD	—	—	—
Interest expense	2.27M USD	2.24M USD	1.11M USD	2.22M USD	1.25M USD
Depreciation and amortization	3.32M USD	878K USD	149K USD	1.52M USD	1.24M USD
Operating income	−19.22M USD	−9.03M USD	−2.06M USD	−6.65M USD	−6.9M USD
Net income	−22.12M USD	−11.33M USD	−7.54M USD	−16.27M USD	−2.2M USD

Company facts updated Sep 13, 2026.

Earnings

EPS beat rate: 18%; 2 beats, 7 misses, 2 met estimates
Average EPS surprise: -123.49%; 11 comparable reports
Latest EPS result: -0.13; Estimate -0.05 · Miss by 160.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

BLNE peers

IBKR

Interactive Brokers Group, Inc.

$91.37

+2.18%

HOOD

Robinhood Markets, Inc.

$112.57

-0.67%

CME

CME Group Inc.

$275.54

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$99.75

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NDAQ

Nasdaq, Inc.

$91.19

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COIN

Coinbase Global, Inc.

$175.26

+1.73%

Continue in GoAI

Research BLNE

AI-generated and delayed market data for informational and educational purposes only. Not investment advice.

Regular session · ET · Market data may be delayed.

Company profile

Company website

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: US
CEO: Nicholas Reyland Liuzza
Listed since: Jan 3, 2017
Employees: 84

Market position

Day range

Current $1.03

$1.01$1.0882

52-week range

Current $1.03

$0.76$4.65

Open: $1.0882
Previous close: $1.08
Volume: 231.83K; 0.46× average
Average volume: 507.37K; Average daily volume
Market cap: 31.57M USD
Beta: 1.32; Market reference 1
50-day average: $1.0181; +1.17% above average
200-day average: $1.8678; -44.85% below average

Company profile

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

36/ 100

GoAI Score

Sell

Valuation

Fair Value

Sentiment

Mixed

Risk

High Risk

Momentum

Strong Down

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

Company profile

Company website

Beeline Holdings, Inc. engages in the fintech mortgage lending business. It servers property investors and buyers. The company was founded in 2019 and is based in Providence, Rhode Island.

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: US
CEO: Nicholas Reyland Liuzza
Listed since: Jan 3, 2017
Employees: 84

Market position

Day range

Current $1.03

$1.01$1.0882

52-week range

Current $1.03

$0.76$4.65

Open: $1.0882
Previous close: $1.08
Volume: 231.83K; 0.46× average
Average volume: 507.37K; Average daily volume
Market cap: 31.57M USD
Beta: 1.32; Market reference 1
50-day average: $1.0181; +1.17% above average
200-day average: $1.8678; -44.85% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 36.27M USD
P/E (TTM): -0.39×
P/B (TTM): 0.64×
P/S (TTM): 3.09×
EV / EBITDA: -2.12×
Earnings yield: -90.92%
Free cash flow yield: -89.15%
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: -3.63%
Operating margin: -201.18%
Net margin: -201.03%
Return on equity: -41.26%
Return on assets: -31.50%
Return on invested capital: -27.99%

Financial health

Debt / equity: 0.21×
Current ratio: 1.19×
Altman Z-score: -2.44
Piotroski F-score: 2 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

7.77M USD+98.57%

Operating income

−19.22M USD-112.85%

Net income

−22.12M USD-95.18%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	7.77M USD	3.91M USD	3.79M USD	13.88M USD	12.39M USD
Cost of goods sold	6.37M USD	2.22M USD	3.98M USD	11.44M USD	9.48M USD
Gross profit	1.4M USD	1.69M USD	−196K USD	2.44M USD	2.91M USD
Selling, general, and administrative	10.8M USD	6.03M USD	1.81M USD	9.03M USD	9.39M USD
Operating expenses	20.62M USD	10.72M USD	1.86M USD	9.09M USD	9.81M USD
Interest income	—	4K USD	—	—	—
Interest expense	2.27M USD	2.24M USD	1.11M USD	2.22M USD	1.25M USD
Depreciation and amortization	3.32M USD	878K USD	149K USD	1.52M USD	1.24M USD
Operating income	−19.22M USD	−9.03M USD	−2.06M USD	−6.65M USD	−6.9M USD
Net income	−22.12M USD	−11.33M USD	−7.54M USD	−16.27M USD	−2.2M USD

Company facts updated Sep 13, 2026.

Earnings

EPS beat rate: 18%; 2 beats, 7 misses, 2 met estimates
Average EPS surprise: -123.49%; 11 comparable reports
Latest EPS result: -0.13; Estimate -0.05 · Miss by 160.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

BLNE peers

IBKR

Interactive Brokers Group, Inc.

$91.37

+2.18%

HOOD

Robinhood Markets, Inc.

$112.57

-0.67%

CME

CME Group Inc.

$275.54

+0.54%

SATA

Strive Inc. Perp. Pfd. Series A

$99.75

-0.26%

NDAQ

Nasdaq, Inc.

$91.19

-0.89%

COIN

Coinbase Global, Inc.

$175.26

+1.73%

Continue in GoAI

Research BLNE

AI-generated and delayed market data for informational and educational purposes only. Not investment advice.

Beeline Holdings Inc.

BLNE company overview

Company profile

Beeline Holdings Inc.

BLNE company overview

GoAI snapshot

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

Earnings

EPS: actual versus estimate

Revenue: actual versus estimate

BLNE peers

Continue in GoAI

BLNE company overview

Company profile

Market position

BLNE company overview

Company profile

BLNE company overview

Company profile

Market position

BLNE company overview

GoAI snapshot

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

Earnings

EPS: actual versus estimate

Revenue: actual versus estimate

BLNE peers

Continue in GoAI