Bank of Hawaii Corporation logo

Bank of Hawaii Corporation

BOH

NYSEFinancial ServicesBanks - Regional

Previous close

$77.50

−$0.09 · -0.12%

Aug 21, 4:00 PM ET

BOH company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

52

Fair Value

Momentum

52

Neutral

Sentiment

58

Mixed

Risk resilience

81

Low Risk

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Company profile

Company website

Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering a comprehensive array of financial products and services across Hawaii, Guam, and the broader Pacific Islands. Its operations are organized into three primary divisions: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment caters to individuals and families, furnishing essential banking solutions such as checking, savings, and term deposit accounts. It offers a diverse portfolio of lending options, including residential mortgages, home equity lines, vehicle financing (loans and leases), personal credit facilities, installment loans, and credit cards, along with specialized small business loans and leases. This division also provides sophisticated wealth management offerings, encompassing private and international client banking, investment advisory, credit solutions, and trust administration for individuals, families, and high-net-worth clients. Furthermore, it extends institutional investment management and advisory services to corporate bodies, governmental agencies, and foundational endowments. Its brokerage arm also provides access to equities, mutual funds, life insurance, and annuity products. This extensive reach is supported by 54 physical branch locations and 307 ATMs strategically placed across its operating regions, supplemented by a dedicated customer service center and advanced online and mobile banking platforms. The Commercial Banking segment caters to businesses with offerings such as corporate banking, commercial real estate loans, specialized commercial lease financing, auto dealer financing, and various deposit solutions. It supplies comprehensive lending and deposit services to middle-market and large enterprises, alongside government bodies. Additionally, it provides commercial real estate mortgages tailored for investors, developers, and builders, and facilitates international banking and merchant services. Finally, the Treasury and Other segment is responsible for corporate asset and liability management, encompassing crucial functions like interest rate risk oversight and foreign exchange operations. Tracing its origins back to 1897, Bank of Hawaii Corporation maintains its headquarters in Honolulu, Hawaii.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
James C. Polk
Listed since
Mar 17, 1980
Employees
1,877

Market position

Day range

Current $77.50

52-week range

Current $77.50

Open
$78.255
Previous close
$77.59
Volume
292.64K
0.73× average
Average volume
401.23K
Average daily volume
Market cap
3.06B USD
Beta
0.7
Market reference 1
50-day average
$80.9194
-4.23% below average
200-day average
$75.4247
+2.75% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.86B USD
P/E (TTM)
14.33×
P/B (TTM)
1.63×
P/S (TTM)
2.84×
EV / EBITDA
6.35×
Earnings yield
7.60%
Free cash flow yield
6.80%
Dividend yield
3.61%

Profitability & efficiency

Gross margin
69.61%
Operating margin
28.07%
Net margin
21.88%
Return on equity
11.12%
Return on assets
0.85%
Return on invested capital
15.47%

Financial health

Debt / equity
0.05×
Current ratio
11×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends112%77%41%6%Gross margin, FY2021: 103.06%Gross margin, FY2022: 93.51%Gross margin, FY2023: 66.62%Gross margin, FY2024: 60.34%Gross margin, FY2025: 65.92%Operating margin, FY2021: 47.22%Operating margin, FY2022: 38.50%Operating margin, FY2023: 23.52%Operating margin, FY2024: 19.22%Operating margin, FY2025: 24.68%Net margin, FY2021: 36.75%Net margin, FY2022: 29.91%Net margin, FY2023: 17.73%Net margin, FY2024: 14.57%Net margin, FY2025: 19.40%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 103.06%. Gross margin FY2022 93.51%. Gross margin FY2023 66.62%. Gross margin FY2024 60.34%. Gross margin FY2025 65.92%. Operating margin FY2021 47.22%. Operating margin FY2022 38.50%. Operating margin FY2023 23.52%. Operating margin FY2024 19.22%. Operating margin FY2025 24.68%. Net margin FY2021 36.75%. Net margin FY2022 29.91%. Net margin FY2023 17.73%. Net margin FY2024 14.57%. Net margin FY2025 19.40%.

Income trends

Revenue

1.06B USD+3.12%

Operating income

261.98M USD+32.41%

Net income

205.9M USD+37.27%
Income trends across reported periods1.15B USD788.13M USD423.48M USD58.83M USDRevenue, FY2021: 689.41M USDRevenue, FY2022: 754.91M USDRevenue, FY2023: 965.78M USDRevenue, FY2024: 1.03B USDRevenue, FY2025: 1.06B USDOperating income, FY2021: 325.55M USDOperating income, FY2022: 290.63M USDOperating income, FY2023: 227.12M USDOperating income, FY2024: 197.85M USDOperating income, FY2025: 261.98M USDNet income, FY2021: 253.37M USDNet income, FY2022: 225.8M USDNet income, FY2023: 171.2M USDNet income, FY2024: 149.99M USDNet income, FY2025: 205.9M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 689.41M USD. Revenue FY2022 754.91M USD. Revenue FY2023 965.78M USD. Revenue FY2024 1.03B USD. Revenue FY2025 1.06B USD. Operating income FY2021 325.55M USD. Operating income FY2022 290.63M USD. Operating income FY2023 227.12M USD. Operating income FY2024 197.85M USD. Operating income FY2025 261.98M USD. Net income FY2021 253.37M USD. Net income FY2022 225.8M USD. Net income FY2023 171.2M USD. Net income FY2024 149.99M USD. Net income FY2025 205.9M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.06B USD1.03B USD965.78M USD754.91M USD689.41M USD
Cost of goods sold361.78M USD408.32M USD322.35M USD49.01M USD−21.07M USD
Gross profit699.83M USD621.19M USD643.43M USD705.9M USD710.49M USD
Selling, general, and administrative273.24M USD256.36M USD255.86M USD241.82M USD234.83M USD
Operating expenses437.85M USD423.34M USD416.31M USD415.27M USD384.93M USD
Interest income887.82M USD863.75M USD810.38M USD597.37M USD526.72M USD
Interest expense350.28M USD397.17M USD313.35M USD56.81M USD29.43M USD
Depreciation and amortization30.38M USD31.52M USD32.99M USD33.22M USD32.58M USD
Operating income261.98M USD197.85M USD227.12M USD290.63M USD325.55M USD
Net income205.9M USD149.99M USD171.2M USD225.8M USD253.37M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

15 ratings
Strong buy00%
Buy320%
Hold960%
Sell320%
Strong sell00%

BOH news

BOH peers

ETFs holding BOH

Funds reporting this stock among their holdings, ordered by reported position size.

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