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Bowhead Specialty Holdings Inc. logo

Bowhead Specialty Holdings Inc.

BOW

NYSEFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$33.50

+$0.01 · +0.03%

Aug 21, 4:00 PM ET

BOW company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

93

Deep Value

Momentum

63

Gaining

Sentiment

55

Mixed

Risk resilience

69

Moderate Risk

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AI-generated, informational only, and not investment advice.

Company profile

Company website

Operating across the United States, Bowhead Specialty Holdings Inc. delivers a range of specialized property and casualty insurance products. The company, established in New York in 2020, provides diverse coverage, encompassing: casualty insurance specifically designed for sectors such as construction, distribution, heavy manufacturing, real estate, and hospitality; professional liability protection for financial institutions, both private and public company directors and officers, errors and omissions, and cyber-related exposures; and healthcare-specific solutions tailored for hospitals, senior care providers, managed care organizations, various medical facilities, and healthcare management liability. These offerings are disseminated through a network of wholesale and retail distribution partners. Known as Bowhead Holdings Inc. until its renaming in March 2024, the entity functions as a subsidiary of Bowhead Insurance Holdings LP.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Stephen Jay Sills
Listed since
May 23, 2024
Employees
296

Market position

Day range

Current $33.50

52-week range

Current $33.50

Open
$33.57
Previous close
$33.49
Volume
276.12K
1.06× average
Average volume
261.15K
Average daily volume
Market cap
1.1B USD
Beta
-0.11
Market reference 1
50-day average
$31.0496
+7.89% above average
200-day average
$26.8551
+24.74% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
888.51M USD
P/E (TTM)
17.72×
P/B (TTM)
2.33×
P/S (TTM)
1.79×
EV / EBITDA
12.5×
Earnings yield
5.75%
Free cash flow yield
34.85%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
36.54%
Operating margin
12.72%
Net margin
10.12%
Return on equity
11.97%
Return on assets
2.27%
Return on invested capital
8.91%

Financial health

Debt / equity
0×
Current ratio
0.96×
Altman Z-score
1.49
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends37%26%14%3%Gross margin, FY2022: 32.33%Gross margin, FY2023: 33.94%Gross margin, FY2024: 34.09%Gross margin, FY2025: 32.09%Operating margin, FY2022: 7.81%Operating margin, FY2023: 11.33%Operating margin, FY2024: 11.87%Operating margin, FY2025: 12.20%Net margin, FY2022: 6.00%Net margin, FY2023: 8.84%Net margin, FY2024: 8.99%Net margin, FY2025: 9.75%FY2022FY2023FY2024FY2025
Gross margin FY2022 32.33%. Gross margin FY2023 33.94%. Gross margin FY2024 34.09%. Gross margin FY2025 32.09%. Operating margin FY2022 7.81%. Operating margin FY2023 11.33%. Operating margin FY2024 11.87%. Operating margin FY2025 12.20%. Net margin FY2022 6.00%. Net margin FY2023 8.84%. Net margin FY2024 8.99%. Net margin FY2025 9.75%.

Income trends

Revenue

551.54M USD+29.59%

Operating income

67.3M USD+33.17%

Net income

53.79M USD+40.64%
Income trends across reported periods605.57M USD389.45M USD173.34M USD−42.77M USDRevenue, FY2022: 187.6M USDRevenue, FY2023: 283.42M USDRevenue, FY2024: 425.59M USDRevenue, FY2025: 551.54M USDOperating income, FY2022: 14.66M USDOperating income, FY2023: 32.12M USDOperating income, FY2024: 50.54M USDOperating income, FY2025: 67.3M USDNet income, FY2022: 11.26M USDNet income, FY2023: 25.05M USDNet income, FY2024: 38.24M USDNet income, FY2025: 53.79M USDFY2022FY2023FY2024FY2025
Revenue FY2022 187.6M USD. Revenue FY2023 283.42M USD. Revenue FY2024 425.59M USD. Revenue FY2025 551.54M USD. Operating income FY2022 14.66M USD. Operating income FY2023 32.12M USD. Operating income FY2024 50.54M USD. Operating income FY2025 67.3M USD. Net income FY2022 11.26M USD. Net income FY2023 25.05M USD. Net income FY2024 38.24M USD. Net income FY2025 53.79M USD.
Metric (USD)FY2025FY2024FY2023FY2022
Revenue551.54M USD425.59M USD283.42M USD187.6M USD
Cost of goods sold374.54M USD280.5M USD187.22M USD126.96M USD
Gross profit177M USD145.1M USD96.2M USD60.65M USD
Operating expenses109.71M USD94.56M USD64.09M USD45.99M USD
Interest expense2.01M USD725K USD——
Depreciation and amortization1.78M USD3.87M USD2.27M USD727K USD
Operating income67.3M USD50.54M USD32.12M USD14.66M USD
Net income53.79M USD38.24M USD25.05M USD11.26M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
100%
10 beats, 0 misses, 0 met estimates
Average EPS surprise
+10.48%
10 comparable reports
Latest EPS result
0.48
Estimate 0.47 · Beat by 2.52%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.550.460.380.29Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 0.42, estimate 0.35, surprise +20.00%, Beat. Q2 2025, reported May 6, 2025: actual 0.34, estimate 0.33, surprise +3.03%, Beat. Q3 2025, reported Aug 5, 2025: actual 0.37, estimate 0.36, surprise +2.78%, Beat. Q4 2025, reported Nov 4, 2025: actual 0.47, estimate 0.4, surprise +17.50%, Beat. Q1 2026, reported Feb 24, 2026: actual 0.47, estimate 0.45, surprise +4.44%, Beat. Q2 2026, reported May 5, 2026: actual 0.48, estimate 0.42, surprise +14.29%, Beat. Q3 2026, reported Aug 3, 2026: actual 0.48, estimate 0.468, surprise +2.52%, Beat. Q4 2026, reported Nov 3, 2026: actual —, estimate 0.51, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates312.51M241.85M171.19M100.53MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 119.39M USD, estimate 115.15M USD, surprise +3.69%, Beat. Q2 2025, reported May 6, 2025: actual 122.72M USD, estimate 133.16M USD, surprise -7.84%, Miss. Q3 2025, reported Aug 5, 2025: actual 133.26M USD, estimate 142.03M USD, surprise -6.17%, Miss. Q4 2025, reported Nov 4, 2025: actual 143.9M USD, estimate 145.99M USD, surprise -1.43%, Miss. Q1 2026, reported Feb 24, 2026: actual 224.08M USD, estimate 216.66M USD, surprise +3.43%, Beat. Q2 2026, reported May 5, 2026: actual 216.74M USD, estimate 211.74M USD, surprise +2.36%, Beat. Q3 2026, reported Aug 3, 2026: actual 297.89M USD, estimate 278.69M USD, surprise +6.89%, Beat. Q4 2026, reported Nov 3, 2026: actual —, estimate 278.64M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$32.80

2.09% downside
Past 12 months12-month forecastHigh $34.00Average $32.80Low $28.00

Rating distribution

7 ratings
Strong buy00%
Buy457%
Hold343%
Sell00%
Strong sell00%

Recent analyst actions

7 institutions
CitizensmaintainMarket Outperform

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MONSEY, N.Y., Aug. 13, 2026 (GLOBE NEWSWIRE) -- The law firm of Wohl & Fruchter LLP is investigating the fairness of the proposed sale of Bowhead Specialty Holdings Inc. (NYSE: BOW) (“Bowhead”) to American Family Mutual…

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businesswire.com

Bowhead Specialty Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Bowhead Specialty Holdings Inc. - BOW

NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Bowhead Specialty…

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AM Best Comments on Credit Ratings of American Family Insurance Group's Affiliates and Its Subsidiaries Following Announced Acquisition of Bowhead Specialty Holdings Inc.

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ETFs holding BOW

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
18.9M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
15.85M
Weight
0.02%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
8M
Weight
0.03%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
5.99M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
5.83M
Weight
0.04%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
3.15M
Weight
0.02%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Small Cap ETF logoDimensional - US Small Cap ETFDFAS
Market value
3.08M
Weight
0.02%
AUM
15.92B USD
Expense ratio
0.26%
Price / 1D
$83.02+0.73%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
2.7M
Weight
0.01%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.83+0.52%

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