
Banco Santander (Brasil) S.A.
BSBRNYSEFinancial ServicesBanks - Regional
Previous close
$5.74
+$0.17 · +3.05%
Pre-market
$5.73
−$0.01 · -0.17%
Aug 24, 4:56 AM ET
BSBR company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
92
Deep Value
Momentum
50
Neutral
Sentiment
51
Mixed
Risk resilience
66
Moderate Risk
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Company profile
Company websiteBanco Santander (Brasil) S.A., together with its affiliated entities, operates as a prominent financial institution delivering an extensive array of banking and financial services. Its diverse client base includes individuals, small and medium-sized enterprises (SMEs), and large corporate customers, both within Brazil and internationally. The company's operations are strategically divided into two primary segments: Commercial Banking and Global Wholesale Banking. Its core offerings encompass deposit accounts and various bank funding instruments, alongside a broad spectrum of payment solutions such as debit and credit cards, digital prepaid services, a robust payment platform, and loyalty programs. Santander Brasil also facilitates employee benefit vouchers, payroll loans, digital lending, and online debt renegotiation services. In the area of secured lending, it provides mortgages and home equity financing products, complementing general consumer credit options. For its business clients, the bank extends local and commercial loans, trade finance, guarantees, and sophisticated structured loans, in addition to comprehensive cash management and funding solutions, including on-lending transfer services. The institution's expertise also covers financial advisory for projects, the origination and distribution of fixed-income securities in debt capital markets, financing for acquisitions, syndicated loans, and other complex structured financing arrangements, including subordinated debt and initiatives focused on energy efficiency. Furthermore, it offers advisory services for mergers and acquisitions (M&A) and equity capital market (ECM) transactions, supported by stock brokerage, equity advisory, and in-depth equity research. Santander Brasil is also active in structuring and providing foreign exchange (FX), derivative, and diverse investment products tailored for institutional, corporate, and retail investors, alongside offering vital market-making services. The bank continues to innovate by delivering instant payment solutions, a specialized suite of products and services for the agribusiness sector, and microfinance services. Its digital footprint extends to online automotive listing platforms, digital car insurance solutions, and a sophisticated digital trading platform. Customers can access these financial products and services through an extensive multi-channel distribution network, which includes traditional branches, mini-branches, ATMs, call centers, and comprehensive internet and mobile banking platforms. Banco Santander (Brasil) S.A. was founded in 1985 and has its principal headquarters situated in São Paulo, Brazil.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- BR
- CEO
- Gilson Finkelsztain
- Listed since
- Oct 7, 2009
- Employees
- 49,661
Market position
Day range
Current $5.74
52-week range
Current $5.74
- Open
- $5.71
- Previous close
- $5.57
- Volume
- 3.11M
- 1.45× average
- Average volume
- 2.15M
- Average daily volume
- Market cap
- 42.98B USD
- Beta
- 0.18
- Market reference 1
- 50-day average
- $5.4222
- +5.86% above average
- 200-day average
- $5.9406
- -3.38% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 30.15×
- P/B (TTM)
- 1.73×
- P/S (TTM)
- 1.13×
- Dividend yield
- 7.81%
Profitability & efficiency
- Gross margin
- 37.57%
- Operating margin
- 19.55%
- Net margin
- 9.89%
Financial health
- Debt / equity
- 1.17×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 151.54B USD | 129.02B USD | 121.36B USD | 110.9B USD | 75.34B USD |
| Cost of goods sold | 109.84B USD | 85.1B USD | 85.82B USD | 68.94B USD | 28.85B USD |
| Gross profit | 41.7B USD | 43.92B USD | 35.54B USD | 41.96B USD | 46.5B USD |
| Selling, general, and administrative | 19.37B USD | 18.87B USD | 18.07B USD | 16.78B USD | 15.76B USD |
| Operating expenses | 24.97B USD | 24.73B USD | 23.62B USD | 22.38B USD | 21.74B USD |
| Interest income | 162.49B USD | 137.18B USD | 128.28B USD | 115.23B USD | 77.99B USD |
| Interest expense | 104.86B USD | 80.5B USD | 81.4B USD | 67.72B USD | 26.67B USD |
| Depreciation and amortization | 2.63B USD | 2.73B USD | 2.74B USD | 2.59B USD | 2.43B USD |
| Operating income | 16.73B USD | 19.19B USD | 11.92B USD | 19.57B USD | 24.75B USD |
| Net income | 12.77B USD | 13.37B USD | 9.45B USD | 14.29B USD | 15.53B USD |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
11 ratingsRecent analyst actions
BSBR peers
ETFs holding BSBR
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard FTSE Emerging Markets ETFVWO17.04M0.01%162.3B USD0.06%$60.45+0.72%
Avantis Emerging Markets Equity ETFAVEM6.15M0.02%27.89B USD0.33%$94.24+0.75%
Freedom 100 Emerging Markets ETFFRDM1.2M0.43%2.93B USD0.49%$68.71+1.21%
ActivePassive International Equity ETFAPIE1.08M0.09%953.79M USD0.45%$39.766+1.16%
Dimensional - Emerging Markets Core Equity 2 ETFDFEM836.31K0.01%9.49B USD0.39%$39.93+0.50%
iShares Flexible Equity Active ETFBFLX657.2K0.03%2.05B USD0.40%$25.8421+0.59%
Dimensional - Emerging Markets Value ETFDFEV384.01K0.02%2.1B USD0.46%$41.93+0.29%
Dimensional - Emerging Markets ex China Core Equity ETFDEXC247.51K0.08%320.38M USD0.56%$78.40+0.39%
Vanguard FTSE Emerging Markets ETFVWO- Market value
- 17.04M
- Weight
- 0.01%
- AUM
- 162.3B USD
- Expense ratio
- 0.06%
- Price / 1D
- $60.45+0.72%
Avantis Emerging Markets Equity ETFAVEM- Market value
- 6.15M
- Weight
- 0.02%
- AUM
- 27.89B USD
- Expense ratio
- 0.33%
- Price / 1D
- $94.24+0.75%
Freedom 100 Emerging Markets ETFFRDM- Market value
- 1.2M
- Weight
- 0.43%
- AUM
- 2.93B USD
- Expense ratio
- 0.49%
- Price / 1D
- $68.71+1.21%
ActivePassive International Equity ETFAPIE- Market value
- 1.08M
- Weight
- 0.09%
- AUM
- 953.79M USD
- Expense ratio
- 0.45%
- Price / 1D
- $39.766+1.16%
Dimensional - Emerging Markets Core Equity 2 ETFDFEM- Market value
- 836.31K
- Weight
- 0.01%
- AUM
- 9.49B USD
- Expense ratio
- 0.39%
- Price / 1D
- $39.93+0.50%
iShares Flexible Equity Active ETFBFLX- Market value
- 657.2K
- Weight
- 0.03%
- AUM
- 2.05B USD
- Expense ratio
- 0.40%
- Price / 1D
- $25.8421+0.59%
Dimensional - Emerging Markets Value ETFDFEV- Market value
- 384.01K
- Weight
- 0.02%
- AUM
- 2.1B USD
- Expense ratio
- 0.46%
- Price / 1D
- $41.93+0.29%
Dimensional - Emerging Markets ex China Core Equity ETFDEXC- Market value
- 247.51K
- Weight
- 0.08%
- AUM
- 320.38M USD
- Expense ratio
- 0.56%
- Price / 1D
- $78.40+0.39%
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