
Byline Bancorp, Inc.
BYNYSEFinancial ServicesBanks - Regional
Regular session
$38.525
+$0.275 · +0.72%
BY company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
72
Undervalued
Momentum
53
Neutral
Sentiment
71
Bullish
Risk resilience
82
Low Risk
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Thesis, catalysts, evidence, and risk analysis.
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Company profile
Company websiteByline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Roberto R. Herencia
- Listed since
- Jun 30, 2017
- Employees
- 1,018
Market position
Day range
Current $38.525
52-week range
Current $38.525
- Open
- $38.29
- Previous close
- $38.25
- Volume
- 4.59K
- 0.02× average
- Average volume
- 288.1K
- Average daily volume
- Market cap
- 1.75B USD
- Beta
- 0.72
- Market reference 1
- 50-day average
- $37.7818
- +1.97% above average
- 200-day average
- $32.8346
- +17.33% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.81B USD
- P/E (TTM)
- 11.57×
- P/B (TTM)
- 1.32×
- P/S (TTM)
- 2.75×
- EV / EBITDA
- 9.64×
- Earnings yield
- 9.95%
- Free cash flow yield
- 10.43%
- Dividend yield
- 1.25%
Profitability & efficiency
- Gross margin
- 69.35%
- Operating margin
- 33.07%
- Net margin
- 23.50%
- Return on equity
- 10.26%
- Return on assets
- 1.35%
- Return on invested capital
- -4.58%
Financial health
- Debt / equity
- 0.46×
- Current ratio
- 0.31×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 629.49M USD | 621.42M USD | 532.47M USD | 356.46M USD | 316.14M USD |
| Cost of goods sold | 213.27M USD | 244.92M USD | 180.51M USD | 60.11M USD | 13.51M USD |
| Gross profit | 416.22M USD | 376.5M USD | 351.96M USD | 296.35M USD | 302.63M USD |
| Selling, general, and administrative | 132.99M USD | 145.1M USD | 130.78M USD | 120.88M USD | 103.02M USD |
| Operating expenses | 233.26M USD | 215.42M USD | 206.28M USD | 181.67M USD | 178.42M USD |
| Interest income | 572.18M USD | 565.93M USD | 479.48M USD | 301.56M USD | 248.93M USD |
| Interest expense | 186.87M USD | 217.88M USD | 148.86M USD | 36.23M USD | 12.54M USD |
| Depreciation and amortization | 4.9M USD | 5.03M USD | 4.53M USD | 4.29M USD | 5.99M USD |
| Operating income | 182.96M USD | 161.08M USD | 145.68M USD | 114.68M USD | 124.21M USD |
| Net income | 130.05M USD | 120.76M USD | 107.88M USD | 87.95M USD | 92.79M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 100%
- 11 beats, 0 misses, 0 met estimates
- Average EPS surprise
- +9.43%
- 11 comparable reports
- Latest EPS result
- 0.91
- Estimate 0.79 · Beat by 15.48%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
11 ratingsBY news
BY peers
ETFs holding BY
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV34.04M0.11%31.27B USD0.25%$126.49+0.03%
Vanguard Morningstar Total Stock Market ETFVTI31.04M0.00%2.3T USD0.03%$376.82-0.38%
iShares Russell 2000 ETFIWM30.72M0.04%81.62B USD0.19%$298.45-0.50%
Vanguard Extended Market ETFVXF14.74M0.02%93.7B USD0.05%$243.77-0.72%
iShares Russell 2000 Value ETFIWN11.27M0.08%14.66B USD0.24%$224.98+0.08%
Dimensional - US Targeted Value ETFDFAT10.04M0.07%14.66B USD0.28%$71.785+0.16%
Dimensional - US Small Cap Value ETFDFSV9.21M0.11%8.42B USD0.30%$40.29-0.01%
State Street SPDR S&P Regional Banking ETFKRE8.62M0.21%4.06B USD0.35%$75.36+0.67%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 34.04M
- Weight
- 0.11%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.49+0.03%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 31.04M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $376.82-0.38%
iShares Russell 2000 ETFIWM- Market value
- 30.72M
- Weight
- 0.04%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $298.45-0.50%
Vanguard Extended Market ETFVXF- Market value
- 14.74M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.77-0.72%
iShares Russell 2000 Value ETFIWN- Market value
- 11.27M
- Weight
- 0.08%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.98+0.08%
Dimensional - US Targeted Value ETFDFAT- Market value
- 10.04M
- Weight
- 0.07%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.785+0.16%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 9.21M
- Weight
- 0.11%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29-0.01%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 8.62M
- Weight
- 0.21%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $75.36+0.67%
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